What to do if you owe 100,000 yuan in wages of 5,000 per month

Slowly pay it back, what else can you do 100,000 words is not a big problem for you, after all, you still have a fixed income every month, save some flowers, don't buy things that you can usually not buy, don't spend money that shouldn't be spent, slowly pay it off little by little, life is still hopeful.

Save a little for yourself and pay back 3,000 yuan a month. It's over in three years. Or if you take out a loan of 100,000 yuan first and repay the money, and you repay the loan slowly, there will be no pressure on you.

Save a little every month, spend 1,000, save 4,000, nearly 40,000 a year, even if 40,000, more than two years will be over. There's not much pressure, be positive, be optimistic!

You set a goal for yourself, a salary of 5,000 yuan, 3,000 yuan for basic expenses such as living and housing, and save 2,000 yuan per month, so that it can be paid off in about four years.

Hello, 1. If you owe 100,000 online loans with a salary of 4,000, you can seek help from your family, confess the fact of arrears to them, and strive to get the understanding and help of your family. 2. You can take the initiative to negotiate with the lending institution to repay the loan, extend the repayment period, and never go to the loan to support the loan, which will only make the online loan more and more. 3. If necessary, you can negotiate with the lending institution with the help of legal evidence, and usually the loan platform will give in to reduce the cost and interest appropriately.

4. When there is a debt crisis, you need to adjust your mentality, don't give up on yourself to avoid problems, strive to do your job well, and actively raise money.

1. Confess to your family and seek help from your family. This applies to people who have certain economic conditions in the family, if the amount of arrears is not big, you can seek help from your family as soon as possible, don't feel good or dare not confess, you must know that this kind of thing can't be delayed, the more the snowball will roll more and more in the end, don't wait until the end even the parents can't afford it, then there is no way at all. After confessing, negotiate with the platform to strive to repay only the principal or obtain a reduction, basically the platform will have various policies to achieve the purpose of reduction.

2. Get a credit report on a small program such as clean data, sort out your debts, and calculate how much you owe. If you don't owe much and your credit is not bad, you can apply for a regular large loan for installments, pay off the small loan that Li Han is equipped with, and you can still negotiate with the platform to reduce or reduce it in the process of repayment. If you choose to do this, then you must ensure that this large loan can pay off all the small loans, otherwise you must not borrow.

In addition, you must choose this solution if you have a regular income, and your income can repay this large loan every month. Otherwise, doing so will only aggravate your debt and make you sink deeper.

3. In fact, the borrowers who want to go ashore are basically Qiaoze people who can't borrow money, because the platforms that can borrow have already borrowed, and they really can't borrow money, and there is no way to help repay the loan, so they are looking forward to going ashore. So is there any possibility that these people will go ashore? Yes.

This is also the fastest way, which is to force the landing. What is forced disembarkation? It's all the loans that you choose not to repay, don't care about your face at this time, and don't struggle to support yourself for fear of being exposed to your address book, think about it, with your current state, isn't it a matter of time before your address book is exploded?

It's just that the timing is different, and the result is the same. Therefore, if you choose to be forced earlier, you can go ashore earlier, or you can get out as soon as possible.

Summary. Hello, the first step is to stop all loans and seek the understanding and help of your family. First of all, don't take out loans to support loans, which will only make online loans more and more, and all platforms will be overdue.

Confess to your family and seek their understanding and help. The second step is to deal with the collection of huge profits rationally. issued a statement in advance in the circle of friends, explaining to everyone to clear the profiteering collection they are suffering, apologize for the situation that everyone may be harassed, and suggest that everyone cooperate with hanging up these commotions**, leaving everyone with a new **, and reducing the use of the old**number.

The third step is to understand your dishonesty and work hard to repay the loan. Check your credit through the credit information center, grasp which online loans have been entered into the credit information system and which have not been entered into the credit information system, so that you have a clear idea and repay the loans in order. It is more important to find a job and work hard to earn money, negotiate with the bank or lending institution, and extend the repayment period or repay it in installments.

What should I do if I owe 100,000 online loans with a salary of 4,000.

Hello, the first step is to stop all loans and seek the understanding and help of your family. First of all, don't take out loans to support loans, which will only make online loans more and more, and all platforms will be overdue. Confess to your family and seek their understanding and help.

The second step is to deal with the collection of huge profits rationally. issued a statement in advance in the circle of friends, explaining to everyone to clear the profiteering collection they are suffering, apologize for the situation that everyone may be harassed, and suggest that everyone cooperate with hanging up these commotions**, leaving everyone with a new **, and reducing the use of the old**number. The third step is to understand your dishonesty and work hard to repay the loan.

Check your credit through the credit information center, grasp which online loans have been entered into the credit information system and which have not been entered into the credit information system, so that you have a clear idea and repay the loans in order. It is more important to find a job and work hard to earn money, negotiate with the bank or lending institution, and extend the repayment period or repay it in installments. I hope it can help you, remember to help me like it, thank you.

Can you get a loan with a pro-salary of 4000 online loan 50,000.

Hello, of course this is possible, the salary of 4,000 is completely able to borrow 50,000, and it is completely capable of repaying.

I can apply for a loan to buy a house.

Hello, yes, you can take out a loan by providing salary flow when you take out a loan.

I have an online loan of 50,000 yuan and haven't paid it off yet.

Hello, there is no problem if there is no overdue, but if there is overdue, you can't apply for a mortgage.

Will it affect my application for a home loan?

Not overdue. Hello, if there is no overdue, it will not affect the mortgage, and the loan can be taken down normally.

I see that some check the credit, and the number of online loans is too much, so you can't apply for a loan to buy a house.

Hello, you only do this once, and it does not affect the mortgage.

You can repay a few thousand yuan to the bank every month, and you can save some living expenses, so that you can save interest and repay the loan without spending money indiscriminately.

There must be only a grit of teeth and a tightening of the belt.