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Sesame Credit.
There are these uses:
2. You can ride a bicycle without a deposit, and when the sesame credit score exceeds 650 points, there are several kinds of shared bicycles.
It is possible to ride without a deposit.
3. You can enjoy Huabei.
If the credit score is high enough, Alipay will open the Huabei and borrowing functions for the user.
4. You can live in a hotel with credit, when the credit score exceeds 600, then you can open a credit to live and avoid troubles such as room rounds, queuing, deposits, etc. As we all know, Sesame Credit Score is an independent credit evaluation and credit management agency, which is the first personal credit score in China's history, and it is also a major change for human beings.
The higher the sesame points, the more privileges you enjoy.
Sesame scores of 750 or more can basically enjoy the following three privileges:
First, it is to give a higher quota to "Liangbei", and most people can keep it at about 2-100,000 yuan;
Second, it is a low-interest repayment concession, and the interest may be reduced to 4/10,000, and even 3/10,000 if you are lucky;
3. It is a minimalist application for a Schengen visa.
This one is aimed at small partners who often go abroad;
Of course, there are many other small privileges, here the pen will not be introduced one by one, and for the sesame on the 900 points of the "special population", the privilege is basically the existence of the sky, the pen has a cousin who opened a company (not very pro, but really rich), and he talked about this during the New Year, out of curiosity I looked at his sesame points 907.
I was indeed a little surprised at the time, and then I also looked at his borrowing amount of 300,000, and the interest was in 10,000, and the other privileges were basically not to be seen, they were all enjoyed at the top, I asked later, it turned out that my cousin basically Alipay is the software he has been using, because he feels safe, and he does need to use more, so Alipay is the transfer station in his life, Yu Bao.
It has been full since the time when you can save 1 million (it can only be said that poverty limits the imagination of the pen), and then I said a lot, 900 points is actually not so easy, but then my uncle said that there are many people around 900.
Of course, because of the long-term installment of Alipay's activities, many people habitually use Alipay for consumption, which will eventually make Alipay's idea a reality and occupy a larger market share.
In general, the more comprehensive the information, the more frequent it is used, and the wider the scope, the higher the points.
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1. Sesame Credit.
Cooperate with a number of leasing platforms (prospecting, clothes, etc.) for good credit (sesame points.
600 points and above) provides deposit-free rental services, and users can rent digital products, clothing, bags, home appliances and other goods without deposit.
2. Deposit-free riding is an easy and convenient way to travel for users with good credit (sesame score of 600 and above) created by Sesame Credit and public bicycle service providers.
3. Deposit-free car rental is a joint venture between Sesame Credit and a number of car rental companies (Shenzhou Car Rental.
eHi Car Rental, etc.) provides a more convenient way to rent a car for users with good credit (sesame score of 650 and above), without queuing up to swipe the card, and booking can rent a car without a deposit, which only takes 2-3 minutes.
4. Sesame Credit affects Alipay's Huabei.
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During the public beta period, Sesame Credit has negotiated cooperation with partners in various fields such as car rental, renting, marriage and love, visas, etc., and will soon provide experimental services, such as when the user's sesame score reaches a certain value in the future, it is expected that there will be no need to pay a deposit when renting a car or staying in a hotel, you can try before buying when shopping online, and you don't need to apply for a deposit certificate when applying for a visa, etc.
In May 2016, China Everbright Bank announced that it would formally cooperate with Sesame Credit, a subsidiary of Ant Financial, to introduce the full product system of Sesame Credit.
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Alipay sesame score is above 750, you can enjoy five privileges, what are the five privileges, how to improve your sesame score, specifically as follows, first of all, if the sesame score is more than 700 points, you can enjoy the service of sharing bicycles and cars for free, I often use this service, for example, Shenzhou Car Rental and eHi Car Rent, etc. are free of deposit fees, after the sesame points exceed 600 points, you can rent power banks, umbrellas and other products without deposit.
Second, if you have a sesame score of more than 700 points, you can enjoy free tickets, skip-the-line, and deposit-free discounts when you stay in a hotel that cooperates with Alipay, which means that you can leave immediately after throwing off the room card at the front desk when you check out and enjoy VIP treatment.
Third, in all parts of the country, more and more people are renting, especially in cities such as Beijing, Shanghai and Guangzhou, with a sesame score of more than 700 points, and renting a house in cooperation with Alipay can be exempted from the deposit, and there is no need to worry about the landlord not finding various reasons not to return the deposit when checking out.
Fourth, as we all know, it is very troublesome to prepare all kinds of information abroad, such as work certificates, bank accounts, asset certificates, etc., if the sesame score is more than 700 points, you can save these materials, such as Canadian visas, Singapore visas, etc., fifth, Alipay's Huabei and borrowing are related to sesame points, and for users with high sesame points, the loan amount is also relatively high.
The behaviors embodied in shopping, payment, transfer and other activities, that is, multi-purpose shopping and multi-purpose Alipay related functions, detailed personal information, such as professional information, housing and car information, etc., comprehensively consider the user's performance ability and repayment ability, credit history is the user's past performance record, such as hotel reservations, taxi transfers, etc., comprehensively considering the credit status of Alipay users, these can improve sesame points.
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Useful 1. Apply for consumer loans.
Users with a sesame score of 600 have the opportunity to apply for "borrowing". Sesame Credit users can apply for personal consumption loans with the corresponding amount of sesame points, and the applied amount can be withdrawn to the balance of Alipay. "Good Loan" is a product of Zhaolian Financial, and the threshold is higher than that of "Borrowing", and it currently requires a sesame score of 700 and above.
In addition, Sesame Credit has also begun to cooperate with other financial institutions to use Sesame Points as the basis for lending. For example, the introduction of sesame credit score "Jiufu" means that the sesame score is high, the amount of borrowing that can be enjoyed will be higher, and the interest rate will be lower.
Useful 2: Apply for a visa.
At present, you can apply for a visa through the "Ali Travel Go" visa center. If you have a Sesame Credit score of more than 700 points, you can apply for a Singapore visa, and if you have more than 750 points, you can apply for a visa to Luxembourg.
Users who meet the conditions can submit less materials: employment certificate, income certificate, household registration book, copy of ID card, payment voucher of air ticket and hotel, etc. Isn't it very convenient, isn't it very convenient?
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Sesame points are Alipay's sesame credit scores, for your use of Alipay's credit evaluation. It has many uses and can be applied for a loan. Credit can be used for consumption.
Visas are available. Deposit is waived. In addition to the above purposes, as long as the Sesame Credit score exceeds 500 points, you can also enjoy the exclusive services and rights provided by the merchants that cooperate with Sesame.
What is the use of sesame seeds? What exactly is sesame seeds used for? Sesame seeds.
It's a treat. Reputation platform. The higher the sesame score, the higher the reputation, the lower the Zhenghua score, the lower the reputation, so it is said to be.
To improve the sesame sub-uncle, it is necessary to improve the credibility of the uncle. Service attitude improvement, service level. Improve user satisfaction, so that the sesame score is high.
What exactly is sesame seeds used for? The higher the sesame score, the higher the delicacy, in terms of loans, and other business aspects are credibility, people are willing to cooperate with you, so the higher the score, the more useful, on behalf of your credibility and honesty, to give people a particularly high evaluation, people love to cooperate with you.
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This is a personal credit rating tool launched by Alipay. Generally, the higher the sesame score, the better the creditworthiness and the more times the contract is complied with. In fact, if you want to say its real usefulness, I think it is an important indicator to measure the quality of a person's personal credit.
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The higher the sesame score, the better the credit, but it may not be able to borrow more money, because the loan needs to look at the repayment ability, not just the credit, but the sesame score can prove that you repay in time and never default, which is also a kind of reputation, and sometimes there are credit small gift rewards! Therefore, the sesame fraction is still high!
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Sesame points belong to the credit score, can improve personal credit, the higher the sesame score, the higher the credit, there are good credit preferential activities, the use is very convenient, the main uses are: first, you can credit loans; Second, Sesame Credit can apply for bank credit cards; Third, Sesame Credit continues to enter life, making life more convenient and preferential; Fourth, it is convenient to apply for outbound tourist visas and facilitate outbound tourism. Wait a minute.
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Sesame Credit Score (referred to as Sesame Score) is based on the user's data of various dimensions (covering financial lending, transfer and payment, investment, shopping, travel, accommodation, life, public welfare and other scenarios), using cloud computing and machine learning and other technologies, through logistic regression, decision tree, random forest and other model algorithms, to comprehensively process and evaluate the data of each dimension, and evaluate the user's credit history, behavioral preferences, performance ability, identity characteristics, The five dimensions of personal relationships objectively present the comprehensive score of personal credit status. Scores range from 350 to 950. Continuous data tracking shows that the higher the sesame score, the better the credit level, and the lower the probability of default in financial lending, life services and other scenarios, and a higher sesame score can help individuals obtain more efficient and high-quality services.
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There are no Huabei and sesame points in the loan treasure.
The first thing to do is to check your Huabei limit and Sesame credit score to determine whether you are a reliable person, and then lend to you.
Huabei and Sesame Fen are a kind of credit products under **.
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Sesame seeds. It is a kind of credit score under Alipay, and the higher the sesame score, the better the credit. When applying for credit services, the corresponding rights and interests will be given according to the sesame points. Such as: no deposit, use the product first and pay later, receive event rewards, etc.
1.Ant Huabei privileges.
Sesame Credit.
Usually reaching about 550 points, Alipay users can open the Ant Huabei function, the limit is basically between 50-500 yuan, similar to the bank's credit card, but it is more convenient to use than a credit card. However, even so, there are still many users who have not yet opened this function, and as for the reason, it must be poor consumption habits. Because as long as you insist on using Alipay, you will definitely have the opportunity to open it.
2.Ants borrow privileges.
In addition to Ant Huabei, Alipay also has another function called "Ant Borrowing". The opening permission of borrowing usually requires a sesame score of more than 600 points to have the opportunity to be invited to open. Different from Huabei, borrowing is another financial product of Alipay.
The main function is also to lend funds directly to users, which is still very convenient and affordable to use. And the higher the sesame score, the higher the amount of enjoyment!
3.Credit Medical Privileges.
A lot of people are looking forward to Jack Ma.
can enter the medical field, and now he has lived up to everyone's expectations, and really led Alipay to enter the Internet medical field.
The industry is up! Under Ma Yun's call, more than 400 medical institutions across the country have responded to join Alipay, and now Alipay Sesame Credit Score is higher than 650 points, and will directly enjoy credit medical and other privileges. It can be said that there is no need to worry about seeing a doctor and taking medicine, as long as the credit is high, even if there is no money, the credit can replace a certain amount!
4.Visa privileges to go abroad.
In the past, it was very troublesome to go abroad, and it was necessary to go through all the document procedures more than a month in advance, and various certificates needed to be provided in the middle. However, when the Sesame Credit score reaches more than 700, it can be handled directly on Alipay, and it can be completed within 3 hours. And users can also get VIP channels with their own sesame credit scores, which is simply a blessing for friends who like to go abroad!
5.Lease without charge privileges.
Nowadays, many merchants and various enterprises benefiting the people have entered Alipay, such as Harbin Travel and Shenzhou Car Rental.
Fliggy Hotel and much more. Especially after the rise of the sharing field, whether it was riding a bicycle, renting a car or staying in a hotel, the first step was to pay a deposit. Users with Alipay sesame scores of more than 680 points not only rent a car without a deposit, but also stay in a hotel without a deposit, which can be said to be very convenient, and travel and accommodation are unimpeded.
Operating environment: OPPO Reno6
Alipay:
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Sesame Credit Role:
1. In order to facilitate users to understand the credit level of their friends, Sesame Credit has set up a small game similar to "Credit PK", which can be compared with friends. If the other party authorizes and agrees, you can also directly view the other party's sesame score.
2. During the public beta period, Sesame Credit has negotiated cooperation with partners in many fields such as car rental, renting, marriage and love, visa, etc., and will soon provide experimental services, such as when the user's sesame score reaches a certain value in the future, it is expected that there will be no need to pay a deposit when renting a car or staying in a hotel, you can try before buying when shopping online, and you don't need to apply for a deposit certificate when applying for a visa, etc.
In May of this year, China Everbright Bank announced that it would formally cooperate with Sesame Credit, a subsidiary of Ant Financial, to introduce the full product system of Sesame Credit, and after obtaining the authorization of users, it will use Sesame Credit as the basis for card issuance and risk control.
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