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Hello, there are many platforms that can provide small loans, and the amount is basically between 5 million and 300,000 yuan, which can be applied for through banks, online loans, etc. Although the amount of small loans is lower than other loans, they are very popular because they are fast and flexible in borrowing and repayment. As long as you choose a regular platform, the security of funds and information is guaranteed, and you can use it with confidence.
It is recommended to use the money to spend, the money to spend is the credit brand of Du Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services, and borrows money on the Du Xiaoman Financial APP (click on the official measurement).
With money to spend on consumer loans, the daily interest rate is as low as low, and it has the characteristics of simple application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.
Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.
2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.
Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.
This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.
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If you are already a CMB user and have access to the China Merchants Bank mobile banking app, you can try to apply through this interface by logging in to the mobile banking and clicking "My" - "All" - "Loan" - "I want to borrow money".
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If you apply for a small loan of less than 50,000 yuan, you can log in to our mobile banking first, click "My" - "All" - "Loan" - "I want to borrow money" to try to apply through this interface, or apply for a loan by credit card; Log in to Pocket Life and click on the "Card" below. Finance" - "Reserve Fund" - "Apply Now" can try to apply for a reserve here, subject to the review result.
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If you need to apply for a small cash loan, China Merchants Bank has a flash loan business, which can be applied through the mobile banking app or check whether you are eligible to apply.
1. After the flash loan is disbursed, cash will be issued in the designated account, and the funds can only be used for normal bulk consumption and transfer, and cannot be invested, flowed into **, real estate and other directions.
2. If you have a CMB savings card, you can log in to the mobile banking and click "My All Borrow Money Flash Loan" to apply for a flash loan. Your specific quota will be approved according to your business situation in China Merchants Bank, and you can view it if your application is successful.
3. The provisions on the amount of flash loans are different for different types, and the maximum credit line is not more than 300,000 yuan, which is subject to the display on the loan page. If you have been eligible for a flash loan, you can log in to the "Flash Loan" module of China Merchants Bank mobile banking app or online banking to check your maximum application amount, with a minimum withdrawal amount of RMB 1,000 and a maximum of the quota amount, and an integer multiple of 1,000.
4. There are two types of loans that can be applied for within the flash loan limit:
1) 15 minutes loan disbursement will be automatically approved within 5-10 minutes, and the loan will be disbursed immediately after approval, and the result will be notified by SMS.
2) Loan disbursement on T+1 day, there will be a ** call to verify within T+1 day, and arrange the loan after confirming the information. If you do not answer the contact 3 times, the application will fail and you will need to apply again.
When the amount of flash loan is established, there will be a check record on the credit report. If you only successfully establish a quota but do not withdraw money: there will be no quota record in the credit report; For each subsequent withdrawal, there will be a loan record in the credit report.
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One, borrow. Alipay is a very magical platform, in addition to paying, financial management and even borrowing, borrowing I believe everyone has heard of it, it is a big brand, and the interest rate of borrowing is also good, it can provide a limit of 1000 yuan to 300,000 yuan. However, this platform can't apply for a quota by itself, and the platform needs to invite it according to the individual's credit situation and platform usage, so you can go to the borrowing page in Alipay to see if you have a quota.
Second, the ease of flowers.
Different from borrowing Anyihua can apply on your own, as long as the applicant is at least 20 years old and not more than 60 years old and has good credit, you only need to provide your ID card when applying, and the pass rate of the audit is still very high, generally more than 1000 yuan, but it should be noted that you need to grab the quota when borrowing, and the amount can be withdrawn.
Three, there is money to spend.
Du Xiaoman Finance's credit products, people aged 20-60 can apply (non-college students), the daily interest rate is as low as 10,000 2 (years, the application is very convenient, ** can be released in a few minutes after the application at the earliest.
Fourth, the Bank of China Consumer Wallet.
It is a powerful small loan platform, with postal loans, postal loans, postal treasures and other products, without any mortgage guarantee, up to 50,000 yuan of pure credit line, fast review, the applicant needs to be between 20 and 60 years old, provide their valid ID card.
Five, hi pay. This software may not have heard much, in fact, Hi Pay is a credit loan product under Haier Consumer Finance, the general amount is between 1000 200000, this software can be repaid in up to 24 installments, Chinese mainland residents between the ages of 18 and 60 can apply if they are good, and only need to provide their own identity documents when borrowing. With the rapid development of information technology and the advent of the era of big data, personal credit information and credit data will become more and more complete and perfect, so no matter which lending software you use, the most important thing is to cherish your credit and repay on time.
And don't take chances and think it's okay if you don't pay it back, if there is a problem with the credit data, it may affect your own life. Another point I hope you should pay attention to is to borrow as much as you need, don't be carried away by the wind of advanced consumption, you must borrow according to your own situation, after all, "borrowing for a while to repay the crematorium", to rational consumption and correct love of life.
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I can give you a loan, and if you don't succeed, you can only get a few thousand double fees, and you can't do more.
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It is recommended that you choose a formal channel to handle it, and the banking channel is safe and reliable;
If you apply for a small loan of less than 50,000 yuan, you can log in to our mobile banking first, click "My" - "All" - "Loan" - "I want to borrow money" to try to apply through this interface, or apply for a loan by credit card; Log in to Pocket Life and click on the "Card" below. Finance" - "Reserve Fund" - "Apply Now" can try to apply for a reserve here, subject to the review result.
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Paipai loan, pure credit loan, no upfront fees, just ask about the handling fee. Generally, it is about 24%, and the repayment of principal and interest is equal.
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I want to borrow 1500 and use it for a week.
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The safest thing is Alipay, there is an ant borrowing in it, and there is interest on the borrowed money, and the borrowed money is given to you by the Alipay platform. Reliable.
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It is recommended that you choose a formal channel, such as a banking channel
If you apply for a small loan of less than 50,000 yuan, you can log in to our mobile banking first, click "My" - "All" - "Loan" - "I want to borrow money" to try to apply through this interface, or apply for a loan by credit card; Log in to Pocket Life and click on the "Card" below. Finance" - "Reserve Fund" - "Apply Now" can try to apply for a reserve here, subject to the review result.
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