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Educate children not to be pampered, let children do more hands-on work, do not meet children's requirements casually but can give appropriately, and let children know that money is not easy to come by.
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That is, you can't take money too seriously, and you can't put too much money on you, just want to be plain, it's simple, and don't want to be rich and expensive.
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First of all, we must tell them that money is not blown by the wind, but that their parents have earned it through hard work, so that they can develop a good habit of frugality.
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I will teach my children that the correct view of money is the view of money that does not compare.
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Don't put too much emphasis on money in daily life, parents should infect their children in words and deeds, and never become slaves to money.
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It is not easy to tell them that it is not easy to earn money, and to tell them from an early age that they should use money sparingly, and that people should earn money with their own hands.
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Let your child do some simple work for him, give him the corresponding pocket money, and let him understand that money has to be obtained through his own efforts.
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I will teach my children that money is very important and is a part of your life, but he is not as important as our relatives and not as important as your own life.
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Tell your child that money is something outside of your body. Don't let them pursue money too much, dreams are the most valuable.
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Love plus material things are not enough. One thing that many parents tend to ignore is that before their children can live independently, they must teach them some things in terms of investment, financial management and money concepts, such as rising unemployment, what is the reflection of the ** in my hands, and other basic knowledge.
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I will tell my children that what is their own will always be their own, and that what is not their own must not be forced.
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It is better to be positive and insufficient, than to be oblique and excessive.
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1. The wrong way.
1.Our family is poor, so we take out our wallets that don't have a penny and show them to our children.
In the face of crying children who have to buy toys, many mothers are more extreme, because they really can't handle the children, so they can only tell the children that they have no money, and let the children see the empty wallet, he will die. Many mothers still think how clever their methods are, but in fact, this has hurt their children's hearts in unaccustomed ways. As a parent, the best way to instill a correct view of money in your child is never to tell him how poor our family is, because after a long time, the child will have an inferiority complex and feel that he does not deserve to have good things.
2.Don't say anything, buy, buy, buy.
Since there is no shortage of money at home, the mother should tell the child the value of this thing, if it is not good for the child's growth at all, or the family is already much better, it is a waste to buy it home. If every time the child opens his mouth, the mother will buy it, and in the end he will develop a luxurious nature.
2. The right approach.
1.Make an appointment before you go out.
Before taking the child out, the mother should agree with the child what can and cannot be bought, so that the child will not ask for what he likes when he sees it in the supermarket. If the child still sees everything cracked Hong Sakura, the mother can tell the child that when he goes out, he will take the money according to the shopping list, and if he buys a toy, he can't buy food, and the child will generally think about it clearly.
2.Give your child choice.
If the child goes out and sees something he likes very much, and asks for it, the mother can tell the child to wait for his birthday to buy it for him, if he wants it now, the birthday gift is gone. This can not only give the child an expectation, but also take care of the child's mood, which is simply killing two birds with one stone.
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It is very important to educate children about money, and here are some suggestions that may be useful:
1.Introduce the concept of money: From a young age, guide your child to the concept of money, such as coins and banknotes, and understand their purpose and value.
2.Give your child regular pocket money: Giving your child regular pocket money and letting them manage and manage it can teach him how to manage money and make decisions.
3.Develop your child's saving habits: Teach your child how to save and manage money, such as opening a bank account, accumulating long-term savings, and planning and achieving their goals.
4.Teach children how to consume: teach children how to consume rationally, such as how to identify high-quality goods, how to compare**, and how to control their own consumption desires.
5.Guide your child to understand the concept of investing: Introduce your child to what investing is, how to assess investment risks, and how to achieve financial goals through investing.
6.Educate children in daily life: In daily life, such as shopping, traveling, etc., Hu Zai guides children to recognize and deal with financial problems, and allows children to understand financial and business activities in real life.
It is important to note that money education is not a one-time thing, but a long-term process. Parents need to guide their children patiently, help them develop healthy financial concepts and habits, and provide education and support at different ages.
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Here are some tips for educating your child about money:
1.Build a budget awareness: Start at an early age and let your child know what money is used and how much it is worth, so that they can better manage their spending. Bury cherry blossoms.
2.Explain financial concepts: Let children understand financial concepts and basic economic knowledge, such as income, expenses, investments, loans, etc.
3.Educate your child on the importance of saving and tell them that saving some money each month can be used for emergencies or to prepare for future investments.
4.Cultivate financial skills: guide children to increase their income through investment and financial management, so that children know how to spend wisely and how to avoid unnecessary consumption.
5.Talk about consumer traps: Teach children how to avoid falling into strong advertising,** and other consumer traps.
6.Role modeling: Children will imitate their parents' view of money, so parents need to set an example and teach their children the correct view and values of money.
In short, money education is a long-term process, which requires continuous guidance and education from parents, so that children can have correct cognition and behavior in money.
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It is an important task to educate children to have a correct view of money. Here are some succinct suggestions:
1.Develop a positive attitude towards money: Lead by example and demonstrate the right way to think and use money. Avoid negative emotions or irresponsible money behavior.
2.Emphasize values and goals: Help children understand the true value of money, such as meeting basic needs, achieving dreams, and helping others. Encourage them to set goals and create a savings plan.
3.Encourage financial skills: Teach your child basic financial skills such as budgeting, saving, and investing. Let them understand the trade-offs and trade-offs of spending money from an early age.
4.Learn to delay gratification: Help children recognize the limitations of instant gratification and teach them the importance of delayed gratification. Encourage them to save and wait to buy something more valuable.
5.Provide moderate monetary autonomy: Give children moderate financial decision-making power so that they learn to manage their pocket money or small allowances from an early age.
6.Educate about consumer responsibility: Guide children to understand the impact of consumption on individuals and the environment. Nurture them to choose sustainable, high-quality, and meaningful consumption habits. and orange volt.
7.Encourage charitable behavior: Teach children to help others through donations and charitable activities. Make them realize that money can be used to change society and help the vulnerable.
8.Discuss money issues: Have an open and honest discussion with your child explaining the family's economic decisions and financial challenges. Wu Xian gave them an understanding of how money plays a role in their daily lives.
Keep in mind that every child is unique, and it's crucial to adapt to their parenting style and pace.
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Introduction: How to correctly guide or influence children's view of money and consumption is a problem that every parent should consider, and in an important direction, it will affect the child's life. Here are some of the materials I've put together, I hope you'll enjoy it!
1. Let your child know about money as early as possible
When your child is young, you can start teaching them to distinguish the different values of hard argument coins, and then you can prepare a piggy bank for your child and teach them how to put the coins they usually collect into the piggy bank. There is a physical piggy bank that allows children to clearly feel where money is stored, and actually see and feel the accumulation of money.
2. Help children develop the habit of saving money
When the child is older, you can take the money from the child's piggy bank and take the child to a bank near the house to open a child's exclusive account. The benefits of opening a bank account are not only that children can really understand where money is stored, but also that children can actually feel that they can earn more money by depositing money in the bank, and understand what interest is.
3. Help children set their own goals
Most of the money your child saves will want to spend it. Once your child has his or her own piggy bank or account, you can start talking to your child about how to use money, first teaching him how what he needs is different from what he wants, and then having him write down what he wants and when he wants it. For example, if you want a telescope before the end of the summer vacation, or if you want a bicycle by the end of next year, etc.
This kind of practice can help children have a clear goal of saving money.
4. Give children pocket money scientifically and reasonably
Many parents will think that their children have nothing to do with money, that they are not able and do not need to manage money. Children need money to talk to their parents, parents are willing to give, if they are not willing to give, they will not give, and the matter of money is completely in the hands of parents. This is not true.
Giving children pocket money can let children know money early, and can also let children develop the habit of saving money from an early age, which is a good tool to help children experience a sense of responsibility early. Of course, the amount of pocket money given to the child must be appropriate, and being too generous or pampered may harm the child.
5. Help children learn to allocate money reasonably
When your child's pocket money is less than what he wants to buy, he or she can prioritize what he wants to buy, so that he or she can learn how to make trade-offs and understand that in many cases he or she can get everything that he or she doesn't want. When you usually take your child to the store, you can also let your child choose only one thing he really wants among the many products. When a child is faced with a lot of toys or candies, it is often difficult to choose, or want to take a few more, then parents must tell the child that only one can be chosen, and gradually, the child will learn how to decide.
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The red and the black near the ink have a lot to do with the environment, and if the friends around you don't have the atmosphere of comparison, it's still easy to form a habit.
Money can't buy happiness, nor can it buy love, but in terms of material things, money can meet one's requirements, so you have to become rich, but you don't need to get rich.