If you want to quit your job and change jobs, what should I do if I have five insurances and one hou

After resignation, it can be handled in the following ways: 1. Stop payment, interrupt the payment period, and stop the accumulation of personal accounts; 2. Paid in full by the individual; 3. Find a new work unit, go through the procedures for social security transfer, and continue to pay according to the original account, without making up the payment, but it cannot be refunded.

If you have a new job, it will be relatively simple, issue a resignation certificate, and then you can go through the social security transfer procedures after joining the new company. If you haven't found a suitable job yet, don't worry, the local hukou can renew the social security payment at the talent center where the file is located. For foreign accounts, you need to be attached to a regular company to pay on your behalf.

If you leave your job, the new unit and the old unit are in the same city in the same region. Then this transfer procedure is relatively simple, and you can also run a lot less when you handle it, reducing your work burden. What should I do?

As long as Lao Wei, when your original unit goes to apply for monthly social security and pay provident fund for employees, you will be reduced from social security and digging up the provident fund. At the same time, your new unit will apply for social security and provident fund. In this way, the social security and provident fund institutions of the same city will be combined internally, and the social security and provident fund will be transferred to your new contribution unit.

If your new place of work is moving from one province to another, it will be more difficult to apply for social security and provident fund. Because it is inter-provincial, the procedures are more complicated.

What was done exactly?

You need to go to the new unit first, and ask the personnel of the new unit to apply for social security and provident fund to seek a social security transfer order from the social security bureau and the gold provident fund payment center where the new unit is located! Then you take this social security transfer order and go to the unit where you originally located to transfer social security!

After the formalities are completed, your social security will be transferred to the social security systems of the two provinces.

For the processing of the housing provident fund, you can go to the provident fund center to withdraw the certificate of your original employer and the certificate of provident fund payment. Then build a provident fund and put it in the provident fund center where your new unit is located, and at the same time let your new unit continue to pay the provident fund for you!

It should be emphasized here that the social security provident fund of the original place of social security payment can be transferred out. The premise of the transfer is that there is an acceptable transfer-in place and the transfer-out place can be transferred out.

If you meet the local provident fund withdrawal conditions, it is recommended to withdraw, and if you do not meet the provident fund withdrawal conditions, you will go through the transfer procedures.

The current place of social security payment can receive the social security and provident fund of the original place of social security payment, that is, it is allowed to be transferred.

The insurance needs to be suspended in the name of an individual or unit;

The "Basic Pension Insurance Payment Certificate" shall be issued by the social insurance bureau of the place where the unit (individual) participates in the insurance, and can be accepted by the social insurance bureau of the place where the insurance is insured;

The "Contact Letter for the Transfer and Continuation of the Basic Pension Insurance Relationship" shall be issued by the social insurance bureau of the place where the unit (individual) participates in the insurance, and can be accepted by the social insurance bureau of the place where the unit (individual) participates in the insurance;

Basic Pension Insurance Relationship Transfer and Continuation Information Form" and transfer** shall be issued by the social insurance bureau of the place where the unit (individual) participates in the insurance, and the social insurance bureau of the place where the insurance is insured can accept it.

The social insurance bureau of the place where I am insured will notify me to merge my accounts.

Proof of payment of the social security provident fund in the original place of insurance;

The original and photocopy of the ID card of the person handling the transfer procedures;

If you entrust a company to handle it, you need to sign a power of attorney and entrust the authorized company to handle it on your behalf.

The way to deal with the five insurances and one housing fund is: stop paying, interrupt the payment period, and stop the accumulation of personal accounts, but as long as the time is not long, it will have little impact on the future. Since the individual pays in full, that is, the payment is not forgiven, and the payment is interrupted and the part paid by the enterprise in the past is paid by himself, but it is not cost-effective for the individual to bear a heavier burden.

If you resign and jump to the same area of the single auspicious position, then, the original unit will stop work and surrender the five social insurances and one housing fund, and wait for the employee Zhen Hu Chong to work in the new unit, and the new Yujian unit will re-pay the five social insurances and one housing fund, and the social security system will be automatically transferred to the new unit.

If you quit your job from this company and move to another company. Xi Xiaoyin recommends that you issue a resignation certificate at the company where you resigned from your previous job. In fact, you don't have to worry about five insurances and one housing fund, because after you are in the next company, the personnel department will help you transfer the previous five insurances and one housing fund to Shengming's company, which is very simple and don't worry.

After resigning and changing jobs, you go to a new unit, such a light unit, and then continue to pay five insurances and one housing fund for you, and they will pay you according to the original five insurances and one housing fund account. Funny.

After resigning and changing jobs, the resignation procedures will be handed over to the current unit, and you can tell the personnel department of the current unit.

The five insurances and one housing fund are handled in accordance with the formal procedures with the change of work, and can be transferred to a new work unit and continue to receive five insurances and one housing fund.

It must be transferred, and the original company will not continue to help you pay it. It's best not to leave things in the original company.

Those who have five insurances and one housing fund can go to the company that has changed jobs to continue to make up for it, and they can also choose to pay it first.

When the old company lays off employees, the new company can pay the expenses. If you leave the company after finding a job, confirm the payment time with the HR of the new and old company before leaving to ensure that there is no interruption in between. Because each company's insurance payout date will be slightly different, if the new company has not been reduced by the time the new company is insured, you need to contact the former colleagues in charge of insurance at the old company in time to remind them of the downsizing.

If you don't want to stop paying, you can pay social security yourself. The provident fund cannot be paid by an individual, but can only be deferred.

Self-payment process: When applying for social insurance, fill in the "Social Insurance Individual Payment Declaration" or apply on the local social security app; Bind a bank card and deduct money online; In some areas, individuals pay for three major risks: pension, medical care, and unemployment, while in some areas, individuals only pay for pension and medical care; The payment time can be monthly, quarterly, or yearly, which is more flexible.

If you want to leave your current city after leaving your job, you can only transfer to pension insurance and medical insurance. Log in to the official website of the Social Security Bureau, submit an application for transfer, or bring the employee's ID card, social security card, and resignation certificate of the original unit to the original social security institution. Print proof of payment at the social security institution.

Hold the "Insurance Payment Certificate" to the social security institution in the place of transfer to go through the social security transfer procedures. If there is more than one place where contributions have been paid for 10 years before retirement, the last place where contributions have been paid for 10 years will be considered as the place of contributions. If all local sales buckets have not been paid enough in the first 10 years of retirement, then the pension relationship and related funds will be transferred back to the place of household registration, and the pension will be paid by the place of household registration.

If you want to leave your current city after leaving your job, the provident fund, one is to transfer, the other is to cancel your account and withdraw money. Account transfer: It is applicable to the case that the new company pays the provident fund after arriving in a new city.

Prepare in advance: If you don't know the name of the original company and the original personal provident fund of the provident fund, ask the HR of the original company. Log in to open personal Alipay, search for Civic Center - Office Hall - Provident Fund - Provident Fund Inquiry - Provident Fund Withdrawal Business - Business Handling - Remote Transfer.

Account closure and withdrawal: Do not return to the city to work in the future. If I want to withdraw money from my CPF, I can use this method.

Let the original company seal the CPF account for you; When you go to the provident fund center to withdraw it, remember to bring the resignation certificate of the original company.

You can let the next unit make up the payment, and you can tell the next unit to make up your own, so that you can make up the payment well.

It is possible to transfer the processing. You can transfer five insurances and one housing fund to a new company.

It is necessary to transfer out the five insurances and one housing fund, and transfer it from the original unit to the current unit for receiving, so that it is okay.

Speaking of five insurances and one housing fund, I believe many people know which five kinds of "five insurances" refer to, and today I am here to emphasize once, "five insurances" refer to endowment insurance, Lu Shuhong medical insurance, unemployment insurance, work-related injury insurance and maternity insurance; "One gold" refers to the housing provident fund. Among them, endowment insurance, medical insurance and unemployment insurance, these three types of insurance are jointly paid by enterprises and individuals, and work-related injury insurance and maternity insurance are fully borne by enterprises. Individuals do not need to pay.

It should be noted here that the "five insurances" are statutory, while the "one gold" is not.

1.Pension insurance can be interrupted in the payment process, as long as the final cumulative period is enough for 15 years, but the more you pay, the more the pension will be pulled.

Resign or change jobs to go through the transfer procedures: type the transfer order in the old unit and hand it over to the new unit to continue.

2.Medical insurance is still more important, and it is recommended to pay it. And newly insured employees (including those who interrupt payment for more than one year and re-enroll) participate in basic medical insurance in accordance with the law and pay for one year in a row (excluding the number of years of supplementary payment), in order to enjoy medical insurance benefits according to the regulations.

And the stipulation is that if it is interrupted for more than three months, it will become invalid, and after three months, you have to pay for your own morning illness, and it doesn't matter if you are sick for a minor illness, if you encounter a serious illness, it will be miserable, and you will be restarted in a new unit after a break of more than three months. Each person who is covered by medical insurance has a passbook and can be used for life, regardless of whether the unit changes or not, the unit should put a certain percentage of money into the passbook every month, and the individual can withdraw it at any time. Regardless of the use.

In addition, medical regulations stipulate that the outpatient expenses of more than 2,000 yuan can be reimbursed, such as spending 2,500, only 50%-70% of the 500 (different hospitals, different reimbursement ratios), if the hospitalization report is more, when you see a doctor, you should tell the hospital to open a list of medical insurance shirts, and you should bring it when you are hospitalized.

The five insurances are calculated cumulatively, and the next unit will then pay the source of the big money, and the policy will force the enterprise to pay the five insurances, which will not be mandatory for a gold, and the units with good benefits and state-owned enterprises and institutions will have a gold for buying and renting Senbi houses.

Let the original company do social security reduction, and then use the new company's social security to increase the staff.

After changing to a new work unit, the new unit will continue to pay social security premiums, and you can continue to do so.

It can be transferred to a new company for renewal.

As long as the original company is downsized.

It is enough to increase the number of employees in the new company.

Legal analysis: 1. Endowment insurance has a personal account, and the ID number is the account number, and there can be three ways to deal with it after resignation: 1. Stop paying fees, form a payment period interruption, and stop the accumulation of personal accounts, but as long as the time is not long, it will have little impact on the future.

2. Since the individual pays in full, that is, the payment is not interrupted and the part paid by the enterprise in the past is paid by himself, but it is not cost-effective for the individual to bear a heavier burden. 2. If you go to other places to seek employment, you can go through the insurance transfer procedures and go to a new employment area. Either way, you can find a new employer and continue to pay according to the original account, and you don't need to make up the payment, but you can't get a refund.

Third, medical insurance, there are also personal accounts, after resignation treatment is basically the same as pension insurance, the money in the personal account can continue to be used locally. 4. Work-related injury insurance, unemployment insurance, and maternity insurance do not have personal accounts, and the insurance will be automatically lifted after resignation, but unemployment insurance can be received as long as the payment has been paid for one year and unemployment is not caused by personal reasons. Fifth, the housing provident fund, there are personal accounts, enterprises and individuals pay fees, all form the total amount of personal accounts, hidden just like the bank's fractional deposit ownership belongs to the individual, after resignation only stove Pei Heng but stopped saving money, but the account money is still the laborer's, as long as it meets the provident fund withdrawal regulations, it can be withdrawn at any time, and it can also be renewed in the future, and it will never be invalid.

Legal basis: Social Insurance Law of the People's Republic of China

Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

Article 4 Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with law have the right to inquire about payment records and records of individual rights and interests, and to request social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.

Article 58 An employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay. Individually-owned businesses without employees, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons who voluntarily participate in social insurance shall apply to the social insurance agency for social insurance registration.

The State shall establish a nationwide unified personal social security number. An individual's social security number is a citizenship number.