Borrowing and repaying money, how to get the borrower to pay back

The best way is not to deduct yourself too much, we women sometimes just grieve themselves, I also want to open now, if you have money, go out to eat with colleagues and friends, go shopping and buy clothes, and women have to learn to spend their husband's money, you use, he is actually how happy.

In addition, on the question of whether to give money or not, parents should give what they should give, I think it is better for you to explain to your husband that I will give my parents as much as you want, and then you give it to the point where you have no money, and let him know that you have no money (in fact, your money is in your parents' place, right).

The person who is looking for you to borrow money will naturally know, and the best way is that you also cry from time to time to be poor, if this brother is also a working person, you can sometimes ask him to borrow some money, and often create a reputation that you yourself are also poor, naturally others will prevent you from borrowing his money every day, ** and dare to come to your door to borrow it!

Anyway, these methods are to be done with a smile, you just have a kraft candy, don't be afraid of losing face, this is summed up in life, if you have something to say, just smile, just know it yourself.

As long as you don't appear tough, I believe that the person who asks you to borrow money and can't borrow it will not be angry, but you will have to win sympathy in turn, for example: Oh, I'm so uncomfortable that I can't help you, so let's go and look for my sister (if there are juniors, say juniors, let this brother who came to borrow money himself is embarrassed, you see, I borrowed money from my juniors to stick to you, are you embarrassed?) Then he said, "Oh, my sister, I'm also very annoyed, and I save every day, you see that I just had surgery not long ago, (or changed jobs, etc.) The economy is not good, what can I do, sister-in-law, I feel uncomfortable, I can't help you."

Every time you cry like such a bitter cauliflower, I guess it's a person who has to be afraid, who dares to come, remember Xianglin's **.

Then you say no, he is a scoundrel, the kind of person who has to make inches, he is young and does not do his job, it is really a bottomless pit, the more you give it, the more he thinks you have it, and you should give it to him. Just one sentence: if you don't give, you don't have it, you just don't give it.

You just make an excuse and say no.

1. Go shopping together, if your friend doesn't repay the money in time, you can ask him to go to a similar place to borrow money, or take him directly to shop, and then when you pay the bill, you will say that you forgot to bring your wallet, and there is no money on your mobile phone WeChat, so you want him to pay for you, saying that it will be deducted from the money you borrowed last time.

2. Directly ask him to say that he is short of money, generally we will tell him that he is short of money recently, and ask him to pay back the money, even if he can pay back part of it first, and pay the rest later, so that as long as he is not very financially poor, he will pay back a little.

3. Invite him to dinner, find an excuse to go to a restaurant in advance, explain at the table that he has been short of money recently, and if he is clever, he will pay for this meal. However, in order to leave some friendship with each other, it is recommended to pay it yourself, after all, you invite others to dinner.

4. Find a friend to remind him, if you have deep feelings and can't open your mouth to a good friend, you can find other friends to remind him of the money from the side, so as not to forget it, or other situations.

5. Find another person to borrow money and ask him to pay it back, and the friend borrowed the money and did not pay it back in time, of course, you can also find him and say that he recently borrowed money from so-and-so, and called the party concerned and asked him to pay him back directly in the future.

Summary. It must be easier to borrow money than for that person to earn so much money, or that person thinks it is easier to borrow money and should be in an emergency, in short, it is easier than earning money. Because of the self-suggestion in the heart of the borrower, from the beginning of borrowing money, he felt that it was difficult to earn so much money immediately than to borrow money immediately, so after borrowing money, he felt that it was more difficult to earn money, so it was more difficult to earn money.

This is purely a phenomenon caused by a hint that I don't agree with myself.

It must be easier to borrow money than for that person to earn so much money, or that person thinks it is easier to borrow money and should be in an emergency, in short, it is easier than earning money. Because of the self-suggestion in the heart of this borrower, from the beginning of borrowing money, he felt that it was difficult to earn so much money immediately than to borrow money later, so after borrowing money, he felt that it was even more difficult to make money, so it was more difficult to earn money. This is purely a phenomenon caused by his own psychology Sun He does not agree with his own hints.

Can you add, I don't quite understand it.

When you feel that it is easy to borrow money, it is definitely difficult to make money, and if you borrow money, you will be less active in earning money, after all, borrowing money is already a satisfaction for the parties. This sentence is a very correct sentence whether it is from the psychological reasons or the actual situation of the situation, but if you don't take this sentence too seriously and pay attention to your own affairs, this sentence is just a warning, reminding those who borrow money to pay attention. Fiber counts.

When those people borrow money for a long time, they will feel that the money is their own. So, when you need them to pay them back, he will feel like he's suffered a huge loss. Psychologically speaking, they are very resistant to paying back, especially the one with a relatively large amount, which is tantamount to making them suffer like cutting off their flesh and mending sores.

They must have a strong sense of self-discipline to overcome this nature, but most people borrow money often because they are not able to manage themselves financially, which essentially means that they are a very undisciplined person.

We can conclude that asking the borrower to repay the money is tantamount to making an undisciplined person self-disciplined. What is self-discipline? The essence of self-discipline is to kill a decadent self with your own hands, which is originally a very difficult thing, which is why many people borrow money in real life and do not pay it back.

If you cherish friendship, then it is best not to have any financial dealings with your friend, especially not to lend him money, because the person who borrows money often will most likely not pay it back. Laugh up.

As the saying goes: making money is like picking up soil with a needle, and spending money is like water washing sand. No one's money is blown by the wind, and it is not easy for anyone to save a few dollars.

Some of those who lend money to others should cherish this friendship, not everyone is willing to lend you money, especially in the past two years when the economy is very tight, and there are still people who are willing to borrow money for you.

When I say this, I don't have any confidence in my heart. For those "old lai" who are thicker than the city wall, it is tantamount to playing the piano to the cow, maybe he will immediately reply to me: Yes, the cow is playing the piano.

In conclusion, those who are ready to lend their money, before you lend it to someone else, understand these four points:

First, 90% of borrowers don't pay it back on time;

Second, 80% of people don't want to pay back;

Third, when he borrowed your money, he didn't think that he would become the one who didn't want to pay it back;

Fourth, the money you borrowed is basically going down the drain.

Even though he was sincere when he borrowed money, even though you think he is a very nice person.

Of course, not everyone will shout "lai", not everyone is not honest, and there are still some people in this world who are trustworthy. But please don't test a person's integrity and character by borrowing money, many people's performance in front of money will make you completely "cold and happy". This is not a prejudice, nor is it a misunderstanding, this is a reality with a high probability.

In this way, there is no doubt that you will pay a heavy price, and he will not lose a penny, and he will take your money around and be happy.

Summary. Conditions of bank loans:

Must be a natural person with full capacity for civil conduct.

Have a permanent urban residence or valid residence status.

Have a stable job and income, have good credit, and have the ability to repay the principal and interest of the loan.

Some banks will require the applicant to have a credit card with the Bank or a loan from the Bank and have a good credit history.

Some banks also require a work mortgage or pledge approved by the bank, or a unit or individual that meets the prescribed conditions and has the ability to compensate.

If you borrow money urgently, you will pay it back.

Hello, it is recommended to borrow money from a bank.

Regular and relatively low interest.

Conditions of bank loans:1Must be a natural person with full capacity for civil conduct.

2.Have a permanent urban residence or valid residence status. 3.

Have a stable job and income, have good credit, and have the ability to repay the principal and interest of the loan. 4.Some banks will require the applicant to have a credit card with the Bank or a loan from the Bank and have a good credit history.

5.Some banks also require a work mortgage or pledge approved by the bank, or a unit or individual that meets the prescribed conditions and has the ability to compensate.