What are the problems of pension services and the problems of pension institutions?

1) There is a lack of long-term planning for the overall development of the pension service industry. In some areas, the pension service industry started late and is still in the exploration stage, lacking long-term planning in the overall development.

2) The policy lacks flexibility, does not fully integrate the actual local situation, and lacks an effective performance consideration mechanism for investing funds. At present, the relevant policies and regulations are too rigid in their provisions on some specific matters.

3) The proportion of old-age care institutions is unreasonable, and the proportion of urban old-age care beds is small. In general, most of the beds are for the urban "three noes" and the rural five guarantees and the elderly in rural areas, and the proportion of service facilities for the elderly in urban areas is relatively small.

4) The market-oriented operation has not been effectively realized, the property rights of pension institutions are not clear, and the development of private pension service institutions is slow. There are relatively few private pension institutions, and most of the other types of pension institutions are set up for investment, with unclear property rights and a lack of clear rights and obligations.

5) The advantages of socialized pension have not been fully reflected, and have not yet been widely recognized in society. Due to the fact that the socialized pension industry has not yet matured, coupled with the uneven social pension institutions, some pension institutions are not equipped in place, the service level is not high, most of the caregivers have not received professional training, lack of professional geriatric care and psychological knowledge, etc., can not meet the rapid growth of the demand for pension services in the process of population aging.

As a developing country, we have entered an aging society in advance, in recent years, we have vigorously developed community pension institutions, actively promoted pension services, and initially formed a social service system based on home care, community services as the basis, and supplemented by institutional pension. Although China attaches great importance to and increases investment in community pension services, the survey shows that there are still many problems in community pension services in China at this stage. At present, there are four main problems:

First, the demand for health care services is becoming more and more urgent. For example, the population aged 65 and above is increasing year by year, the prevalence of chronic diseases is increasing, the pressure on family and society to burden the elderly has increased sharply, and the demand for smart and healthy elderly care is becoming increasingly urgent. However, the stock of social pension institutions is small, and the supply of pension service institutions and community pension beds is obviously insufficient, and the insufficient supply and the contradiction between supply and demand have become problems that need to be solved urgently.

Second, the formalization of health care services is serious. At present, some facilities for the elderly have been established in many communities, but because the facilities are too simple and the service content is too simple, they tend to take care of the general daily life, ignoring the spiritual, cultural and psychological needs of the elderly. The layout of some facilities is also unreasonable, so that the elderly can easily access services nearby, resulting in many elderly care communities not playing their due role and only formalities.

Third, the quality of employees is low. The salary of pension service institutions and community pension is not high, and the lack of good corporate culture and promotion mechanism leads to the inability to attract outstanding talents. Institutions and communities have limited funds, and there is no professional training for employees, and it is difficult for employees to adapt to job requirements in terms of professional skills, emergency response capabilities, and service quality.

Fourth, there is a lack of market participation. At present, most of the health care institutions and communities are managed by the first package, lack of market and social forces to participate, no integration of social resources, so that the potential market value of the health care service industry can not be better explored.

1. Improve the care of the elderly care institutions for the soul of the elderly, organize more volunteer activities to chat and play games with the elderly, care for the mental health of the elderly, and make the elderly feel the care of the society. However, such volunteer activities should be organized in moderation and over a long period of time, rather than responding to a momentary slogan.

2. Organize some publicity and speech activities to introduce the benefits that modern pension facilities can bring to the elderly, help the elderly get out of the misunderstanding, better accept new things such as pension institutions, and reduce the occurrence of the phenomenon of lonely elderly and "empty nesters". Establish comprehensive community welfare service centers for the elderly, and support communities with the capacity to open small nursing homes or homes for the elderly. Improve the community-based service function of home-based elderly care.

3. The construction of pension facilities in China began in the 90s of the 20th century, which started late compared with developed countries in Europe and the United States, but developed rapidly. Over the past 20 years, pension facilities such as pension apartments, nursing homes, social welfare homes, etc. have emerged in an endless stream, and with the increase of the elderly population, the number of pension infrastructure in China has been forced to continue to increase rapidly. However, these types of elderly care institutions cannot effectively meet the real needs of the elderly, and do not grasp the key to solving the problem.

The lack of humanistic care and the satisfaction of the psychological needs of the elderly is one of the main problems existing in China's elderly care institutions at this stage.

It is necessary to improve the care of old-age institutions for the soul of the elderly, organize more volunteer activities to chat with the elderly, chat and play games with the elderly, care for the mental health of the elderly, and make the elderly feel the care of the society. However, such volunteer activities should be organized in moderation and over a long period of time, rather than responding to a momentary slogan.

Legal basisArticle 17 of the Social Insurance Law of the People's Republic of China If an individual who participates in the basic endowment insurance dies due to illness or non-work-related reasons, his surviving family members may receive funeral subsidies and pensions; Those who completely lose their ability to work due to illness or non-work-related disability when they have not reached the statutory retirement age may receive sickness and disability allowance. The required funds are paid out of the basic pension insurance**.

<> with the aging of the population in our country is becoming more and more serious, the number of aging people is becoming more and more, resulting in the lack of many fresh labor force in our country, the lack of a lot of fresh blood for various industries, and there are many problems in pension institutions in many regions. According to our national survey data, many of the pension institutions do not have any information system, and have a lot of unwise pension concepts, and do not meet the pension standards required by our country. Therefore, there are still many common problems in pension institutions, such as more serious equipment and auxiliary equipment problems, and more than 90% of pension institutions lack some safe facilities and equipment.

In addition, these sufficient equipment and facilities are unreasonable, and some of the equipment is not updated in time, resulting in lower and lower use, especially now many elderly people have more requirements for medical treatment, fitness, life, entertainment, and so on. Therefore, the problem of these equipment has gradually become more serious, in addition, it is the information system and wisdom of the elderly, for the health of the elderly and how to let them have a reasonable life in life is very important, our country lacks a lot of knowledge and knowledge in this area of knowledge and information platform construction, as well as the lack of their own conditions and capabilities. <>

If we can't achieve smart pension, then for these elderly people who are in pension institutions, there may be some unsafe problems, especially for the monitoring of the financial system. There are also some problems in the health and welfare of the elderly, many pension institutions do not have professional knowledge because of the nursing foundation, and many staff do not care too much about these elderly people, may only be some unilateral for wages, so these many reasons have caused our national pension institutions to become a lot of problems.

First, the environment is not good, second, there are fewer nursing staff, third, the hardware facilities are not up to standard, fourth, the fees are too high, and fifth, there is abuse of the elderly in some places.

With the intensification of China's aging population, pension services have become an increasingly important topic. However, compared with the aging population, the supply of pension services is still lagging behind, and the distribution is uneven, there are many problems and difficulties, the following are some typical problems:

1.There is a lack of professional caregivers and elderly care facilities.

With the increase in the number of elderly people, there is a growing demand for caregivers, but in most areas, the number of caregivers is severely underwhelmed. At the same time, after years of development, the overall number of pension institutions is small, which cannot fully meet the demand, and there is a large gap in the quality and service between institutions.

2.The standards of pension services are not uniform.

Due to the huge differences in the scale and level of pension institutions, there is no clear unified standard for pension services. In the elderly care service, people are often emphasized the hardware facilities of the institution and ignore the quality and comprehensive ability of the service personnel, resulting in the uneven quality of the elderly care service.

3.The cost of pension services is heavy.

With the development of pension institutions, the service fee has gradually increased, for retirees, the burden of service fee is getting heavier and heavier, and the first subsidy is insufficient, it is difficult to meet the demand.

4.Public pensions are lacking.

The pension system adopted in China is that enterprises and individuals pay separately and receive pensions when they retire. However, due to a large number of small and micro enterprises in China, many people have not been able to receive pensions in time, resulting in a pension gap.

5.The regional distribution of elderly care services is uneven.

At present, in areas with a high concentration of cities, the number of elderly care institutions is relatively large, and the services are relatively perfect. However, in rural areas and other remote areas, the number of elderly care institutions is small, and there is a lack of professional nursing staff, which brings great difficulties to the lives of the elderly.

6.Insufficient attention is paid to the elderly.

Our fast-paced life and the overall pressure of people's lives are greater, resulting in less and less attention to the elderly. This makes the elderly themselves feel lonely and abandoned, deprived of the possibility of social contact.

To sum up, we need to improve and improve the quality of pension services, rely on the joint efforts of enterprises, enterprises and society to promote the construction and optimization of the pension service system, and provide more and better pension services for the elderly. At the same time, we also need to change our mindset to value the elderly and provide them with more care and help.