What are the procedures for me to buy a commercial house?

To buy a commercial house, you should check the other party's "five certificates" and "two books" in detail.

"Five certificates" refers to the "State-owned Land Use Right Certificate", "Construction Land Planning Permit", "Construction Project Planning Permit", "Construction Project Construction Permit" (also known as Construction Project Commencement Permit), and "Commercial Housing Sales and Pre-sale Permit";

"Second book" refers to the "Commodity Housing Quality Assurance Certificate" and the "Commodity Housing Instruction Manual", which are also the basic requirements of the law for the seller.

1. Before the construction unit of the "Construction Land Planning Permit" applies to the land management department for the requisition and allocation of land, it shall be confirmed by the urban planning administrative department that the location and scope of the project conform to the legal certificate of urban planning.

2. The legal certificate of the "Construction Project Planning Permit" related to the construction project meeting the needs of urban planning.

3. The "State-owned Land Use Certificate" is a legal certificate of the state-owned land use right applied for by the land user and promulgated by the people at all levels in the city. The certificate mainly states the name of the land user, the location of the land, the use, the area of land use, the service life, and the scope of the "four to".

Fourth, the "construction permit for construction projects" construction unit construction unit of the legal certificate, is also one of the main basis for the registration of housing ownership, no construction permit of the building is an illegal building, not protected by law.

Fifth, the "commercial housing sales (pre-sale) license" municipal and county people's ** real estate management departments allow real estate development enterprises, the sale of commercial housing approval documents.

Summary. If it is a new house, 1, you need to bring your ID card, household registration book, and down payment to the developer to sign the purchase procedures

2. If you need a loan to buy this house, then you also need the developer to go to the bank for credit review, sign the loan contract after qualifying, and go to the real estate management center to go through the mortgage and other related procedures.

What are the procedures for buying a commercial house?

If it is a new house, 1, you need to bring your ID card, household registration book, and down payment to the developer Hu Naimu to sign the purchase procedures 2, if you need a loan to buy this house, then you also need to develop the year of the forest business to go to the bank for credit review, sign the loan contract after qualifying, and at the same time go to the real estate management center to go through the mortgage and other related procedures.

If you buy a 2-hand house, then the loan is 1, the two parties sign a sale and purchase agreement, 2, ask the bank or housing agency to carry out the down payment escrow, handle the transfer, and then take the new house ownership certificate to the real estate appraisal institute to enter the loan appraisal 08 years of the new policy stipulates that the 2-hand housing loan amount in the assessment of the vicious 6 7 percent, (due to the different banks to the individual or family unit of the second housing loan amount, please see the regulations of each line for details) 3 for the loan, the bank to pay the rest of the house payment to the seller.

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If it is a new house, 1, you need to bring your ID card, household registration book, and down payment to the developer to sign the purchase procedures 2, if you need a loan to buy this house, then you also need the developer to go to the bank for credit review, sign the loan contract after qualifying, and at the same time go to the real estate management center to go through the mortgage and other related procedures.

If you buy a 2-hand house, then the loan, 1, the two parties sign a sale and purchase agreement, 2, ask the bank or housing agency to carry out the down payment escrow, handle the transfer, and then take the new house ownership certificate to the real estate appraisal office for loan appraisal 08 The new policy stipulates that the 2-hand housing loan amount is 6 7 percent in the assessment of the vicious, (due to the different banks for the second house loan amount of the individual or family unit, please see the regulations of each line for details) 3 Apply for the loan, and the bank pays the rest of the house payment to the seller.

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What documents are required to buy a commercial house, which are explained as follows:

1. Documents required to buy a house in full:

1. Married: marriage certificate, ID card, and household registration book of both husband and wife.

2. Single: ID card, household registration booklet, single certificate.

2. Procedures: one-time payment, generally pay money directly to the sales office (including various taxes and fees), and the rest of the sales office can be handled on behalf of the agent, just waiting to get the property right certificate.

2. Documents required to buy a house with a loan:

1. Married: marriage certificate, household registration book, income certificate, copy of the copy of the business license of the unit, chalun with official seal, salary card flow (one year or half a year, different banks, different needs), ID card, spouse's ID card, spouse's household registration book, spouse's marriage certificate. If the two borrow together, the spouse also needs to show proof of income, a copy of the copy of the unit's business license with the official seal, and a salary statement.

2. Single: single certificate (presented by the unit, street or police station where the household registration is located), household registration book, income certificate, bank statement, ID card.

3. Certificates required for buying a house with provident fund:

A copy of the applicant's ID card, a copy of the applicant's household registration book (including the homepage), the original letter of the applicant's income, the original certificate of deposit of the applicant's provident fund, the original purchase contract and the original down payment for the purchase of the house. If you are already married, you must also provide the above materials of your spouse and a copy of your marriage certificate: a copy of the house sales permit and a copy of the land use certificate.

1. To buy a house in full, you need to bring the following materials.

1. If you are married, you need to bring: marriage certificate, ID card, and household registration book of both husband and wife.

2. If you are single, you need to bring: ID card, household registration book and single certificate.

2. The following documents are required to buy a house with a loan.

1. If you are married, you need a marriage certificate, a copy of the household registration book, a copy of the income certificate and the business license of the unit with the official seal, salary card and ID cards of both husband and wife. If the loan is taken out by two people, the spouse also needs to show proof of income, household register, marriage certificate, copy of the copy of the business license of the unit with the official seal, and salary statement.

2. If you are single, you need to provide a single certificate, household registration book, income certificate, bank statement and ID card.

Things to look out for when buying a house.

1. The developer's qualifications for development and operation must be legal. That is, the developer must have the "Business License of Enterprise Legal Person" and the "Qualification Certificate of Real Estate Development Enterprise", and develop within the business scope specified in its qualifications;

2. The procedures for development and construction must be legal. The development project must obtain the "Land Use Right Certificate", "Construction Land Planning Permit", "Construction Project Planning Permit" and "Construction Project Construction Permit";

3. The business behavior is legal. In addition to the above conditions, the sale of existing houses must be accepted and qualified, and the supporting construction of the project roads, water supply and drainage, power supply, gas supply, heating supply, communication and greening has been completed or the completion date has been determined, the demolition and resettlement have been implemented, the property management has been implemented, and the "Real Estate Development Project Manual" has been verified to the real estate management department in accordance with the regulations; In addition to the above conditions, the pre-sale of off-plan housing must also obtain the "Commercial Housing Pre-sale License".

4. When signing the contract, the first is to choose the "Commercial Housing Sales Contract" (model text) of the State Administration for Industry and Commerce and the Ministry of Construction, which is relatively complete and standardized; The second is to pay attention to the content of the developer's commitment into the contract.

5. If you buy a house, when handing over the house, you should ask the developer for the "Residential Instruction Manual" and "Residential Quality Assurance Certificate".