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1. China's insurance market has a predetermined interest rate limit, and it is now <; There is no such restriction in the regulated market. A higher predetermined interest rate is better for customers and small insurers, and a lower predetermined interest rate is beneficial for monopolies in the industry.
2. Health insurance. Developed markets have third-party medical management agencies that monitor customers' medical expenses and effectively avoid adverse selection of commercial insurance.
3. Insurance marketing. Developed countries pay more attention to elites, and the Chinese market is more extensive, just like the current Chinese first-class model.
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Chinese life. In China, it is the status of the boss. China has an army of 400,000 insurance people.
Chinese Life is ranked 192nd in the Fortune 500 in the world, 20th in the world in the insurance industry, and 11th in the world in terms of standard premium income in the life insurance industry.
The 10 life medical companies in front of it are: ING in the Netherlands and AXA in France.
AXA, Generali Italy, Invarja UK, Prudential Life Insurance, National Life France, MetLife, Dutch Global Insurance Group, Legal General Insurance, Senior Citizen Insurance.
Listen to what you want, where faith is.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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I think the insurance of Chinese Life is very comprehensive, and the amount of insurance is very high, ** affordable, so I am more optimistic about Chinese Life insurance.
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This insurance is still relatively good, quite famous, there are many people who buy it, and the profit is also very high, and the price is more appropriate.
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The insurance varieties are quite complete, and they are also relatively secure, because this is a state-owned enterprise, and there will generally be no claims settlement.
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It can be seen from the main accounting data of the financial statements of the past three years that although the annual operating income has increased to a certain extent. However, the increase in operating expenses was much greater than the increase in operating income, resulting in a year-on-year decrease in operating profit, of which the decrease in operating profit in 2011 and 2012 reached a and. In 2010, the net profit attributable to shareholders of the Company reached RMB300 million, a year-on-year increase, and the premiums earned reached RMB300 million.
In 2011, the value of new business increased year-on-year to RMB100 million. The Company strengthened solvency management and issued RMB30 billion of subordinated term debt in a timely manner, with a solvency adequacy ratio as of December 31, 2011. In 2012, the value of new business was RMB100 million, a year-on-year increase.
During the Reporting Period, the Company paid out compensation amounting to RMB100 million, and its functions of economic compensation and insurance protection were further highlighted.
In the past three years, Chinese Life has continued to provide life insurance services as the main business of Chinese Life, which is undertaken by Chinese Life Insurance Company, covering all areas of life insurance, personal accident insurance, health insurance, annuity and other life insurance. A single page develops a new business project. Such as:
Property insurance services are and pension insurance services. Among them, property insurance is undertaken by Chinese Life Property Insurance Co., Ltd., and its business scope mainly includes: property loss insurance, liability insurance, statutory liability insurance, credit insurance and guarantee insurance, agricultural insurance and other property insurance business; The reinsurance business of the above business, as well as other business approved by the China Insurance Regulatory Commission.
Endowment insurance is undertaken by Chinese Life Endowment Insurance Shares, and its business scope mainly includes: enterprise annuity business; personal annuity business; The reinsurance business of the above business, as well as other business approved by the China Insurance Regulatory Commission. In addition, Chinese Life Insurance Company also has overseas insurance and asset management services, which are undertaken by Chinese Life Insurance (Overseas) Co., Ltd. **** and Chinese Life Franklin Asset Management****, and its main business includes life insurance, investment-linked insurance, health insurance, retirement plans (provident fund and MPF) and ** management, overseas asset management and investment consulting services for third-party institutional customers.
Although the company's business is clear and its business strategy is not a major problem, due to the continued downturn in the capital market, the company is experiencing a stage of "low investment return and high asset impairment".
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December 2011.
Insurance Company of the Year 2011".
Oriental Fortune Network.
December 2011.
Competitive local insurers".
In the "2011 (3rd) Outstanding Competitiveness Financial Institution Selection" by China Business Daily, it was awarded the "Outstanding Competitiveness of Local Insurance Company".
December 2011.
2011 China's Best Corporate Citizen Award".
In 2011, he won the "2011 China Best Corporate Citizen Award" in the 8th China Best Corporate Citizen Selection.
November 2011.
2011 Golden Diamond Award", "Best Life Insurance Brand of the Year 2011".
NetEase July 2011.
In 2011, it ranked 6th in China's top 500 list.
Fortune Chinese edition.
June 2011.
China's 500 Most Valuable Brands", ranked 5th.
For five consecutive years, it has been selected as one of the "500 Most Valuable Brands in China" released by the World Brand Lab, ranking 5th, with a brand value of RMB 100 million.
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Chinese Life Insurance Company belongs to the world's top 500 brand enterprises Total assets reached 100 million yuan The company's solvency adequacy ratio It is also the only financial and insurance company listed in three places in China The company has always occupied the leading position in the insurance market In the first half of 2011, the company's market share ranked first in the market.
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Chinese life is the boss in China. China has an army of 400,000 insurance people.
Chinese Life Insurance ranks 192nd in the Fortune 500, 20th in the insurance industry, and 11th in the world in terms of standard premium income in the life insurance industry.
The 10 life and medical companies in front of it are: ING (Pacific Etna) in the Netherlands, AXA in France, Generali in Italy, Invajet in the United Kingdom, Prudential Life Insurance in the United Kingdom, National Life Insurance in France, MetLife in the United States, Global Insurance Group in the Netherlands, Legal General Insurance in the United Kingdom, and Senior Citizen in the United Kingdom.
Listen to what you want, where faith is.
Extended reading: [Insurance] How to buy, which is better, hand-in-hand Sui Ming teaches you to avoid these insurance"pits"
Chinese Life Insurance (Group) Company (China Life) Chinese Life Insurance (Group) Company and its subsidiaries constitute the largest commercial insurance group in China, the only insurance group in China with assets of more than one trillion yuan, and one of the largest institutional investors in China's capital market. In 2008, the total premium income of Chinese Life Insurance (Group) Company and its subsidiaries reached 100 million yuan, and the domestic life insurance business accounted for about the market share of life insurance. The total assets have reached 100 million yuan, and the available funds have exceeded 1.1 trillion yuan. On January 31, 2011, the National Audit Office investigated and dealt with violations in the operation and management of insurance operations by 100 million yuan in the audit of the 2009 assets and liabilities profit and loss of Chinese Life Insurance (Group) Company. >>>More
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Summary. Chinese Life is composed of Chinese Life Insurance (Group) Company, as well as its subsidiaries and direct subsidiaries. These include: Chinese Life Insurance Shares****, Guangfa Bank Shares****. >>>More