What are the 10 major diseases and what are the 10 major diseases?

The 10 major diseases are: malignant tumor, chronic renal failure (requiring dialysis** or kidney transplantation), aplastic anemia, acute myocardial infarction, heart valve replacement (thoracotomy), sequelae of stroke (permanent dysfunction), intracranial tumor surgery (requiring craniotomy or radiation**), major organ transplantation (allogeneic transplantation), sequelae of meningitis (permanent dysfunction), and aortic surgery (requiring thoracotomy or laparotomy).

For those who are new to insurance, in fact, they first need to understand the four major types of insurance, namely critical illness insurance, accident insurance, medical insurance, and life insurance.

Secondly, understand the necessity of purchasing critical illness insurance. 2020 Critical Illness Insurance Rankings, don't miss these critical illness insurances with multiple claims!

The full name of critical illness insurance is critical illness insurance, which refers to the insurance company that takes a specific critical illness as the object of insurance, and when the insured suffers from the agreed disease, the insurance company will compensate the insured amount agreed in the contract.

Moreover, in order to standardize the definition of critical illness by insurance companies, the Insurance Association of China has listed 6 types of mandatory insurance and 19 types of optional, a total of 25 categories, which are the 25 types of high-incidence critical illnesses that we often call now.

Critical illness insurance is a relatively complex type of insurance with relatively rich coverage and different classifications according to different protection contents.

Medical insurance is a reimbursement type of insurance, which is reimbursed according to the actual expenses of the insured, and how much is used.

Critical illness insurance is a type of insurance that pays the insured amount agreed in the contract if the insured is diagnosed with a disease agreed in the contract and reaches the state of illness or surgery, mainly to protect the cost of follow-up care** and the loss of economic income of the insured.

Critical illness insurance and medical insurance are matched together, and the effect is the best, which can give the insured full protection, solve the medical expenses, and also give a certain amount of protection to the insured's follow-up care expenses.

Therefore, you should determine the critical illness coverage amount based on your own income level and the contribution of your personal income to your family's total income.

You should try to make the sum insured as high as possible within a limited budget to improve your own protection.

The top ten diseases include: (1) Heart disease is the main disease in North America, Europe and Oceania, especially the elderly are most threatened by this disease, and 750,000 people die from this disease every year in the United States alone.

2) Malignant tumors have not yet found a specific method in the pain of more than 100 different lesions. (3) Cerebrovascular lesions are seriously harmful to the elderly. (4) Gastroenteritis (including dysentery): This disease has a high mortality rate in underdeveloped countries and regions.

5) There is no special prevention and method for epidemic and pneumonia, and the incidence of pneumonia occurs all over the world, especially in South American countries such as Chile and Mexico, and the mortality rate is high. (6) Bronchitis (including emphysema and wheezing), smoking, dust, air pollution and allergenic factors in the environment promote the occurrence and development of the disease.

7) Diabetes is more common in developed countries, and there is no best solution. (8) Liver cirrhosis** has been associated with excessive alcohol consumption and deficiency of certain vitamins. (9) Tuberculosis threatened the world in the 19th century, and although it can be controlled, it is still on the rise.

10) Infectious diseases and trauma, especially in underdeveloped countries, children have a high mortality rate among such diseases and trauma.

Hello, there are 25 major diseases prescribed by the state.

The 25 major diseases stipulated by the state refer to the following:

1.Malignancy.

2.Acute myocardial infarction.

3.Sequelae of stroke.

4.Major organ transplantation or hematopoietic stem cell transplantation.

5.Coronary artery bypass grafting.

6.End-stage renal disease.

7.Arterial surgery.

8.Acute or subacute severe hepatitis.

9.Benign brain tumors.

10.Decompensated chronic liver failure.

11.Sequelae of encephalitis or sequelae of meningitis.

12.Deep coma.

13.Deafness in both ears.

14.Blindness.

15.Paralysis.

16.Heart valve surgery.

17.Severe Alzheimer's disease.

18.Severe brain injury.

19.Severe Parkinson's disease.

20.Severe burns.

21.Severe primary pulmonary hypertension.

22.Severe motor neuron disease.

23.Loss of language.

24.Major aplastic anemia.

25.Multiple limbs are missing.

The national regulations here refer to the fact that as early as 2007, the Insurance Association of China and the Medical Doctor Association cooperated to launch China's first industry normative guide for critical illness insurance - the "Specification for the Use of Critical Illness Definitions", which uniformly stipulates the definitions of the 25 most common diseases in critical illness products and realizes the standardization of critical illness.

The scope of cancer is too broad, for example, carcinoma in situ is actually considered a mild disease. Malignancy is considered severe.

Hope the above can help you.

Major diseases refer to diseases that cost a lot of treatment and seriously affect the normal work and life of patients and their families for a long period of time, generally including: malignant tumors, acute myocardial infarction, sequelae of stroke, major organ transplantation or hematopoietic stem cell transplantation, coronary artery bypass grafting, end-stage renal disease, loss of multiple limbs, acute or subacute severe hepatitis, benign brain tumors, decompensated chronic liver failure, sequelae of encephalitis or meningitis, deep coma, deafness in both ears, Binocular blindness, paralysis, heart valve surgery, severe Alzheimer's disease, severe brain injury, severe Parkinson's disease, severe burns, severe primary pulmonary hypertension, severe motor neuron disease, loss of speech, severe aplastic anemia, aortic surgery, severe multiple sclerosis, severe type 1 diabetes mellitus, erosive molar pregnancy, systemic lupus erythematosus complicated by severe renal impairment, severe primary cardiomyopathy, complete loss of limb function, complete loss of speech or ability to chew and swallow, Infection with HIV or AIDS, genetic diseases, congenital malformations, deformities or chromosomal abnormalities, etc.

The first diagnosis or main diagnosis of childhood leukemia (0-14 years old), childhood congenital heart disease (0-14 years old), end-stage renal disease, breast cancer, cervical cancer, severe mental illness, multidrug-resistant tuberculosis, AIDS Huiqiao** infection, lung cancer, esophageal cancer, gastric cancer, colon cancer, rectal cancer, chronic myeloid leukemia, acute myocardial infarction, cerebral infarction, hemophilia, type diabetes, hyperthyroidism, cleft lip and palate, BH4 deficiency, critical maternal and other 22 major diseases.

Legal basis

Article 2 of the Labor Dispute Mediation and Arbitration Law of the People's Republic of China shall apply to the following labor disputes between employers and workers within the territory of the People's Republic of China:

1) Disputes arising from the confirmation of labor relations; (2) Disputes arising from the conclusion, performance, modification, or termination of labor contracts;

3) Disputes arising from removal, dismissal, resignation, or resignation; (4) Disputes arising from working hours, rest and vacation, social insurance, welfare, training, and labor protection;

5) Disputes arising from labor remuneration, medical expenses for work-related injuries, economic compensation or compensation, etc.; (6) Other labor disputes as provided for by laws and regulations.