High altitude insurance, can you buy American insurance? Is it reliable to apply online?

Meibao is the insurance self-operated platform of Bowei Insurance Brokers, and its product business scope has high-altitude insurance, which can be bought for sure, because Meibao's insurance has legal benefits, but whether it is worth buying is another matter. As for online insurance, it is actually the same as offline insurance, because we are buying the product itself, and the difference is only the insurance channel.

What about American Insurance?

As a blue-collar insurance expert, Meibao has been deeply involved in home appliances and aerial work, and belongs to the insurance self-operated platform of Bowei Insurance Brokers.

Starting from the user, Meibao deeply integrates insurance and the Internet, and uses big data technology and AI technology to empower efficient claims services and provide customers with high-quality and warm insurance claim services.

Meibao's insurance business scope covers employer insurance in the home appliance industry, high-altitude employer insurance (pan-industry), employer insurance in the logistics industry and other insurance products.

Is it reliable to apply online?

It is reliable to buy insurance online, and to buy insurance online or offline, you are buying the insurance product itself, and the difference is just that the purchase channel is different.

There will also be electronic policies to buy insurance online, and the product also has legal benefits, and it is more convenient to buy insurance online, more convenient to apply for insurance, and a wider range of product choices.

Customers generally colloquially and generally call the insurance in the field of aerial work "aerial insurance" and "aerial accident insurance", and the subject refers to the "American insurance aerial insurance", which has a special name in the industry, called "aerial work employer insurance".

This insurance needs to be insured as a business and can be insured by employees between the ages of 16 and 65 (with group accident insurance).

There is a big difference, group insurance.

Generally, there is a minimum number of requirements, and there is no minimum number of people for the U.S. Insurance Aerial Work Employer Insurance, which can also be bought by 1 person), and the insurance duration is also more realistic, which can be bought on an annual basis or on a monthly basis, which is particularly suitable for short- and medium-term construction projects and industries that need to send additional temporary workers in the peak season.

A variety of high-risk jobs are involved, such as steel structure installers, welders, light steel color plate installation and maintenance personnel, outdoor decoration personnel (including exterior wall construction and cleaning), gas pipeline decoration workers (indoor), plasterers, carpenters, painters, elevator elevator installation and maintenance workers, small and medium-sized construction machinery operators, wire and cable industry workers, and even street cleaners, garbage truck drivers and on-board workers, etc.

The second half of the question asks whether online insurance is reliable, and the essence of this question is actually how to screen information. Most of us have bought things online, in addition to physical goods, most of us have also bought ** insurance in Alipay and WeChat. Meibao insurance also supports direct purchase from mobile phones and computers.

The claim settlement after the accident is mainly online. Under normal circumstances, you only need to be sure that there is no need to worry about the online completion of Internet platforms that are legal and compliant, continue to operate, and operate healthily.

There are two ways to purchase USPAL Aerial Work Insurance:

2. **Handling: Use or Sogou or 360 search for "Meibao Technology", ps: The domain name of Meibao's official website is the pinyin of the four words of Meibao Technology. Select the type of insurance you need to purchase directly in **, and then click to buy.

In the insurance product, click on the last employer insurance for aerial work. After clicking in, there is an insurance button, fill in the information according to the prompts, select the effective time of the declaration, and remind those who pay special attention to the effective time of short-term insurance, and then write the billing information clearly if there is a need for invoicing. Finally check and confirm all the information, pay, and it's OK.

The online process is relatively clear. Fill in step by step according to the requirements to the end, it is not complicated.

However, in the area of aerial work, there are many people who come to inquire and insure in the construction engineering and outdoor decoration industries. Employer's liability insurance is recommended, and from the perspective of the protection object, the insured of the employer's liability insurance is the enterprise, that is, the boss of the employer.

From the perspective of function, employer's liability insurance can transfer the employment risk and protect the interests of the enterprise: if the employee suffers an accident or suffers from an occupational disease in the course of employment, resulting in injury, disability or death, the insurance company is responsible for the compensation liability that the enterprise should bear in accordance with the law. Specifically, the insurance company will pay the claim (such as death compensation, disability compensation, medical expenses, lost work expenses, hospitalization allowance, etc.) directly to the enterprise, and the enterprise will then compensate the employee.

More deeply, employer's liability insurance is an effective supplement to work-related injury insurance, and it is also more suitable for businesses than group accident insurance. Group accident insurance is equivalent to the benefits given by the enterprise to employees, and cannot pass on the employment risk of the enterprise. We often see court rulings like this:

If an enterprise buys group accident insurance, and the employee has an accident due to work, the insurance company directly compensates the employee, and at the same time, the employee asks the company to compensate again in accordance with the law, and the court supports it.

Click on the relevant insurance product, which contains an employer insurance for aerial work, and then apply for insurance, fill in the relevant information, and select the effective time of the insurance, so that the insurance is bought.

You can buy it directly in any insurance product. But when choosing, you must choose a guaranteed one, you must choose a low-risk one, and you must choose an insurance company with a large amount of profits.

At this time, you can contact the staff or customer service of this insurance company, and you can also go to the offline company of this insurance company to make a purchase, or you can log in to the official website to make a purchase.

You should bring your ID card, and then go to the insurance company to buy, or you should buy **, and you should communicate with the customer service staff, etc., which is okay.

Hello dear, let's take a look specifically: 1. The cost-effectiveness of the aerial work insurance of Meibao Insurance The cost-effectiveness of the aerial work insurance of Meibao Insurance is relatively high, because the vehicle management insurance is mainly set for the staff of high-altitude work. You don't need to pay too much to get a high amount of protection, and you can also apply for insurance anytime and anywhere.

2. If you are a person working at height, then you can buy the insurance to make up for a lot of defects. It is basically impossible for ordinary people to buy this insurance. As long as you are engaged in working at height, then you can buy such work at height insurance for your employees.

Even if there is no risk in normal times, you can take out insurance.

Summary. Dear, hello, Meibao high-altitude insurance liability: economic compensation liability and legal fees that should be borne by the employer in accordance with the law, no additional three liabilities, no additional 24-hour liability program features:

Covering a wide range of industries (including construction), 1 person can be insured, short-term insured, live can be insured, no qualification does not refuse to indemnify the amount of 300,000, 500,000, 800,000, 1 million 1.2 million, the policyholder can choose this high-altitude employer liability according to their actual needs.

Hello. Dear, hello, Meibao high-altitude insurance liability: according to the law, the employer should bear the economic compensation liability and legal costs, without attaching the three liabilities, and not attaching the characteristics of the liability program for 24 hours

Covering a wide range of industries (including construction), 1 person can be insured, short-term insured, live can be insured, no qualification does not refuse to pay 300,000, 500,000, 800,000, 1 million 1.2 million, the policyholder can choose this high-altitude employer responsibility according to their actual needs.

This High Altitude Employer's Liability Insurance provides coverage for occupations 1-6: 1Elevator elevator installation and maintenance, communication engineering installation and maintenance (excluding towers) 2

Welder 3Power construction and maintenance 4Installation and maintenance of billboards and installation of street lamps 5

Exterior wall cleaning, glass curtain wall installation and maintenance6Steel structure construction projects (only for industrial and civil housing construction projects, as well as decoration, mold removal and relocation projects), etc.

Hello. Meigao Zen Defeat Insurance Technology is an inclusive insurance platform focusing on serving grassroots workers, based on industry understanding, user needs and big data technology. It is characterized by a small amount of insurance that can be afforded, can be bought, can be bought at any time, and can be compensated at any time, providing simple, convenient, and warm new insurance services for grassroots strugglers.

Summary. Hello, I would like to make the following for you: Meibao and Pacific Insurance have launched a high-altitude work employer's liability insurance with high protection and low premiums.

Meibao is an insurance proprietary platform under Bowei Insurance Brokers. As an industry employer insurance expert, Meibao is deeply involved in home appliances, logistics, and aerial work. Starting from the user, it deeply integrates insurance and the Internet, adopts big data technology and AI technology, empowers efficient claims services, and provides customers with professional and warm insurance and claim services.

Hello, I would like to make the following for you: Meibao and Pacific Insurance have launched a high-altitude employer's liability insurance with high barriers and low premiums. Meibao is an insurance proprietary platform under Bowei Insurance Brokers.

As an industry employer insurance expert, Meibao is deeply involved in home appliances, logistics, and aerial work. Starting from the user, it deeply integrates insurance and the Internet, adopts big data technology and AI technology, empowers efficient claims service, and provides customers with professional and warm insurance and claim services.

Meibao Insurance is a subsidiary of Guangzhou Meibao Technology****, which is committed to launching more scenario insurance and health insurance products for the blue-collar market. Meibao is an inclusive insurance and front-end platform focusing on serving grassroots workers, mainly relying on mini programs and Gongchun Hail to provide insurance services, and has cooperated with life insurance, Ping An Insurance, Pacific Insurance and other companies.