The innovation and development of the insurance industry is mainly reflected in:

From a global perspective, the current mature insurance system, the more developed the insurance market, the more obvious the status and role of insurance intermediaries, today, China's insurance industry is developing rapidly, insurance intermediaries have experienced the initial chaos and compulsory management, and now they have gradually matured, especially in the past two years, the maturity of the Internet and big data technology has also made the role of insurance intermediaries more important, and therefore, the innovative development model in the field of insurance intermediaries has also been worth paying attention to in recent years.

However, most of the Internet insurance intermediary platforms still have problems, and they have generally not found a suitable profit model, and at the same time, because the online insurance platform has certain service quality problems, which has become the reason why many people are not optimistic about the pure Internet intermediary platform.

Offline store-type insurance platform, represented by Huatai, this model is more mature in foreign countries, and it is also the future trend of insurance intermediaries, but the problem is that this model also has certain requirements for personnel professionalism and service quality.

The brand store-style platform, represented by the insurance home, takes the community operation, and values the brand value and service professionalism and standardized standards. The trend of branding can be said to be a more market-oriented and large-scale model, but for the current Chinese insurance intermediary market, the consciousness of most intermediary companies is still sales-oriented, so the current brand model is just starting, and the insurance home is a brand store-style tester, and has been changing the sales-oriented single business model, and it is also worth paying attention to how the future development is.

Insurance has the functions of economic compensation, financial integration and social management, is the basic means of risk management under the conditions of market economy, is an important part of the financial system and social security system, and plays an important role in the construction of a harmonious socialist society.

Speeding up the reform and development of the insurance industry is conducive to coping with the risk of disasters and accidents, ensuring the safety of people's lives and property and the stable operation of the economy. Every year, China suffers huge losses of people's lives and property due to natural disasters and various accidents such as transportation and production. Due to the constraints of institutional mechanisms and other factors, the proportion of enterprises and families participating in insurance is too low, and only a small number of disaster losses can be compensated through insurance, which is not conducive to the timely restoration of production and life order, but also increases the financial and administrative burden.

Speeding up the reform and development of the insurance industry and establishing a market-oriented compensation mechanism for disasters and accidents will play an irreplaceable and important role in improving the disaster prevention and rescue system, enhancing the ability of the whole society to resist risks, and promoting rapid and sound economic development.

Speeding up the reform and development of the insurance industry is conducive to improving the social security system and satisfying the people's multi-level security needs. China is in a critical period of perfecting the socialist market economic system, the process of population aging is accelerating, the people's living standards are improving, and the demand for security is constantly increasing. Speeding up the reform and development of the insurance industry and encouraging and guiding the masses to participate in commercial pension and health insurance are of great practical significance to improving the social security system, raising the level of social security as a whole, expanding residents' consumption demand, and achieving social stability and harmony.

Speeding up the reform and development of the insurance industry is conducive to optimizing the allocation of financial resources and perfecting the socialist market economic system. The unbalanced development of China's financial system and the excessively high proportion of indirect financing have affected the efficiency of financial resource allocation and are not conducive to the diversification and resolution of financial risks. The first 20 years of this century are an important period of strategic opportunities for China to accelerate development, and the core role of finance in the modern economy has become more prominent.

Speeding up the reform and development of the insurance industry, giving play to the important role of insurance in the allocation of financial resources, and promoting the coordinated development of the money market, capital market, and insurance market are of great significance to improving the financial system and perfecting the socialist market economic system.

Speeding up the reform and development of the insurance industry is conducive to the innovation of social management and public services, and improves the efficiency of administrative services. With the deepening of the reform of the administrative system, it is necessary to integrate all kinds of social resources, make full use of market mechanisms and means, and continuously improve social management and public services. Accelerate the reform and development of the insurance industry, actively introduce insurance mechanisms to participate in social management, coordinate various interest relationships, effectively resolve social contradictions and disputes, and promote public service innovation, which plays an important role in improving the socialized economic compensation mechanism, further transforming the best functions, and improving the best administrative efficiency.

For details, please refer to the "National Ten Articles".

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. It is mainly reflected in the increase in insurance companies, the increase in the number of people who buy insurance, the improvement of insurance awareness among buyers, and the increase in insurance advertising.

It is mainly reflected in the increase in insurance companies, the increase in the number of people who buy insurance, the improvement of insurance awareness among buyers, and the increase in insurance advertising.

Through the above four aspects, it can be seen that the insurance industry is developing rapidly, and the insurance industry is indeed developing rapidly. In the future, it is recommended to buy insurance from an insurance company, and it is recommended to buy pure protection insurance, give priority to critical illness insurance, million-dollar medical balance adventure and accident insurance, and buy less financial rental insurance.

The "innovation-driven development" strategy has two meanings:

First, China's future development should be driven by scientific and technological innovation, rather than traditional labor, resources and energy.

Second, the purpose of innovation is to drive development, not to publish a high level of development.

In 2006, the National Science and Technology Conference and the 17th National Congress of the Communist Party of China clearly put forward that the development of science and technology should closely focus on the central task of economic and social development, and solve the key problems restricting economic and social development. High technology is no longer an industry that develops independently, but must be comprehensively integrated with traditional industries. The "innovation-driven development" of the 18th National Congress of the Communist Party of China is an incisive summary of the above understanding, and also provides a broad stage for scientific researchers.

To implement the innovation-driven development strategy, put scientific and technological innovation at the core of the overall national development, and achieve the goal of entering the ranks of innovative countries by 2020, we must fully understand the great significance of implementing the innovation-driven development strategy, grasp the key points, and form a joint force.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"