How about the Chinese life He told me to pay a deposit of 400 people What s going on

This is the marketer's margin.

Supplement: If the deposit is collected by the company, there will be an official receipt, you can rest assured that it will be refunded later; If someone asks you to pay a deposit, you're going to have to be more mindful.

The reason for the deposit is that the salesperson may borrow an insurance invoice from the company. However, I personally think that the 400 yuan deposit is less, because the value of the insurance invoice is much more than 400 yuan.

In addition, there are a large number of "premiums receivable" in insurance companies, and there are generally internal regulations within the company that a certain margin is charged to business personnel, and when the business personnel borrow invoices from the financial department and fail to return the premiums for more than a certain period, the company will directly convert the margin into premiums. This type of security deposit must have a formal receipt stamped with an official seal or financial seal.

The labor law stipulates that no company can take a deposit when recruiting employees, and I would like to ask the insurance company what the excuse is for collecting this money.

The Labor Law clearly stipulates that it is strictly forbidden for an employer to collect a deposit or risk deposit from an employee in any form.

In addition, the field staff recruited by Chinese Life is essentially its ** person, and the relationship with Chinese Life is ** and the **, not a labor employment relationship, but a relationship based on equality and mutual trust.

The behavior of a branch of Chinese Life to collect deposits or security deposits from its ** people is very inappropriate and suspected of violations.

If you really want to send what you want to say from the legal side, it is not legal, and the company cannot ask the job seeker in any form for any pre-employment deposit, security deposit, deposit, etc.

To be honest, Chinese Shou because of his unique business model (because its business development method is very similar to MLM, but he is also a central enterprise), so the 500 yuan deposit is set up for fear of a large loss of insurance salesmen, the turnover rate of enterprise personnel is too large, and part of the reason is to motivate marketers to have better performance.

You don't need to be more serious about Chinese life and death because of 500 yuan, if you want to sell insurance, you can go, if you don't want to sell insurance, just leave.

And to tell you something, once you pay a deposit of 500 yuan, if you want to leave later, it will be difficult to ask for this 500 yuan.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Yes. 1. The 500 life deposit is refundable, and it will be refunded to you when you go for surrender when you don't want this insurance.

2. Life insurance is a kind of life insurance, which takes the life of the insured as the subject of insurance and the life or death of the insured as the condition of payment. As with all insurance businesses, the insured passes the risk to the insurer, accepts the insurer's terms and pays the premium. Unlike other insurances, life insurance passes on the risk of survival or death of the insured.

Extended Materials. 1. The significance of life insurance.

1.When an insured accident occurs, the insurer shall pay the insurance premium. Originally, life insurance was meant to protect against the financial burden that could result from an unavoidable death.

Later, a savings component was introduced in life insurance. Therefore, the insurance company will also pay the agreed insurance premium if the insurance period expires. Life insurance is a kind of social security system, which is an insurance business that takes people's lives and bodies as the subject of insurance.

For everyone, death, aging, disability, and illness are all dangers in life, which we call personal danger.

2.From the perspective of society as a whole, there will always be some people who have accidental injuries, and there will always be some people who get sick. Dangers threaten people's lives at any time.

Therefore, we must adopt a way of dealing with physical danger, that is, giving some material help financially to the person in physical danger and his family. Life insurance falls into this category. It is characterized by signing insurance contracts, paying insurance premiums, providing protection for the insured, enhancing the ability to resist risks, preparing family financial plans, building a psychological line of defense for you and your family, building a love, and creating a better future.

3.Life insurance is a noble cause that brings warmth to thousands of families. As an investment means with the dual functions of insurance and savings, life insurance is becoming more and more understood, accepted and loved by people.

Life insurance can solve the problem of protection for people such as pension, medical care, accidental injury and other risks. One can prepare for old age at a young age, prepare for tomorrow today, and prepare for the next generation. In this way, when an accident occurs, the family can be guaranteed to live in, and when they are old, they can receive a pension, and they can be financially secure when they are hospitalized.

Is it legal to pay a deposit of 500 yuan for the entry of Chinese Life Insurance Company.

Hello, if you really want to send what the legal side says, it is not legal, and the company cannot ask the job seeker in any form for any pre-employment deposit, security deposit, deposit, etc. To be honest, Chinese Shou because of his unique business model (because its business development method is very similar to MLM, but he is also a central enterprise), so the 500 yuan deposit is set up for fear of a large loss of insurance salesmen, the turnover rate of enterprise personnel is too large, and part of the reason is to motivate marketers to have better performance. Hope it helps you and have a great day!

Please give a thumbs up!

It will be refunded when you leave the company, but it will be relatively slow, and the company needs to go through the procedure step by step to finally return it, which will take a long time.

First of all, as an employee of Life Insurance, you should ask whether 500 yuan is a deposit or a guarantee fee, and the general insurance industry needs to pay a guarantee fee of 500 yuan, which is required by the Insurance Regulatory Commission, but it will be refunded in the end. If you don't pay it back, contact the company's HR department to see if the company forgot to return it. According to Chinese Shou, it will be refunded within three months after the employee leaves, and if it is forgotten, it will be returned directly to the company's personnel.

However, if the company has refused to return it, it can be dealt with according to the signed labor contract, and the first negotiation can be resolved, and if the negotiation fails, you can file a complaint with the Insurance Regulatory Commission. Generally, the deposit will be returned after the complaint, and if the complaint is not returned, you can file a lawsuit directly with the court.

In addition to this special industry, the relevant state agencies have clear provisions that if the deposit is required, the general employer is not allowed to collect the employee's deposit, which is an illegal act, and if the employee encounters the employer's request to pay the deposit, the employer shall first be required to provide the basis for the payment of the deposit, and if the state can provide the basis for the deposit to be collected, then determine whether to return it, what are the conditions for the refund, and then determine whether to choose to join the company after confirming the above matters. If you choose to join the company, you should pay a deposit in accordance with the relevant regulations, and then apply to the employer for a refund when the conditions for refund are met.

As an insurance company, Life Insurance can collect a deposit of 500 yuan, which is clearly stipulated by the Insurance Regulatory Commission, which is a legal deposit collection, but if it is not returned, it is a violation of relevant regulations, and employees can take reasonable measures to protect their rights. As an industry representative within the insurance company, Chinese Life will generally deal with the corresponding problems, if the evaluation of employees is not good, it will also have a certain impact on the market value, and corporate culture is also the core of enterprise development.

To pay, the insurance company is the best person operating mechanism. At the same time as obtaining the sales qualification of the insurance company, you will have the right to receive premiums and even cash with the certificate, and you will be liable to the insurance company and the insurance company will also face a certain personal moral hazard. Paying a deposit restricts most people to return the relevant documents as soon as possible once they leave the job to avoid unnecessary additional risks.

In practice, the insurance company usually has to pay the collateral of the document, and the amount of each insurance company is uncertain, generally between 300 and 500, which will give you a document, which can be refunded when you leave the job. The deposit is mainly because of the work that is engaged, and it is inevitable that some insurance valuable documents will be involved in the middle, and the company requires the first person to pay a certain document collateral for its own risk and management, which is for the purpose of binding the first person.

It is more secure to go to work for Chinese Life Insurance Company, and its working hours and compensatory leave time are reasonably arranged. In Chinese Life Insurance Company, it has a good development space and regular working schedule, and Chinese Life Insurance belongs to the world's top 500 enterprises, and its new entrants are also very considerable. Chinese Life Insurance Company is people-oriented, both for customers and for its own employees, and pays attention to personal health issues.

If you are introduced to Chinese Life Insurance Company on an intermediary platform, you may need to pay a deposit of 500 yuan. But in general, Chinese Life Insurance Company is a formal insurance institution, as long as you go to work and become a regular employee, its benefits and opportunities are still relatively good.

In addition, it has more than 10 professional subsidiaries, including PICC Property Insurance, PICC Assets, PICC Health, PICC Life Insurance, PICC Investment, Huawen Holdings, PICC Capital, PICC Hong Kong, Zhongsheng International, Zhongren Brokerage, Zhongyuan Brokerage and PICC Property.

Notes on going to Chinese Life Insurance Company:

1. Pay attention to some fancy statements such as several times the insured amount of compensation by some ** people or insurance companies. The so-called several times the insured amount is essentially the same as the clothing store marking the original 300 yuan of clothes at 1,000 yuan, and then selling them at a three-fold discount. Originally, 1,000 yuan could buy 10,000 yuan of the sum insured, but after being designed to pay 3 times the sum insured, 1,000 yuan could only buy 3,333 yuan of the sum insured, and there was no difference in the effect of the two.

2. Pay attention to the payment period. Don't just look at how much money your customers want to save each year, but also how many years you want to save for years. The sum of the two is the total amount of money saved.

3. Pay attention to the return time. If it is a return-type insurance, when comparing products, you should not only see how much money you can get back, but also when you can get it back. Time has a cash value, and time appreciation is a great tool to make money.

To take the simplest example, in the 70s, 1 yuan was enough for a family's expenses for a day, and at that time, the monthly salary was only a few dozen yuan, but now 1 yuan is not enough to buy a good lollipop for a child. Therefore, the sooner you save the same amount of money and get it back, the less money you can get. So you can't just compare the size of the numbers.

4. Pay attention to the size of the coverage and the level of the insurance amount. At present, some types of insurance in the market are more focused on savings, while others are more focused on protection. The amount of protection is relatively low and the coverage is narrow, so the rate of return will definitely be higher.

On the other hand, the protection type of insurance has a wider coverage and a higher amount, and the higher the protection fee charged.

5. Autograph is very important. Whether it is an insurance policy, a health declaration, or other relevant documents, fill them out carefully and sign them in person, and do not sign them on behalf of others at will, so as to avoid trouble in the future. Ask for an official premium invoice.

When paying the insurance premium, pay attention to ask for the uniform invoice issued by the insurance company and keep it properly. Pay attention to the effective time of the insurance contract. When the insured pays the first premium and the insurance company issues an insurance policy, the insurance contract takes effect.

This is to go to life insurance to be an insurance ** person, selling insurance. The deposit is the insurance deposit.

Those with wide connections and a high level of flickering will have a good way to make money, otherwise it will be more difficult.

It depends on how you look at yourself, if you are the kind of person who can lower your bottom line in order to make money, then you can rest assured that you can engage in it, if you will stick to a certain bottom line, this industry is not for you.

The overall criticism of China's current insurance companies is still very large, and the details are not clear, although some insurance policies have some role.

However, the useless part is over-packaged to achieve the purpose of sales is still the biggest problem of insurance companies, which is still the main sales method of insurance companies at present, so make a decision according to your own positioning, but it is a good exercise platform for fresh graduates, and it still has a positive effect on future work.

Chinese life

Chinese Life Insurance (Group) Company is a state-owned super-large financial and insurance enterprise, headquartered in Beijing, one of the world's top 500 enterprises and one of China's top 500 brands. The predecessor of the company was the original Chinese People's Insurance Company, which was established in 1949, and was divided into China Insurance Life Insurance **** in 1996, and changed its name to Chinese Life Insurance Company in 1999.

In 2003, with the consent of *** and the approval of the Insurance Regulatory Commission, the former Chinese Life Insurance Company was restructured and restructured into Chinese Life Insurance (Group) Company, with a comprehensive business scope covering life insurance, property insurance, endowment insurance (enterprise annuity), asset management, alternative investment, overseas business, e-commerce and other fields, and participated in a number of banks, ** companies and other financial and non-financial institutions through capital operation. Chinese Life Insurance (Group) Company and its subsidiaries constitute the largest state-owned financial and insurance group in China. In 2013, the total premium income reached 386.8 billion yuan, and the market share of domestic life insurance business reached 2,407.1 billion yuan, making it one of the largest institutional investors in China's capital market.

It has been selected into the Fortune Global 500 for 12 consecutive years, ranking 94th; It has been selected as one of the top 500 world brands for 7 consecutive years, ranking 237th, and ranked 15th among the top 500 Chinese brands of the China Brand Value Research Institute.