What is it like to have insurance with your relatives?

What's wrong with relatives doing insurance, buy it if you need it, don't buy it if you don't need it, insurance is a job, and it's also a love. I have been doing insurance for many years, and I have done a lot of claims, millions of large claims, and hundreds of small claims, and none of my relatives said that it was bad. The relatives said that you are the lifesaver of our family, because you helped us transfer the risk, otherwise we would all have a hard time in the future.

So don't treat the insurance as a thief. If a relative asks you to buy insurance, it proves that you are still eligible to buy it.

You should be happy that how many people want to buy it now can't buy it, because the body is in sub-health.

When I needed him, he could find me the fastest, and I was very happy to have an acquaintance who sold insurance, after all, there was always a day when I would meet him.

He would come to my house every day and fool us into buying insurance all day. All kinds of painstaking thoughts!

I feel isolated, why are I disgusted, there is no deceptive insurance, only I didn't buy it right, I didn't understand it thoroughly, it is not excluded that many insurance ** people sell insurance in order to sell insurance, conceal exemption clauses, exaggerate, because of special reasons, I can't buy insurance myself, hey.

You can buy insurance with him, your relatives will be more reliable, and you must buy yourself a good insurance.

I just sell insurance, I bought one for myself and my parents, and I told him clearly that other relatives needed it, and I bought it from me if my aunt wanted to buy it, and I also advised her not to buy so many premiums first, because my cousin is in college, and you have to prepare him for employment and marriage in the future.

I have a friend around me, my wife sells insurance, and later divorced, I heard that the woman has been running out every day since she sold insurance, and often comes back at three or four o'clock at night, and the friend said that the person has regarded the home as a hotel, and it seems that the whole person is mentally ill, forgetting everything, but as soon as he hears about insurance or has customers, he immediately runs out.

Relatives will always be unwilling if they don't pull themselves in, and they will have no sense of security if they don't have insurance all day long.

What insurance is absolutely the first to recommend to the dearest person in the family, or the person with poor family conditions, it is very troublesome to find you every day.

My brother's family bought car insurance from a sister-in-law, and after my brother's accident, she asked my brother to retake his driver's license. He bought accident insurance for the child, and the child knocked out two teeth, and at first he said that he would be reimbursed and then that he would not be reimbursed, and he almost broke up.

Some of the employees who sell insurance are really bad, they cheat their friends, they cheat their relatives, they all cheat their neighbors, they quit their jobs and no longer do insurance.

My relatives are not insured, low-quality people.

It depends on whether the person can explain it clearly, if you don't understand the insurance, don't buy it, it's important to find someone who can explain it clearly to yourself, if you can't explain it clearly, think about how to recommend it to yourself, how to make a plan

My circle of friends is all insurance, I want to block it, but I also want insurance, double contradiction.

I don't know how they feel, and they probably don't remember me doing insurance, after all, I don't advertise much, and I don't pester them (or even say it).

There is a relative who chases people to buy insurance every day, and wherever the promotional materials are taken, even an old man in the village died, and she also brought the insurance policy over there to sell.

When you see an insurance seller, you avoid it, and an insurance seller deceives people without discussion.

I myself work at Life Insurance, and I only tell my relatives what I think is good, and introduce them appropriately, and it is their business whether to buy or not, anyway, I have introduced the good ones to you, you don't want to, and I will not feel guilty if something happens in the future. Buying an insurance policy costs thousands of dollars a year and paying it for more than ten years is too expensive. Is it worth the premium you calculated, then do you calculate the risk, will your married relatives lend you money, and will he lend you when you are sick?

Each different policy covers something different

You'll find all around, shit relatives, no exception, unless you're insane!

Guoshou Fu is still good.

Slimy and gushing.

My husband's brother-in-law sells insurance, I feel that she is so busy, she only gets off work at ten o'clock in the evening, and she usually has no time to take care of the children in order to fight the order, and she divorced in the last two months, I don't know why?

What you say is bad luck for yourself.

I feel that insurance is like a pyramid scheme, entangled with people every day, soft grinding and hard bubbles, not to visit your elderly and children, in the introduction to you objects, any way to think, I have my own social security, some even persuaded me to surrender the insurance to buy her, it is useless to destroy my social security, I am a few years away from getting social security, can I return? I really served these people, this friend who sells insurance, her parents are still working outside in more than 60 people, and they don't have a house to live in, she asked her parents to buy insurance, what kind of person, this illness doesn't even have a nest.

Everyone in our family bought an insurance policy from him, which was said to be the best deal.

When many people do insurance, the first policy is often born from friends and family. Some friends may be interested in this kind of first from the side relatives and friends"Get started"The way it feels very incomprehensible. In fact, it is more of a responsibility and care for relatives and friends to buy insurance.

If you still don't understand this, you might as well read the following article!

Why start with friends and family?

1.Be grateful.

Some of the "relatives and friends" I knew once hugged me and kissed me when I was a child, and taught me to speak and walk;

Those "friends" may have guided me on the path of life, given me emotional comfort, and helped me through the most difficult times;

2.A sense of self-responsibility.

In this life, in what ways do we repay our parents and those who are related to them?

In this life, in what ways do we repay those who have helped us?

3.Save friends and family from disaster.

Because of gratitude and responsibility, it is necessary to repay them in the best way, what is the best way:

Is it a birthday present?

Is it a piece of clothing?

Is it greetings and alimony?

The best way to do this is to be like God and save your friends and family from disaster. And insurance is just that. In the words of Mark Twain, "Selling insurance is so that friends and family don't have to worry about financial problems in the most difficult times." ”

4.Because insurance does benefit you.

Insurance can build up accident protection for you, provide life money, and live for your family!

Insurance can establish medical protection for you, provide medical benefits, and medical expenses***!

Insurance can establish education protection for children, provide education funds, and study expenses***!

Insurance can establish a pension account for you, provide a pension, and retire life***!

Insurance can establish property protection for you, provide financial funds, and lock in your property***!

Insurance is all about helping you avoid risk

1) the risk of interruption of income from work or family finances**;

2) the risk of insufficient medical expenses for serious illness;

3) the risk of deterioration in the quality of life after retirement;

4) The risk of heavy tax burden.

5.Doing insurance requires the first step of the most trust.

Insurance is the world's largest philanthropy, which enables people to have food, money to heal, money to receive education, money to spend their last years, so that people who have lost their loved ones continue to feel love, and insurance is a great commodity that conveys the greatest spirit of mutual assistance of mankind.

Insurance starts with friends, not because of that little commission, but because of the continuous improvement of protection and sufficient insurance by relatives and friends, and it is more reassuring and trusting to him.

And when you decide to do this business, you need their support and affirmation! We need him to test our professionalism and service quality, let him correct us, help us grow, and create benefits for more people who really need insurance.

Hello, the following are the reasons why you can't buy insurance with relatives and friends: 1. First of all, buying insurance is closely related to your own economic strength, and insurance represents the person's financial strength to a certain extent. You don't want your acquaintances to know your old bottom, do you?

After all, the current economic development is very unstable, and it is not so easy to know a person's real financial resources, so you let acquaintances know your financial situation, in case you borrow money from you in the future? Second, because you are more familiar with each other, there are not so many courtesies between acquaintances, he will not take into account your needs, and formulate an insurance package for you completely according to his wishes, maybe he will not give you a detailed explanation, and he will buy insurance at home in a daze. 3. Maybe I'm embarrassed to ask more, there are a lot of unclear things that haven't been clarified.

When people ask you what kind of insurance you buy, you can only say, I don't know. Have a great day.

This is a model of sales in the insurance industry, which is known in the industry as the original market.

From a consumer perspective, you may feel bad.

But if from a sales point of view, because relatives and friends are the easiest to contact and trust, it is convenient for business development.

Jumping out of the insurance thing, you can think about it, if your friends are at risk and need a lot of money for treatment, are you willing to help? I'm sure whoever it is, will want to help if the amount is not large, but if the amount is more than a number. People who have money will also think about it, it's not selfish, it's just human nature.

If someone can give you a ** fee at this time, and the other party only needs you to use 5% of the fee as a commission, will you be willing? Actually, this is insurance.

It's really useless when there's no risk.

However, if you encounter a risk, you can come up with a tool for emergency money in time.

So, there's no need to be disgusted if you don't trust. Don't worry about it, and don't blame your relatives for not letting you buy insurance if there is a risk in the future. If you are not disgusted, take a good look at it, and there is nothing to lose. You tell me.

The third daughter of my aunt's family is also my cousin.

I didn't grow up together since I was a child, and my feelings were not very deep. When she was just born, her aunt wanted to give it away, because there were two daughters on it. I resolutely disagreed, and told my aunt that if she wanted to give it away, my dad would raise her by himself, and my dad would not be married.

Later, when she grew up, got married and had children, she was the face of ordinary relatives, and everyone tacitly knew it.

Knowing that she had started selling insurance, ......

From time to time, I wring some gifts to come to my house, ask if I am there, ask if my brother is not, and then start introducing insurance when it is time for tea. However, we didn't move around much before, and when she got married, she didn't even take the initiative to call my dad and invite her. She came to my grandmother's house during the Chinese New Year, which is next door, and she won't come to my house to walk around.

Even when we were at grandma's house, we were polite to each other.

However, now, from time to time, she grows small dishes for our family to try, self-wrapped zongzi, see a small gift for the little niece, the insurance company has activities

Actually, we don't like this kind of utilitarian interaction. Because we all know very well that once we buy insurance or make it clear that we won't buy it, she basically won't come to the door.

Interaction is based on mutual pleasure. It's because we're very comfortable and happy with each other that we want to meet and talk. Every time she came over, I felt embarrassed to look at her deliberate gesture of wanting to please.

Because my mother and I had already bought insurance, I categorically refused and did not buy it for the time being. If you need it in the future, you must look for her She didn't come again, and my cousin bought insurance, and she didn't come to the door.

Later, when I heard that she didn't take insurance anymore, I knew that our relationship had returned to the state of meeting and saying hello at the previous party, and she probably wouldn't be there in the future.

Insurance, in fact, is very good, it is the guarantee of life.

However, the unprofessionalism of the salesman, the "sudden enthusiasm" of relatives and friends, the resignation after a few months, etc., the insurance has made the relationship more complicated, and those people's attitude towards insurance is not right.

Insurance still needs people with professional knowledge, which also means that it needs to keep learning. People who do insurance should also have to understand why they do insurance? Don't let the relationship be "embarrassing" in insurance, and don't be unprofessional, relatives and friends are arguing!

If you want to do insurance, please be professional!

Whether relatives and friends recommend buying insurance or not needs to be judged according to the actual situation.

If your relatives and friends do have some knowledge of insurance and can recommend them based on your actual needs, then you can still trust them in this case.

However, if relatives and friends are only for profit, they cannot give an objective and neutral analysis, and only change their answers to encourage themselves to buy, then this situation needs to be carefully considered.

For example, if a relative or friend recommends a critical illness insurance policy to him, the coverage of the product only covers severe and mild illnesses, not moderate illnesses. However, when I introduced myself, I only focused on the various types of diseases covered by severe and mild illnesses, but I didn't talk about the loss of moderate illness benefits.

However, in fact, compared with severe disease, the claim threshold for moderate illness will be lower, so if you protect moderate illness, you can increase the probability of compensation to a certain extent.

If you have any other questions about moderate disease, you can click here to find outWhat is Moderate Disease? What does it do? What to look out for? Analysis in one article!

Secondly, it is not necessarily good to have many types of diseases covered by critical illness insurance, because according to the regulations of the China Banking and Insurance Regulatory Commission, critical illness insurance must provide protection for 28 types of high-incidence critical illnesses, and these critical illnesses that must be insured have covered more than 95% of the critical illness claims. In order to attract consumers, some products add some uncommon diseases, and the probability of actual use is not high, but it may also lead to premiums**.

If you still want to have an in-depth understanding of the types of diseases covered by critical illness insurance, you can also click here to read this popular science article prepared by Sister Xianqin:What illnesses are covered by critical illness insurance? If you don't know these, don't buy them randomly!

The above is about the problem, in general, whether the insurance recommended by relatives and friends should be bought depends on the specific situation. But this also tells you a truth, if you want to judge whether the products recommended by relatives and friends are worth buying, you need to be familiar with some basic insurance knowledge, and then you can make a better judgment. Hope.