Female 46 year old buys national life and pays dividends for a lifetime of 12,000, 10 years, how muc

Xueba talks about insurance, focusing on insurance product evaluation! I have evaluated all the 136 critical illness insurances that have been hot in the market in the past two years, and the overall is still good: the latest comparison table of 136 popular critical illness insurances

As one of the classic products of Chinese Life Company, Guoshou Fu is a critical illness insurance product with high sales but mixed reviews. Some time ago, China Life Fu was upgraded and adjusted, and I received the news on the same day that I evaluated the upgraded China Life Fu, but found that I do not recommend buying, due to limited space, I wrote the detailed reasons here:A must-see before you buy!

Is the upgraded China Shoufu good? Strengths and weaknesses sorted out?

It mentions in detail the protection content, advantages and disadvantages of Guoshoufu, how to see if the terms of Guoshoufu are suitable for you, and you can save it if necessary.

Let me briefly talk about the new content updates of the updated China Life Blessing Edition, and can the new content make consumers excited?

1. What is the content of the Guoshoufu update, and is it better than the previous one?

We take the National Life Welfare Premium Edition, the National Life Blessing Supreme Edition and the National Life Blessing Premium Edition, and compare the three critical illness insurances, **What's new:

Direct conclusion: The main points have changed in these two points: the number of minor illness claims has been increased, and the number of critical illnesses covered has also increased.

2. Is it worth buying the National Life Blessing Edition?

Although the updated China Life Fu can pay for three mild illnesses, it is relatively sincere, but after all, it is a large company, and the operating costs are still there, ** is not low, if it is not a friend who has a soft spot for the China Life brand, it is still recommended to look at other products.

I compared the hot-selling critical illness insurance products of large companies in the market in 2020, there is too much content, you can check out this articleTop 10 best-selling critical illness insurance products

That's all for me"Female 46-year-old buys national life and pays dividends for a lifetime of 12,000, 10 years, how much money to get when she is old"All, look!

47-59 years old receive 2,621 yuan per year, 60-74 years old receive 5,000 yuan per year, and 75-year-old one-time payment total.

Total premium paid * 10 = RMB.

Is the insurance liability written, if there is no dividend, it is uncertain.

Fuman life is to return money every year, dividends every year, products with particularly high protection, and the money returned can also accumulate interest. It is a very good product and has been rated as the most satisfactory product by customers for many years.

Summary. Hello, in 10 years, if you pay 7,000 per year for 10 years, you can withdraw the principal of 70,000 yuan after 10 years, as well as the dividend interest of the current year. After the expiration of 10 years, you can get back all the principal, but if you get back the full principal, even if the insurance is completely withdrawn, there will be no dividends after that.

I bought China Life Fuman Life (Dividend) Insurance, which is 7,000 yuan per year and expires in 10 years. Pls I can withdraw 70,000 after 10 years.

Hello, in 10 years, if you pay 7,000 per year for 10 years, you can withdraw the principal of 70,000 yuan after 10 years, as well as the dividend interest of the current year. After the expiration of 10 years, you can get back all the principal, but if you get back the full principal, even if the insurance is completely withdrawn, there will be no dividends after that.

After the expiration of 10 years, you can get back all the principal, but if you get back the full principal, even if the insurance is completely withdrawn, there will be no dividends after that.

The insurance liability of the participating type of China Life Welfare Insurance: 1. The special survival fund shall be paid by the company every year according to 1% of the insurance premium paid for the first time in this contract from the effective date of this contract to the date before the beginning of the receipt of the life insurance agreed in this contract.

2. From the effective date of this contract to the date before the start of receiving the longevity pension agreed in this contract, if the insured survives to the corresponding date of the effective date of this contract, the company will pay the care fund at the rate of 10% of the basic insurance amount every year.

Summary. Hello dear. We will be happy to answer your questions.

Principal cannot be refunded. Chinese Life Insurance is a product that insures to the age of 80, even if you pay for ten years and pay all the premiums in full, you cannot get the principal back, so there will be losses. Because commercial insurance is not savings, the principal and income can be recovered if you can't pay the money, and commercial insurance is a financial tool for a certain purpose to obtain income or compensation at a certain time in the future.

Therefore, if you do not want the insurance to be paid in full, you will be responsible for the loss incurred by the customer.

China Life Fortune Life Insurance Participating Type Pay 5000 per year and pay the principal for ten years.

Hello dear. We will be happy to answer your questions. Principal cannot be refunded.

Chinese Life Insurance is a product that insures to the age of 80, even if you pay for ten years and pay all the premiums in full, you cannot get the principal back, so there will be losses. Because commercial insurance is not savings, the principal and income can be recovered if you can't pay the money, and commercial insurance is a financial tool for a certain purpose to obtain income or compensation at a certain time in the future. Therefore, if you do not want the insurance to be paid in full, you will be responsible for the loss incurred by the customer.

Dear, I hope mine can help you. If you have any other questions, please open a new round of consultations. Wishing you happiness! <>

Summary. The China Life Fortune Pension Insurance (Participating) Contract (hereinafter referred to as the Contract) consists of the insurance policy and the attached China Life Pension Insurance (Participatory) benefit clause (hereinafter referred to as the benefit clause of this contract), the basic terms and conditions of individual insurance (hereinafter referred to as the basic clause of this contract), the cash value table, the statement, the endorsement, the endorsement and the insurance policy, the application for reinstatement, the health declaration and other written agreements related to this contract. Any person who is born over 30 years old and under 64 years old and is in good health can be the insured, and the person who has an insurance interest in him or herself can apply for this insurance from the company as the policyholder.

After 10 years of paying the dividends of China Life Fulu Mantang Pension Insurance, a total of 120,000 yuan was paid, how to receive it at the age of 55, and how much money can I receive in a year? How many dividends are there each year?

Hello dear. For your question [China Life Fulu Mantang Pension Insurance Dividend has been paid for 10 years, a total of 120,000 yuan has been paid, how to receive it at the age of 55, and how much can I receive in a year? How many dividends are there each year?

The following answers to the question: I will give you an inquiry about the life Fulu Mantang pension insurance dividend type after ten years of payment There are dividends every year, and you can get about 2,880 yuan of retirement salary every month when you are old.

The China Life Fortune Pension Insurance (Participating) Contract (hereinafter referred to as the Contract) consists of the insurance policy and the attached China Life Pension Insurance (Participatory) benefit clause (hereinafter referred to as the benefit clause of this contract), the basic terms and conditions of individual insurance (hereinafter referred to as the basic clause of this contract), the cash value table, the statement, the endorsement, the endorsement and the insurance policy, the application for reinstatement, the health declaration and other written agreements related to this contract. Any person who is born over 30 years old and under 64 years old and is in good health can be the insured, and the person who has an insurance interest in him or herself can apply for this insurance from the company as the policyholder.

The insured, Mr. Zhang, is 30 years old this year, and he has purchased China Life Fuman Life Insurance (dividend) for himself, with an annual insurance premium of 50,000 yuan and 10 years of payment, with a basic insurance amount of 92,954 yuan, and the age of Fushou is 60 years old, and the following benefits can be obtained:

1. Receive a high refund upon payment.

From the effective date of this contract to the effective date of the year when Mr. Zhang reaches the age of 74, if Mr. Zhang is alive, he can receive yuan every year before the effective date of the year when he reaches the age of 60; If you are 60 years old, you can receive yuan every year until you are 74 years old.

2. The age of longevity is free to choose.

The age of receiving Fu Shou Pension is 55 and 60 years old, and Mr. Zhang is free to choose according to his own wishes when applying for insurance.

3. Multiple surprises.

From the effective date of this contract to the corresponding date of the annual effective date when Mr. Zhang reaches the age of 74, if Mr. Zhang survives, he can receive a special survival allowance of 500 yuan per year before the effective date of the annual effective date when he reaches the age of 60; Receive care dollars every year; 60 years old, from the corresponding date of the year to the effective date of the 74th year; If Mr. Zhang survives until he reaches the age of 75, he can receive another 92,954 yuan. In addition, you can also receive dividends every year according to the company's operating conditions.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

How to receive money for the participating type of China Life Fulu Full Hall Pension Insurance? Pay 6000 per year for 10 years.

Hello, the surrender loss of the first two years of the participating insurance is very large. Participating insurance is generally the longer it is, the more cash value it will be for. According to what you said, if you are still young, it is not recommended to take it out too early, you can wait until you retire to take it out as a pension, or wait until your children go to school as an education fund, and the wedding money is a good choice.

In short, it is important to remember that the sooner the dividend insurance is withdrawn, the greater the loss. Specifically, get and consult the insurance ** business booklet.