Whether the beneficiary can be changed for children s Ping An insurance that has entered the return

There is no need to change, and if the return period has already arrived, the money needs to be collected by the insured person who is already an adult.

The survival beneficiary is yours in the first place, so there is no need to change it. When you become an adult, you should receive the survival benefit, and you can go to the insurance company to transfer the money yourself.

1. First of all, determine who the policyholder is!

2. The policyholder enjoys the right to dispose of the policy, that is, to receive the money in the account and surrender the policy!

3. The money returned to the insured can only be collected by the insured, if there is a bank account, then go to the bank to collect it (that is, the owner of the bank account) to see whether the relevant procedures are handled in the contract!

4. The beneficiary can be changed at any time, and the policyholder can also be changed!

5. If the father is the policyholder and you are an adult, it is recommended to change the account or policyholder!

1. The surviving beneficiary is the insured himself, and this cannot be changed, but the deceased beneficiary can be changed.

2. If the return period has been reached, the money needs to be collected by the insured who has reached adulthood.

3. If the guardian of the insured has gone through the transfer and collection procedures when the insured is a minor, the money will be paid back in time as long as it is still valid every year, and if it is not used, it needs to be replaced by the adult insured.

4. The money that has been transferred into the account is transferred by the insurance company in accordance with the previous procedures, and the money has nothing to do with the insurance company, and the insured and the guardian must coordinate with themselves.

5. If you don't want the guardian to receive the money, as long as the insured confirms the current payment method, as long as it is not credited to the guardian's account, other ways can be decided by themselves.

If you need to change the beneficiary, you can change the surviving beneficiary or the deceased beneficiary through this program (unless otherwise agreed in the terms, the beneficiary cannot be changed).

Applicants who are eligible.

The insured or the policy holder with the written consent of the insured.

Reception hours. Before the end of the policy.

Application Restrictions.

1.If the relationship between the beneficiary and the insured person after the change is not his/her parents, spouse or children, the insured must handle it in person.

2.The beneficiary of the supplementary insurance is the same as the beneficiary of the main insurance, and no separate change will be accepted.

Customers visit the customer service center in person to make inquiries from Ping An Life's customer service center and cooperative banks, and make an appointment to visit the counter in person.

Required documents: Application for change of insurance contract (change of customer information) ID of the insured.

New beneficiary ID.

The customer entrusts the salesman to go to the customer service center to handle it.

Required documents: Application for change of insurance contract (change of customer information) ID of the insured.

New beneficiary ID.

Power of Attorney.

Agent's identity document.

Note: When entrusting a salesman, the trustee is limited to the service personnel of any valid policy under the customer's name; In the case of entrusting another person to handle the application, the trustee can only handle the application to the parents, spouse, children and other immediate family members of the applicant who are eligible.