Is it true to negotiate repayment online Most of them are fake

After you are overdue, you are urged by the bank, and after a few months, the bank compromises and negotiates. They take money, they take money for nothing. It doesn't make much sense.

Summary. Hello dear, happy to answer your <>

It is not true that the online entrustment to negotiate the repayment is not true, and the online help to negotiate the repayment is basically unreliable, in fact, except for the bank, there is almost no lending institution to accept the negotiated repayment. If the borrower applies for a loan from an auto financial institution or a private small loan, after the deadline, the lender will only collect the loan and will not accept the negotiation at all.

Is it true to negotiate repayment online?

Hello dear, happy to answer your <>

It is true that the online entrustment to negotiate the repayment is not on the side, and the online help to negotiate the repayment is basically unreliable, in fact, except for the bank, there is almost no rubber institution to accept the negotiation of repayment. If the borrower applies for a loan from an auto financial institution or a private small loan, after the deadline, the lender will only collect the loan and will not accept the negotiation at all.

The power of online entrustment to negotiate repayment into a chain is relatively low. Because this kind of intermediary generally helps users negotiate with banks or financial institutions, regardless of whether the negotiation is successful or not, users need to pay a certain fee, even if the negotiation fails, there is no loss or loss for the intermediary. Therefore, it is advisable for the user to negotiate with the financial institution in person, so that even if the negotiation fails, there will be no additional fees.

When you negotiate with a financial institution, you can try some negotiation skills, but you must not deceive, otherwise you may break the law if the situation is serious.

Summary. Is it true to negotiate repayment online?

Hello, happy to answer your questions. It's not true to entrust online to negotiate repayment, dear.

In fact, apart from banks, there are almost no lenders that accept negotiated repayment. If the borrower applies for a loan from an auto financial institution, such as a simple or private small loan, the lender will only collect the loan after the deadline is overdue, and will not accept the negotiation at all.

Because the funds of private small loan institutions are relatively tight, there are many companies that are behind the financial support. If a loan is not recovered within the specified time, it is equivalent to a loss for the lender. Therefore, the collection methods of many small loan institutions are more violent, and they also pretend to be slippery, which makes many borrowers miserable.

The method adopted by many intermediaries is to ask the borrower to go to the hospital to issue a serious illness certificate, etc., and then go to the bank to apply for a non-malicious overdue certificate, and then negotiate repayment. Once found by the lender, not only will the bill need to be repaid immediately, but the borrower is also likely to be sued in court.

Overdue bills are generally civil cases, and if the borrower seeks these intermediaries to deceive the financial institution, it may become a criminal case, and the consequences are often serious.

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<> true. However, not all online lending platforms are easy to talk about, and some may only want to recover the arrears and not accept negotiations. However, instead of making the borrower default all the time, it is acceptable to negotiate an early repayment.