What happened to the frozen amount of Yue Bao, and what happened to Yu Yu Bao being frozen

The frozen amount, i.e., the frozen share of the currency corresponding to the Baobao Service (hereinafter referred to as the "**share"), refers to:

Authorize certain third parties such as hotels, leasing companies, auction companies, etc. to issue freezing orders to the corresponding currency ** sales agency (hereinafter referred to as the "** sales agency"), and authorize the ** sales agency to follow the instructions of the specific third party. During the freeze period, you will not be able to redeem and pay the frozen **shares.

Launched in June 2013, Yue Bao is Ant Financial's balance value-added service and current management service product. In addition to financial management functions, Yue Bao can also be used directly to pay for purchases, transfers, payments and repayments. It is a cash management tool in the era of China's mobile Internet.

<> first of all, you need to know what causes the Yu'e Bao funds to be frozen, because the freezing reasons are different, and the methods of unfreezing are also different. There are many reasons for this, such as:

1. The funds transferred out of Yu'e Bao have not been received, resulting in the freezing of funds;

2. The wish savings function has been activated, and the funds transferred to the wish savings in each period will be frozen in Yue Bao;

3. The funds used by the Yu'e Bao loan repayment manager to transfer out and repay the loan will be frozen;

4. The funds will be frozen before the transaction of the Yue Bao Appointment Wealth Management Product.

If the funds are frozen due to participating in the Earnings Challenge, users can enter the event page of the National Earnings Challenge from the Yuebao details page, then click Sell Participation Pack, and follow the prompts on the page.

The specific method of inquiring about the reason for the freezing of Yu'e Bao's funds is as follows:

1.Open the Alipay mobile client.

2.Click "Yue Bao" in the "My" page.

3.Once you're in, click on "Total Amount".

4.Once you've entered the fund details, select "Frozen" in the "All" drop-down menu.

Generally, the freezing of Yu'e Bao funds is caused by the freezing of pen and pen, normal transfer out and freezing, etc. The former does not affect the income of Yu'e Bao and can be used after manual unfreezing, while the latter can only be used after the funds are received.

During the transfer period, if the user chooses to receive the account normally, then the funds need to arrive in the account after 4 days, and during the period from transfer to arrival, the funds transferred by the user will be frozen in the Yue Bao account, and the system will automatically unfreeze when the funds arrive.

The reason why Yue Bao was frozen:

1.Merchants who violate laws and regulations through Alipay** and receive money through Alipay will also be frozen if they are reported by users.

In addition, the flow identified by Alipay's risk control coefficient will also be frozen after it meets the suspected illegal national regulations such as gambling.

2.Complained by a large number of users, suspected of fraud and other behaviors, such as fraud through Alipay, the victim called ** to Alipay to complain, and in order to facilitate the follow-up docking with **, Alipay will carry out corresponding restrictions on this type of account to avoid transferring money out.

3.There are also some reasons for Alipay to be frozen, and these reasons do not involve laws and regulations, if you want to unfreeze, you need to ask customer service for specific methods.

Extended information] Yue Bao is simply understood as a way to save money similar to bank deposits. However, the current interest of Yu'e Bao is relatively high, how high is it, in short, it is higher than the interest of the deposit and death period in the bank, which will be introduced later. And his risk is very low, which is about the same as the security of a bank, so he doesn't have to worry about losing his money.

It is very convenient to withdraw money from Yue Bao, and you can quickly deposit the money in your bank to Yue Bao through the network only, or deposit it back to your bank account from Yue Bao (2 hours time difference). What is this money for, I think we ordinary people don't need to care about it at all, because we store the money in the bank is to save, and the balance treasure is also saved, but the balance treasure is more than the bank's money, literally the balance treasure is to put the money that you have not spent in your hand, and you can take it out at any time when you want to spend it, and put it in it when you don't spend it, but the money you put in it has interest every day.

"Yue Bao" is a new balance value-added service created by Alipay, a domestic third-party payment platform, users can transfer money to Yue Bao, you can get a certain amount of income, and the funds in Yue Bao can also be used for online shopping, Alipay transfer and other payment functions at any time. Yue Bao has the characteristics of simple operation process, no limit on the minimum purchase amount, high income and flexible use. On June 13, 2013, Yu'e Bao's deposit business was launched, and Yu'e Bao became the first company in China's history to exceed 100 billion yuan.

As of January 15, 2014, the scale of Tianhong** Yue Bao exceeded 250 billion yuan, and the number of customers exceeded 49 million. In February 2014, the China Consumers Association pointed out that there was a regulatory gap in Internet finance such as Yu Bao. On February 27, 2014, Tianhong**'s official Weibo announced that the number of Yu'e Bao users has exceeded 81 million.

On March 4, Zhou Xiaochuan said that he would not ban Yu'e Bao, and the regulatory policies for Yu'e Bao and other financial businesses would be more perfect.

The frozen amount of Yu'e Bao is the meaning that an individual authorizes a specific third party such as a hotel, leasing company, and auction company to send a freezing order to the currency ** sales agency corresponding to the Yue Bao service, and authorizes the ** sales agency to freeze the individual's designated ** share according to the instructions of a specific third party. After the amount of Yue Bao is frozen, it cannot be withdrawn to the bank card, and the money in Yue Bao needs to be transferred out to the Alipay balance to be unfrozen.

In addition, as long as the purchased product participates in the installment payment activity, and the payment is checked by default when making payment, then after the purchase of this product is confirmed, the funds will not be transferred to the seller immediately, but will be temporarily frozen in the Yue Bao, and the payment will be made to the seller after the 30th day of confirming the receipt.

The amount of Yue Bao is frozen that you can't consume and withdraw, but you can normally get the income of this part of the money, it may be that you have shopped in installments on **, if so, then you will be frozen in full payment, and you can unfreeze it after you receive the goods. The reasons why the amount of Yue Bao is frozen are as follows:

01 Because of the current method, it is possible to temporarily freeze the funds of Yu Bao, please note that it is temporary. Tmall installment: If the Tmall account does not reach the consumption limit, or there is no limit at all, if you take a picture of the Tmall installment product, the corresponding Yue Bao funds will be temporarily frozen;

02 Yue Bao installment: This is ** seller or Tmall seller as long as they participate in the activity, the default is to check the Yu Yu Bao installment payment when paying, after you buy this product, confirm the receipt, the funds are not immediately given to the seller, but temporarily frozen in your Yue Bao, and then pay the seller after the 30th day after confirming the receipt;

03 Zhaocaibao products set up appointments: Many people know that now Alipay has the platform of Zhaocaibao, which has many products, and you can set up appointments by yourself, but they don't understand that once the rush funds are set, the relevant funds in the Yu'e Bao will be frozen before the rush purchase is successful, and this part of the funds can be all the funds of the original Yu'e Bao. When the purchase is successful, this part of the funds will be automatically transferred from Yu'e Bao to other wealth management products.

Try before you buy: Similar to Tmall installment, if the account does not have a consumption limit, take a picture and pay to try before buying the product, the relevant funds of Yue Bao will be temporarily frozen, and only after repayment, the relevant Yue Bao funds will be solved. The following signs in the seller's products are all available for try-before buying. >05

Others: Of course, there are other things like trying before cooling, etc., which are similar to Tmall staging. Only when the relevant amount is paid off, the corresponding amount of Yue Bao will be unfrozen. If you want to see which reason is frozen.

01 It's simple. Log in to Alipay, in the home page, there is an unavailable amount above Yue Bao, click on the amount directly, and you will jump to the reason prompt page for not using it. >02 This page shows that the reason for the unavailability is that you use Yue Bao installment.

If you need to confirm which product it is and it is paid in installments, you can click on the details at the back.

03This directly displays the name of the purchased product, as well as the date of purchase.

How to freeze part of the amount of Yue Bao.

The amount frozen by Yue Bao is a problem you set, sometimes it will be automatically frozen, but it doesn't matter, as long as you can automatically unfreeze it.

Funds are frozen, you can ask the customer service for feedback.

The reasons for the frozen amount of Yu'e Bao are:

1. The account does not have real-name authentication: Users who have not received real-name authentication will be shown as unavailable if they receive money from others.

2. Pay by credit card: When shopping, the Paibao page prompts the seller to support credit card payment transactions, and if a refund occurs, the money will be displayed as unavailable in the Alipay account.

3. Yue Bao installment: This is ** seller or Tmall seller as long as they participate in the activity, the default is to check the balance of Tong next to the Bao installment payment, after you buy this product, confirm the receipt, the funds are not immediately given to the seller, but temporarily frozen in your Yu Bao, and then pay the seller after the 30th day after confirming the receipt.

4. Appointment is set for Zhaocaibao products: On the Zhaocaibao platform, once the rush purchase funds are set, the relevant funds in the Yu'e Bao will be frozen before the rush purchase is successful, and this part of the funds can be all the funds of the original Yu Yu Bao. After the purchase is successful, the funds will be automatically transferred from Yu'e Bao to other wealth management products.

5. Consumer protection deposit: As a seller, you need to pay a guarantee fund when you open a store, and this money is shown as unavailable.

The reasons for the freezing of Yu'e Bao's funds are as follows:

1. Yue Bao is usually transferred out.

After the Yue Bao upgrade, the limit of quick transfer out is 10,000 yuan, and there is no limit for ordinary transfer, but there will be a process of arrival time for ordinary transfer, and the money will be frozen in the Yue Bao account before it is transferred out to the bank card account. If the funds are frozen due to ordinary transfers, the funds will be automatically unfrozen after the funds arrive.

2. Yu'e Bao loan repayment housekeeper.

Yue Bao Loan Repayment Manager is a timed repayment function, if the user sets a regular repayment plan, then the amount used for repayment will be frozen in Yue Bao, and after unlocking the loan repayment amount, the funds will be unfrozen.

3. Yue Bao wishes to save.

Yu'e Bao has a first burn pei wish savings function, users can set the wish savings amount, and then the Yu'e Bao system will regularly freeze the wish savings amount in the Yu'e Bao account according to the deposit amount period set by the user. If you want to unfreeze the Wish Savings fund, you can wait until the set wish is fulfilled to unfreeze it, or the user can terminate the Wish Plan early, so that the funds can also be unfrozen.

4. Make an appointment for regular wealth management products.

If an Alipay user has made an appointment for a regular wealth management product, the funds will be frozen in the Yue Bao account before the completion of the financial transaction, and the financial funds will be deducted from the Yue Bao account when the financial transaction is completed.

How to unfreeze Yue Bao.

1. If it is frozen because of the withdrawal of the money in Yue Bao, it will be automatically unfrozen after the withdrawn money arrives.

2. You can check the reason why Yue Bao is frozen. If you find that the freezing is caused by false reasons, you can directly contact Alipay customer service and unfreeze Yue Bao according to the guidance of customer service.

3. If you choose to deposit the money into Yue Bao when you save the ant's wish, then the money deposited will be frozen. Only when the Wish Program is terminated will the frozen money be unfrozen.

Hello! Kiss! The funds of the aftermath will not be frozen, but sometimes some or all of them cannot be withdrawn, which is usually due to the following reasons:

1.At present, the system update or maintenance of Yupai Coarse Pei Ebao has been suspended, and some or all of the withdrawal functions have been suspended; 2.There may be some anomalies in your account that need to be reviewed or unfrozen, which may take some time to resolve; 3.

Your account is suspected of abnormal operation and needs to be investigated to prevent criminals from using Yue Bao to carry out illegal activities; 4.You may be trying to withdraw more than the limit, so you need to wait a while before proceeding; Whatever the reason, you can contact Yu'e Bao customer service or check Yu'e Bao's official ** to get more detailed information and solve related problems.

What are the reasons for Alipay balance freezing?

Buy wealth management products.

Alipay users used their own funds to purchase Alipay's wealth management products, such as Yue Bao wish savings, regular financial management, etc. For users who have purchased wealth management products, the payment of Rough Roll Treasure will automatically deposit a certain amount into the wish savings. The funds that have been deposited into the wealth management product can no longer be used.

Yue Bao transfer.

Alipay has fast transfer and ordinary transfer, if the user chooses to transfer out normally, the money will be frozen in Yue Bao before it arrives to the bank card, and the frozen funds will be automatically unfrozen and transferred out to the bank card on the day of arrival.

Yu Yu Bao loan repayment housekeeper.

When the transfer out plan is set, the amount used to transfer out will be frozen in Yue Bao, and the funds will be unfrozen after unlocking the loan repayment amount.

In general, the funds purchased by Alipay users and transferred to Yu'e Bao are frozen. In addition, when the ** stool family chooses to refund after purchasing the goods, the funds being refunded are also unusable and frozen.