How long is the insurance period of Junlong Life Bumblebee No. 7 Children s Hospital Allowance Insur

The insurance period of Bumblebee No. 7 Children's Hospitalization Allowance Insurance (Long-term Version) under Junlong Life Insurance is 20 years and 30 years, and you can choose according to your actual needs.

Generally speaking, when you apply for Bumblebee No. 7 Children's Hospital Allowance Insurance (Long-term Version), if the other insurance conditions are the same, the longer the protection period you choose, the corresponding premium will be more expensive, so when you choose the protection period, you should look at the premium is not within the scope of your own affordability, if it is beyond the affordable range, you must make adjustments to the protection period or payment period.

Some friends may not be very clear about how to choose the appropriate payment period, then you can take a look at this article: How to choose the payment period so that you will not lose?

From the figure, we can find that the protection content of Bumblebee No. 7 Children's Hospitalization Allowance Insurance (Long-term Version) is quite rich, including hospitalization insurance, critical illness hospitalization insurance, moderate illness hospitalization insurance, mild illness hospitalization insurance and other protection responsibilities.

The premium waiver benefit is quite practical because as long as the insured suffers from a mild, moderate, critical illness or a specific critical illness for the first time, the insurance company will waive the outstanding premiums for each period from the date of diagnosis.

You should know that when the insured suffers from a mild, moderate, serious illness or a specific major illness for children, the whole family will face relatively high ** costs, and there may be no extra spare money to continue to pay premiums, but if you do not pay on time, the most serious consequence is that the insurance contract may become invalid, which also means that the insured will lose protection.

However, after the premium waiver benefit, if the insured suffers from a mild, moderate, critical illness or a specific critical illness for children for the first time, and meets the requirements of the contract, the subsequent unpaid premiums will not need to be paid again, and the policy will continue to be in force.

However, it should be noted that Bumblebee No. 7 Children's Hospitalization Allowance Insurance (Long Term) has a 90-day waiting period, during which the insurance company will not be liable if the insured has certain circumstances agreed in the contract due to non-accidental reasons.

Therefore, everyone should be aware of the length of the waiting period.

If some friends still don't know what the waiting period is, you can take a look at this dry goods: the insurance company will not pay for the insurance during the waiting period? If you don't understand, you'll suffer a big loss!

The insurance period of Junlong Bumblebee No. 7 Children's Hospitalization Allowance Insurance is up to 30 years, which protects the health of children, reassures parents, and reduces the pressure of medical expenses caused by children's illness and not every family, which is worth recommending.

The specific advantages of choosing Junlong Life Bumblebee No. 7 Children's Hospital Allowance Insurance of Little Umbrella Insurance Broker are as follows:

1. A good partner for critical illness, million medical care, and hospitalization insurance.

2. The term of insurance can be 20 to 30 years, and there is no need to worry about renewal.

3. The hospitalization insurance can be superimposed, and the insured amount is more sufficient.

4. Regardless of accident or illness, hospitalization can be compensated.

5. If no claim occurs after the insurance takes effect, the sum insured can be increased.

6. Double exemption for the insured, no worries.

7. Special compensation for multiple liabilities.

8. Excellent cost performance, the lowest is only 158 yuan.

If you want to know more about hospitalization allowance insurance, we recommend consulting a small umbrella insurance broker. The Little Umbrella Insurance Knowledge Channel comprehensively and systematically explains the knowledge of the insurance industry to customers and provides first-hand insurance information. The authoritative answer of experts covers some basic knowledge that needs to be understood in the early stage of insurance, as well as some basic knowledge that needs to be known in the process of claim settlement or claim, so that customers can avoid the worries of insurance.

Junlong Life's Bumblebee No. 7 Children's Hospital Allowance Insurance (Long-term Version) has a 90-day waiting period, during which the insurance company will not be liable if the insured has certain circumstances agreed in the contract due to non-accidental reasons.

The following is a brief introduction to Bumblebee No. 7 Children's Hospitalization Allowance Insurance (Long-term Version).

First hand over the product protection chart of Bumblebee No. 7 Children's Hospitalization Allowance Insurance (Long-term Version).

As shown in the figure, the insurance age of Bumblebee No. 7 Children's Hospitalization Allowance Insurance (Long-term Version) is 0-17 years old, the insurance period is 20 30 years, and there are 5 options for the payment period, including single payment, 5 10 15 20 years payment.

In addition, the protection content of Bumblebee No. 7 Children's Hospitalization Allowance Insurance (Long-term Version) is relatively rich, providing hospitalization insurance, critical illness hospitalization insurance, moderate illness hospitalization insurance, children's specific critical illness hospitalization insurance, premium waiver and other protection responsibilities.

As long as the insured suffers from a mild, moderate, critical illness or a specific critical illness for the first time, the insurance company will waive the insurance premiums payable but not paid for each period from the date of diagnosis of the mild, moderate, critical illness or specific critical illness of the child.

You must know that if the insured suffers from a mild, moderate, serious illness or a specific major pediatric illness, most or even all of the family's funds will be used for ** disease, and there may be no extra spare money to continue to pay the premium, but with the premium waiver protection, when the insured suffers from a related illness and meets the provisions of the contract, the insurance company will waive the remaining unpaid premiums, and the contract will continue to be effective.

Here the senior sister has also prepared a dry article for everyone, which is the detailed content about the premium waiver, if you are interested, you can take a look:Is it good to waive the premium, and do you have to choose it when you buy insurance to let Minsong insurance?

In general, Bumblebee No. 7 Children's Hospitalization Allowance Insurance (Long-term Version) has its own advantages, you can consider whether this product is suitable for children in combination with actual needs, if you think it is appropriate, it is worth starting. Hope.

Junlong Life Bumblebee No. 7 Children's Hospitalization Allowance Insurance has a waiting period of 90 days.

During the waiting period, if the insured person is hospitalized**, critical illness, moderate illness, mild illness, specific critical illness of a child or admitted to the intensive care unit** due to a non-accidental injury, Junlong Life will not be liable for the corresponding insurance liability, and at the same time, the insurance contract will be terminated and the premium will be refunded without interest.

However, if the insured is insured due to an accident, there is no waiting period.

As can be seen from the above figure, the protection content of Bumblebee No. 7 Children's Hospitalization Allowance Insurance is basically about hospitalization, which is a benefit-type product, when the insured is hospitalized for reasons agreed in the contract** and meets the conditions for claims, the insurance company will directly pay the insurance benefits according to the corresponding payment ratio of the hospitalization medical day amount and the number of days of each hospitalization.

To the surprise of the senior sister, the payment ratio is as low as 100% and as high as 500%, and the compensation is very strong.

For example, if the insured is diagnosed with the agreed children's specific critical illness before the age of 18 after the waiting period, the insurance company will pay 300% of the hospitalization medical day for each hospitalization day, effectively reducing the financial pressure on parents due to their children's hospitalization.

If you want to reimburse medical expenses, then parents and friends may wish to learn about million medical insurance: the latest top ten million medical insurance rankings are newly released!

In addition, if you want to give your child comprehensive illness protection, children's critical illness insurance is also indispensable: top 10 ultra-cost-effective children's critical illness insurance, don't miss this treasure guide!

Junlong Life Bumblebee No. 7 Children's Hospitalization Allowance Insurance Is there a waiting period for specific information can consult the small umbrella insurance broker, Huaichangqing The company has reached strategic cooperation with more than 80 insurance companies, serving more than 15 million lead land users, which is very good. It is recommended to choose the Junlong Life Bumblebee No. 7 Children's Hospitalization Allowance Insurance of Little Umbrella Insurance Brokers, and the liability of Duoxun pants is entitled to special compensation, as follows:

Moderate diseases: inpatient medical treatment days x number of days per hospitalization x 150%;

Mild diseases: inpatient medical treatment day x number of days per hospitalization x 100%;

Specific diseases in children: number of days of hospitalization x number of days of each hospitalization x 300%;

Critical illness: inpatient medical days x number of days of each hospitalization x 200%;

The cooling-off period of Junlong Life Bumblebee No. 7 Children's Hospital Allowance Insurance (Long-term Version) is 15 days, which starts from the date on which the consumer signs the contract or receives the contract electronic insurance policy (the earlier of the two).

In order to facilitate everyone's understanding, let's introduce this product below.

Let's take a look at its security map first:

1. The payment period is flexible.

As can be seen from the figure above, the payment period of Bumblebee No. 7 Children's Hospitalization Allowance Insurance (Long-term Version) is relatively flexible, with a total of 5 payment terms, namely single payment, 5-year payment, 10-year payment, 15-year payment, and 20-year payment, which can allow consumers to better choose according to their own circumstances. If you don't know which payment period is suitable for you, you can also take a look at the analysis of this article: how to choose the payment period so that you won't lose?

2. Analysis of guarantee content.

Bumblebee No. 7 Children's Hospitalization Allowance Insurance (Long-term Version) has three basic coverage levels to choose from: 100 yuan per day, 200 yuan per day, and 300 yuan per day. Suppose Xiaobao was 0 years old, his father insured Junlong Life Bumblebee No. 7, and the basic insurance amount was 200 yuan a day.

Xiaobao can enjoy the following protection benefits:

In addition, parents can also choose to attach the policyholder waiver when applying for insurance, which is still more beneficial to consumers. When the policyholder has the situation agreed in the contract, the remaining unpaid premium can be waived and the protection is still valid.

Since the child does not yet have the financial ability to be independent, the premium is generally paid by the parents. With this protection, if the parents are unable to pay the premiums due to the subsequent circumstances stipulated in the contract, the child will not lose the protection. If you still want to know more about the content of premium waiver, you can also take a look at this article:

Is it good to waive the premium, and do I have to choose it when buying insurance?

The above is related to the problem, if you are not satisfied with the product, you can also compare other products with other products. But there are a lot of things to pay attention to when buying insurance, in order to avoid stepping on the pit, it is recommended to take a look at this article before applying for insurance: this insurance principle is correct!

The hesitation period of Junlong Life Bumblebee No. 7 Children's Hospitalization Allowance Insurance is 15 days, and the Little Umbrella Insurance Broker - Junlong Life Bumblebee No. 7 Children's Hospitalization Allowance Insurance has no claims renewal worries, even if it is hospitalized with chronic diseases or serious diseases, it can still enjoy continuous protection.

Little Umbrella Insurance Broker - Junlong Life Bumblebee No. 7 Children's Hospital Allowance Insurance has the following features:

1.Little Umbrella has accumulated more than one million critical illness insurance customers, and the number of policies has increased year by year. 2.

As an important part of family protection, hospitalization allowance insurance is a scarce product in the market, which is suitable for customers with existing critical illnesses. 3.For new single users, the protection plan of critical illness insurance + medical insurance + long-term allowance insurance + accident insurance is more comprehensive.