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Xueba talks about insurance, focusing on insurance product evaluation! The limited-time benefits are coming: a comparison table of 136 popular critical illness insurances in the country, free of charge
There is an endless discussion of China Life Fu in the market, which is worthy of being a classic product of China Life. So as soon as the news of the upgrade of Guoshoufu came out, I immediately conducted a review of the product, but after my careful comparison, I do not recommend buying, and you can take a look at my article for the reason why it is not recommended:A must-see before you buy!
Is the upgraded China Shoufu good? Strengths and weaknesses sorted out?
It mentions in detail the protection content, advantages and disadvantages of Guoshoufu, and how to deal with it if there is an accident, so I recommend you to take a look.
Let me briefly talk about the difference between the updated Guoshou Fu Deluxe Edition and the previous version, is it cost-effective?
1. What are the changes in the content of the upgraded China Life Blessing?
Let's take the China Life Blessing Premium Edition, the China Life Blessing Supreme Edition and the China Life Blessing Premium Edition, and analyze what new content changes are available in this change:
Direct conclusion: The changes are as follows: The number of minor illness claims has been increased The number of critical illnesses covered has also increased.
2. Is it worth buying the National Life Blessing Edition?
Although the updated China Life Fu has 3 minor illness claims, it is quite sincere, but after all, it is a large company, and the operating expenses required are very high, ** is not low, for people who are more sensitive to premiums, China Life Fu Premium Edition is not so friendly.
I compared the hot-selling critical illness insurance products of large companies on the market in 2020, there is too much content, and the display here is too confusing, you can take a look at this articleEssence Collection: 10 Critical Illness Insurances I Recommend
There are critical illness insurance products that are more worth buying in the article, and it is recommended to read them before making a decision.
That's all for me"At the age of 13, I bought a national life insurance with dividends for both my life, and I paid how many years I did"All, look!
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Now there are products with better returns than that, guaranteed return to capital, dividends every year, the older you get, the more valuable you are, and you also have your own exemptions, insurance plus insurance.
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Hello, consider that Xinfu is the most suitable every year, return early, return high, stable income,
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Hello. It is recommended to understand Taikang Life's Xinxiang Life Additional Critical Illness.
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I am a life insurance consultant for a foreign company in China and the UK, and I hope you will become a customer of my company and do my best to serve you.
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Hello! Contact me to give you a plan and talk about it in detail.
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As one of the classic products of Chinese Life Company, Guoshou Fu is a critical illness insurance product with high sales but mixed reviews. Recently, due to the increasing competitive pressure, Guoshoufu has also been upgraded, but after several hours of research, I do not recommend buying, and the main reason why I do not recommend buying Guoshoufu is written in my review article:Guoshou Fu has been upgraded again?
Is it worth buying this time?
It mentions in detail the protection content, advantages and disadvantages of Guoshoufu, and the details to pay attention to if you want to buy Guoshoufu, you must read it before buying.
Let me briefly talk about what are the optimizations of the China Life Blessing Premium Edition compared with the original version, and should I start it?
1. What are the new additions to the updated Guoshoufu?
We take the China Life Blessing Premium Edition, the China Life Blessing Supreme Edition and the China Life Fortune Premium Edition to see at a glance what are the main changes in this upgrade:
Direct conclusion: The main two points have changed: the number of claims for minor illnesses has increased, and the number of critical illnesses covered has increased.
2. Is it worth buying the National Life Blessing Edition?
Although the 3 mild illness compensation is the main upgrade content of China Life Fu, it is relatively sincere, but after all, it is a large company, and the annual brand advertising cost of the company is very high, ** is not low, if it is not for the people who prefer China Life Company, I don't recommend the China Life Fu Ultimate Edition.
I compared the hot-selling critical illness insurance products of large companies on the market in 2020, there is too much content, and the display here is too confusing, you can take a look at this articleA list of critical illness insurance companies worth buying in 2020
It introduces the critical illness insurance products that are worth buying this year, and see if there are any that meet the requirements for you and your family.
That's all for me"China Life Fuxing Children's Insurance Dividend pays 3560 a year, how much money can you get a year at the age of 18"All, look!
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Summary. 1. From the effective date of the survival fund contract to the date before the receipt date of the Fulu gold promised in the contract, if the insured survives to the date of the validity of the contract as stipulated in the contract, the company will pay 1% of the insurance premium paid for the first time in the contract every year.
2. From the effective date of the contract to the date before the receipt date of the Fulu gold promised in the contract, if the insured survives to the date of matching the annual validity stipulated in the contract, the company will pay the pension at the rate of 10% of the basic insurance amount every year.
China Life Fuman Life Insurance (Dividend) How to get money for five years to pay 100,000 yuan.
1. From the effective date of the survival fund contract to the date before the receipt date of the Fulu gold promised in the contract, if the insured survives to the date of the validity of the contract as stipulated in the contract, the company will pay 1% of the insurance premium paid for the first time in the contract every year. 2. From the effective date of the contract to the date before the receipt date of the Fulu gold promised in the contract, if the insured survives to the date of matching the annual validity stipulated in the contract, the company will pay the pension at the rate of 10% of the basic insurance amount every year.
3. If the insured survives to the date of matching the annual validity of the contract and the date of gradual receipt of the contract, the company will pay 20% of the basic insurance amount every year. 4. On the date of matching the expiration of the insurance money for the insured to survive to the legal age of 75 years old, the company shall pay the expiration insurance money at 100% of the basic insurance amount, and the contract shall be terminated.
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Summary. Hello, I'm glad to answer for you, the insurance can be taken out, but the insurance itself has a certain amount. Time limit, now divided into 10 years, if the 10-year period is paid 1000 per year, after 10 years, you can withdraw the principal of 70,000, as well as the dividend interest of the year.
I bought China Life Fuman Life (Dividend) Insurance, which is 7,000 yuan per year and expires in 10 years. Can I withdraw 70,000 after 10 years?
Hello, I'm glad to answer for you, the insurance can be taken out, but the insurance itself has a certain amount. Time limit, now divided into 10 years, if the 10-year period is paid 1000 per year, after 10 years, you can withdraw the principal of 70,000, as well as the dividend interest of the year.
That is, the ten-year period expires. I can withdraw all my principal in the eleventh year, right?
The insurance I paid was China Life Fortune Life Insurance (participating).
After the expiration of 10 years, you can get back all the principal, but if you get back the full principal, even if the insurance is completely withdrawn, there will be no dividends after that.
I submitted it in June 2012. Ten years to deliver. It should be submitted again in June this year, and the deadline will expire, right? However, my policy says that June 2022 is the due date of the premium.
It's only a full year since June 12 to June 13.
So you don't pay it until June 21 this year until June 22.
So can I withdraw all the principal in July 2022? Or will you be able to withdraw the entire principal in 2023?
The principal can be withdrawn after the expiration of the payment period.
OK. I asked the person who sold me insurance and said: I receive survival money and dividends every year, and it takes about 60 years to get back the principal paid, and he said that he can't take out the principal at one time, but only a little every year, and it will take about 60 years to get back his principal.
What's going on?
That has to do with the contract you signed with the salesman, and you have to look carefully at the contract you signed.
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Chinese life insurance is described as insurance garbage (low protection, inhumane insurance terms, and unclear insurance terms make it very difficult to settle claims).
If you don't have accident and illness insurance, it is recommended that you do not buy a share insurance first, as it does not have many protection features.