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The comprehensive interest rate of the first Huabei is down, that is, the monthly interest is one cent, so calculated, the monthly interest of borrowing Huabei is more than 800 per month, so she borrows Huabei about more than 8,000 yuan and less than 15,000 yuan. Hope.
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If you use Huabei to pay for consumption, as long as you ensure that you repay the loan on time and in full, Huabei will not charge any fees.
Normally, Huabei will only charge interest or other fees if the following occurs:
1. Use Huabei minimum repayment: If only the minimum repayment amount is paid off and the full amount is not paid off, the remaining unpaid principal will be calculated as revolving interest from the day after the due repayment date, with a daily interest rate, and will be credited to the next month's bill. Assuming that the remaining arrears of Huabei are 10,000 yuan, then you need to repay 5 yuan of interest every day.
2. Use Huabei installment payment or bill installment repayment: The use of installment service will incur corresponding installment handling fees, and the specific handling fees are subject to the display on the page.
3. Huabei overdue behavior: If Huabei fails to repay on time, overdue penalty interest will be generated, overdue fee = overdue amount * overdue days.
Huabei can only be used for consumption, there is no cash advance function, if you have borrowing needs, you can use borrowing, micro loan, Du Xiaoman financial money to spend and other reliable loans. Youqianhua, formerly known as "Youqianhua", is a credit brand under Du Xiaoman Finance (formerly Finance), which provides users with safe, convenient, unsecured and unsecured credit services.
Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.
This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.
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Huabei's daily interest rate, that is, the daily interest rate of 5/10,000, 10,000 yuan a day is the interest of 5 yuan, and the annualized interest rate has also reached more than 18 percent.
Calculated on a daily basis, assuming that the remaining arrears of Huabei are 10,000 yuan, then the interest of 5 yuan needs to be repaid every day, 50 yuan for 10 days, and 150 yuan for one month (30 days).
The total annual interest rate of borrowing 10,000 yuan is 10,000 * yuan, and the converted adult interest rate is.
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750 yuan.
If you choose to pay in installments with Huabei, the rate is, so 10,000 yuan in 12 installments, the total interest is 10,000 yuan.
If Huabei chooses to divide into 3 installments, the rate is; In 6 installments, the rate is: The interest of 10,000 yuan in 3 installments is 10,000 yuan, and the interest in 6 installments is: 10,000 yuan, but Huabei will adjust the installment rate at any time according to market conditions, so the specific charging standard of the installment fee is subject to the page display.
Precautions for the use of Huabei.
It is recommended that users do not use irregular** payment to avoid account abnormalities. Generally, most of the abnormalities in the account are caused by not binding the mobile phone, and some are caused by the use of irregular ** payment. So be sure to remember not to pay in an irregular **.
It should be noted that if Alipay prompts that the user's account is abnormal, please confirm whether the Alipay account is bound to the mobile phone, if there is no mobile phone, please log in again after the mobile phone is successfully bound, and follow the prompts on the page to verify the mobile phone.
Pay attention to the consumption limit: Huabei gives different consumption limits for the activity of different Alipay users, and now only for some active users to open this function, so you must pay special attention to the consumption limit, the current limit is only 1000-30000 yuan, and you can see the consumption limit after opening.
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Huabei 8,000 yuan is calculated as a daily interest of 4 yuan.
Huabei belongs to the daily interest rate, that is, the borrowing interest of Huabei is calculated on a daily basis. If the repayment is overdue or the minimum repayment is selected, the remaining outstanding amount will be calculated at the daily interest rate starting from the day after the current repayment date. Borrow $2,000 and choose a minimum repayment of $200.
The remaining outstanding amount is 1,800 yuan, and the daily interest of Huabei is 1,800* yuan. If the loan of 2,000 yuan is overdue, then the remaining unpaid amount is 2,000 yuan, and the daily interest of Huabei is 2,000 * yuan.
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