Can my son s Pacific Student Insurance at school be covered for injuries at home

Yes, tell the class teacher and he will help you out.

Xueba says insurance, to help you avoid all the pitfalls of buying insurance for your children! This year, the comparison table of 136 hot-selling juvenile critical illness insurance has been updated

You can click on it to take a look, I hope it will help you.

What insurance is good for children

First, health insurance is essential, and so are children!

Newborn medical insurance can be handled immediately after the child is registered, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so this must be handled for the child.

Second, in addition to the basic insurance of national medical insurance, commercial insurance should also be considered, and critical illness insurance + medical insurance + accident insurance should be given priority.

Start with critical illness insurance, which provides coverage for a long time (up to a lifetime). In addition, critical illness insurance can pay a large amount of cash directly after getting sick, which can not only solve the problem of medical expenses, but also solve many additional expenses caused by illness, such as taking care of sick children, and financial losses to the family, which need a lot of cash to make up. Buying a pure protection critical illness insurance policy can be used to solve these problems.

Look at medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, as long as one or two hundred yuan a year, you can buy an insurance amount of 10,000 yuan, which is cost-effective and practical.

Finally, it is necessary to have an accident insurance, the child's accident insurance is very cheap, the insurance amount of 200,000 yuan is only sixty or seventy yuan per year, which can fully protect the child's accidental death, disability and medical expenses caused by the accident, which is not expensive and very useful.

Third, what are the insurance policies that are not recommended for children?

Don't buy life insurance for your children, and try not to choose critical illness insurance with both. I know the specific reasons in this articleTeach you how to buy insurance for your child!

There is a detailed introduction in it, and because it is written in detail, I will not introduce it here.

According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, 1000 yuan per year can be configured comprehensively, if you buy lifelong protection, it is only two or three thousand per year, which is very practical.

That's all for me"Can my son's Pacific Student Insurance at school be covered for injuries at home"All of them, I hope it helps you! Hope!

Pacific insurance purchased by students.

If it belongs to the school to purchase, then you can find the school to understand the specific scope of insurance coverage, and then the school will come forward to find the insurance company for their reimbursement. If you buy the insurance directly, you can directly call the customer service of the insurance company** or go to the counter to find a staff member and ask them to reimburse.

Extended Information: Pacific Insurance Claim Process:

1. To put it simply, anyone can report the case, call the customer service of the insurance company**, inform the insured of the ID number, and the customer service staff will guide you into the follow-up link. It is necessary to pay attention to the requirements of the time to report the case, the statute of limitations for life insurance claims is generally 5 years, and the time limit for life insurance other than life insurance is generally 2 years.

2. In addition to the claim application, different insurance pure judgment socks have different material requirements, and the claims adjuster will explain in detail, which is divided into two parts: Applicant's certification materials: documents related to the identity and relationship of the insured and the beneficiary.

Proof of claims: life insurance, accident insurance.

Death certificate involved.

death, closure of household registration, cremation), medical evaluation of the degree of disability; Pathology report of critical illness insurance.

Medical report; A list of expenses for medical insurance, invoices, surgical records, etc.

3. Initial review. The acquirer will transfer the application materials to the review, and the auditor will preliminarily verify that there are two possibilities: If the materials are complete and the facts are clear and meet the requirements of the claim, the payment will be notified within 2-3 working days.

If there is an obvious exemption from liability or a suspected exemption from liability, enter the negotiation or investigation (the amount or follow-up risk is small, and the liability exemption is clearly transferred to the negotiation; Otherwise, it is transferred to the investigation).

4. Investigation; The investigators will carry out detailed evidence collection, which we will talk about later. The investigator will feedback the results of the investigation to the interviewer, who will then communicate with the applicant further. After the completion of the investigation, the final conclusion will be formed, and the applicant will accept or take the legal route to appeal.

5. After knowing the content and meticulousness of the investigation when making a claim, you must not be lucky when applying for insurance, and when filling in the health notice, ask about the medical history, and be truthful to avoid problems when making a claim.

Summary. Yes, "Accident insurance purchased by the school generally refers to student safety insurance. It protects the personal safety of students while they are in school.

It mainly provides students with accidental injury, accidental disability, accidental medical treatment and other protection. If they are injured at home, the accident insurance purchased by the school can also be reimbursed. The insurance period is one year.

Non-school time such as winter and summer vacations can also be covered. ”

Yes, "The nuclear-based accident insurance purchased by the school generally refers to the student safety search insurance. It protects the personal safety of students while they are in school. It mainly provides students with accidental injury, accidental disability, accidental medical treatment and other protection.

If they are injured at home, the accident insurance purchased by the school can also be reimbursed. The insurance period is one year. Non-school time such as winter and summer vacations can also be covered.

Accident insurance purchased by schools generally refers to student safety insurance. It protects the personal safety of students while they are in school. It mainly provides students with protection for accidental injury, accidental disability, and accidental medical treatment.

If they are injured at home, the accident insurance purchased by the school can also be reimbursed. The insurance period is one year. Non-school time such as winter and summer vacations can also be covered.

This is a very valuable insurance policy for many students. Therefore, we need to be mindful that we have to purchase student FPA for our students at home. This can also lead to better learning, ensure the safety and health of students, maintain social stability, and reduce the financial burden on parents, students, and schools.

At the same time, we need to note that we can't cut off the safety insurance of students. As long as we go to school, we have to buy it. Only in this way can we better become a room of Sanskrit.

As we all know, there is a proverb that says that we never know when a bright accident will happen. It turns out that in the event of an accident, Lin must learn to protect his legitimate rights and see new hope. Everyone knows this.

Student safety insurance can also effectively deal with student injury accidents in school, and play a positive role in maintaining the normal order of education and teaching and promoting the stable and harmonious development of education.

Hello is happy to answer for you, the premium of 100 yuan accident insurance for Pacific students is 100 yuan per year, which includes 40,000 insured student child accident insurance, 4,000 additional student child accident outpatient medical insurance, 40,000 additional student child health insurance, 200,000 additional student hospital medical insurance. On the whole, the 100 yuan accident insurance for Pacific students is an accident insurance with low premium, high protection and excellent cost performance. For accidental death, disability and burns of the policyholder, the insurance company will pay a certain percentage; If the insured suffers medical expenses due to accidental injury, the deductible for each accident is 50 yuan, and the excess medical expenses will be compensated at a rate of 80%.

Pacific Student 100 Yuan Accident Insurance For the protection of additional student and child hospitalization medical insurance, in the event of an accidental injury accident resulting in hospitalization expenses, the free amount of each compensation is 100 yuan, and the part exceeding the deductible will be paid according to the progressive proportion.

And nowadays, many countries require every citizen to have a medical insurance, so as to ensure that every citizen has the money to see a doctor and buy medicine when medical and other emergencies occur, so as to avoid missing the best time due to lack of funds.

Hello, the accident insurance purchased by the school generally refers to the student safety insurance. It protects the personal safety of students while they are in school. It mainly provides students with accidental injury, accidental disability, accidental medical treatment and other protection.

If they are injured at home, the accident insurance purchased by the school can also be reimbursed. The insurance period is one year. Non-school time such as winter and summer vacations can also be covered.

However, the specific compensation standard is still subject to the terms of the policy.

If you don't know much about this aspect, you can provide free claims assistance, and you can click on the link card to make an appointment with an insurance consultant to serve you 1-on-1.

Yes, the insurance purchased by the school is generally student safety insurance, and the reimbursement scope of this insurance also includes accidents that occur at home of students.

In the event of an injury after the purchase, the student will be compensated according to the cost of medical treatment.

Accident insurance is not compensated, because the scope of this accident insurance is purchased at school, so there will be no compensation for accidents at home.

Summary. If the child is injured at school, the school insurance and accident insurance in the Pacific Insurance can be compensated, and the compensation amount is within the scope of the insured amount, and the compensation will be paid according to the invoice amount, and the maximum amount cannot exceed the invoice amount.

The child is injured in the school, and the school insurance and accident insurance in the Pacific Insurance can be compensated, and the compensation amount is within the scope of the insured amount, and the compensation is paid according to the invoice amount, and the maximum amount cannot exceed the invoice amount.

The compensation of Pacific Insurance is paid within the scope of social insurance medication, and if it is an imported drug, the imported medical materials will not be paid.

The process of insurance claim is as follows: 1. In the event of an accident, contact the salesman of your own policy in time, explain the situation in advance, and report the case; 2. According to the specific guidelines given by the insurance company, prepare the relevant materials for applying for claims, such as medical records, medicine lists, payment forms, examination results, etc.; 3. The insurance company will dispatch professional staff to conduct an investigation based on the information provided by the informant; 4. After the insurance company investigates and confirms that there is no problem, it will give a compensation plan, and the insured needs to carefully understand the specific content of the compensation to measure whether the compensation plan given by the insurance company can be satisfied, if there are still objections, or there is no way to resolve it through negotiation, you can go to the court to file a lawsuit. 5. If there is no objection to the insurance company's compensation plan and agrees to the insurance company's compensation, the insurance company will pay the compensation according to the established compensation standard and issue the claim.

Summary. Hello, my question to come, Pacific insurance is also compensated, the general student enrollment by the school to collect the premium, the insured only need to pay a few dozen yuan of premiums, by the insurance company and the school to sign a unified policy of group insurance. This insurance is mainly to cover the student's daily life accidents, covering the student's death, disability, accidental medical expenses and illness-related medical expenses.

If I have an accident at school and hurt my leg, will Pacific Insurance pay for it?

Hello, your question I come, Pacific Insurance is also a compensation for the celebration of Oh, the general student enrollment by the school to collect the premium, the insured only need to pay a premium of dozens of yuan, by the insurance company and the school to sign a unified policy of group insurance. This insurance mainly covers the student's daily life accidents, and the coverage covers the student's death, disability, accidental medical expenses and illness-related medical expenses.

According to the contract, understand the insurance coverage of the insurance. Thirdly, parents should prepare all the materials in time to make a claim at the company's customer claim center: 1. Sick form 2. Original medical record card; 3. The original invoice refers to the original invoice; 4. Discharge summary; 5. List of medications; 6. Copy of bank card; 7. A copy of the household registration booklet.

8. Claim application, investigation power of attorney, bank transfer confirmation. Finally, the insurance company will make a claim decision within 3 to 5 working days after receiving all the claim materials. If the situation is complicated, the verification will be made within 30 days, and the parents will be notified of the claim result in the form of text message, and the compensation will be paid to the applicant.

How many types of compensation are there for Pacific Insurance? The lapping does not include a third party.

There are four types of compensation methods for CPIC to compensate for losses, including proportional liability, first hazard liability, limited liability, and exemption limit.

There is no third party.

If there is an accident at school, and the school did not let me report the insurance before, who should pay the claim? Does Pacific Insurance Accident Insurance need to make a claim in case of an accident in a public place?

Depending on the specific reason, learning is also responsible, because if something happens at school, if the child has insurance, it will be compensated.

Legal Analysis: If the child is underage, the school needs to be held responsible. Generally, schools have school liability insurance, and you can ask the class teacher to apply for the insurance. However, if the insurance company pays, it will generally only pay the part covered by the local medical insurance.

Legal basis: Civil Code of the People's Republic of China Article 1199 Where a person without capacity for civil conduct suffers personal injury during the period of study or life in a kindergarten, school, or other educational institution, the kindergarten, town, or other educational institution shall bear tort liability; However, if it can be proved that the education and management duties have been fulfilled, they shall not be liable for infringement.