I m going to invest in Harvest 300, and I ll give you some advice.

First of all, you should know that Harvest 300 belongs to the index**, if you are recommended to buy Harvest CSI 300 in the first half of last year, it is good, but now you will be suspected of fooling you if you buy it again. Because the index ** rose a lot in 09, because (the index rose from 1665 to 3478) and this year's ** is almost impossible to have a unilateral ** like the first half of last year**, so it is difficult to achieve last year's performance. Moreover, the current scale of Harvest CSI 300 is obviously fat (about 40 billion), mainly because it is too famous and there are too many people coming in.

If you look at the top ** in 09 performance, they are basically medium-sized (about 10 billion) or even very small, such as Huaxia**, the reason is very simple, have you ever seen a bloated person who can run fast? Or it is also a reason that the ship is difficult to turn around. Compared to last year, the index**, which includes the Harvest 300, has plummeted compared to last year.

Personally, I think that if you want to focus on the performance of the next 1 year, no more than 1 and a half years, it is not recommended to have a large amount of **index**, and I personally think that the next wave of index** bull market may not be until 2 years later. I'm not alone. CCTV 22:22 on May 25

30 experts in the market analysis room program talked about the 2010 base selection strategy, and also believed that this year's **present**pattern**, active management ** will have advantages. At least this year's passively tracked index** doesn't stand a chance. The reason why you must buy it is that unless you can last for 3 years or even longer, and you have to endure the loneliness of mediocre performance or even losses.

There is also a simple investment principle, that is, last year's **unilateral**, the index ** was on fire, so from the second half of last year, a large number of indexes ** were newly issued. Even if you don't understand**and**, seeing this situation, you should know that the index ** has not played in the past year or two, there are many things, and there are more people who follow the trend.

Harvest 300

1, according to the current point, it is no longer possible to appear substantially**2, China's economic situation has not changed, investment in Harvest 300, you can enjoy the rapid growth of blue-chip listed companies.

3. The current **, regular investment index** must be more than 3 years, so as to ensure the income.

At present, the domestic profitability is about the same, and the income is higher than that of bonds. The principle of index type ** is suitable for long-term regular investment, and the cumulative return is relatively good. Conversely, it is not suitable for short-term operations.

The first floor said that I was really painful and profound.。。。 But I only bought it yesterday...

1l correct solution, unless you insist on it for more than 3 years, or don't buy the finger base.

Harvest 300 is good, if you can invest in the short term, if you invest in the long term, it is not very suitable, because it has no back-end fees, and you have to pay a handling fee every month. There is also a lot of handling fee to pay in the long run.

Ordinary salarymen are suitable for long-term regular investment, invest a small amount of money every month, and long-term investment will have good returns. Therefore, it is recommended that you choose a ** with back-end fees to make regular investment, so that you do not need to pay a monthly handling fee. The following are my answers to other friends, you can take a look, it should be helpful to you.

In addition, the principal-guaranteed type, bond type, and currency type are not suitable for regular investment, and the regular investment is suitable for the choice of **type and index type**, because they fluctuate greatly, and long-term investment can effectively amortize the cost. As long as you have a minimum investment of more than 200 yuan per month, as for the income, you can go to the bank (if you buy it in the bank) to print the list, or you can log in to the **company** you bought** and enter the ID number and password (the last six digits of the ID card) in the query column to see the details of your **. You can also simulate your own income in China, and you can also see the details of the ** very clearly.

Hopefully, the following points will be helpful to you.

There are many back-end charges, such as: Dacheng 300, Southern 500, Rongtong 100, Industrial Trend, Desheng Advantage, GF Jufeng and so on. Auto-Investment** can also be redeemed at any time.

The Southern 500 is still good and can be considered. I started regular investment in 07, it's been more than three years, and it's not the best, but it's still profitable, and the longer it takes, the cost will be reduced, and the risk will be reduced.

**There are two charging methods: one is the front-end fee, which is the default one, that is, the handling fee must be paid proportionally every month, which increases the cost of regular investment. If you buy it at the bank counter, the handling fee is, buy it in the online bank, the handling fee is 68% off, and if you buy it on **company**, the minimum handling fee is 4% off.

There are also redemption fees that vary at the time of redemption. There is also a back-end fee, that is, there is no handling fee at the time of ** every month, but the holding time must reach the time specified by the ** company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Therefore, it is best to choose a back-end fee for regular investment. Not all of them have a backend.

The second is to change the cash dividend to dividend reinvestment, so that if the company pays dividends, the cash will be automatically repaid, and there is no handling fee for this part.

The third is that if you don't have money to invest this month or the ** price is very high, **** is also very high, you can also stop investing for one to two months, which will not affect the regular investment in the future, but do not stop investing for three consecutive months, if it is suspended for three consecutive months, the regular investment will automatically stop.

Fourth, in the bull market, the price also rises more, at this time you can appropriately reduce investment, if you are in a bear market, you can increase investment appropriately to increase the share.

The Harvest 300 is indexed** and passively tracked**, compared to other actively managed equity-biased models**. That is to say, it is what it goes up and down, and it is unlikely to get the benefits of surpassing or lagging behind. **Regular investment must be **** to make money, and in the past two years** has fallen like this, the vast majority of ** are not good at making money.

That is to say, the risk of these two years is obviously greater than the money-making effect, you only experience a bear market, how can you make money without experiencing a bull market. But liquidation is not enough.

Other types of active management can be speculated in the market band, selling high and buying low, arguing about theme stocks, and exceeding. So there is about 10% of the income that works well.

The CSI 300 Index is a large-capitalization variety, and the stock is inactive, so it is difficult to make a difference in the market, not to mention the ****. The CSI 300 index only has a chance in the unilateral index, or in the first half of 2009, for example, from 1664 all the way to 3478Many indices** have made more money, outperforming the vast majority of actively managed equity**.

Whether you stick to it depends on your mentality, you can stick to it in the long run, and wait patiently for the next wave of China's bull market to come, but maybe there are still a few years of lonely time. Looking at the short-term June-December should not have much chance, although the current point is considered to be low. Of course, changing ** is one of the options, but it's really hard to say whether it can be changed well.

It requires you to have a keen sense of foresight and luck.

Buying ** generally depends on the long-term benefits, at least hold it for more than 5 years, otherwise there is no ...... effect