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Now that information is developing so fast, I think if something like this happens, I will collect debts in the form of ** or text messages, after all, everyone is very face-loving, if you say it directly, it may hurt people's face, make people embarrassed, and embarrass everyone, and text messages are more conservative.
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I think this matter is morally speaking. Anyone who takes any money, no matter what, should pay back the debt at his pace. This is a matter of course.
So as a businessman, you should give your money back. So as a friend, it should be good for you to ask him for money.
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This kind of thing should be very simple, first of all, as a borrower, he has passed away, it is already like this, as the person you borrowed his money, shouldn't you give the money back? Are you embarrassed not to come to someone's funeral and give them a ride, they took care of you like that before you died, and helped you get through the difficulties, shouldn't you return the money to others after that?
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I think that if you encounter this kind of thing, you should get straight to the point and say it directly, because everyone is more principled, maybe everyone thinks differently, but as long as you explain the reason to him, he should pay you back, after all, your friends have passed away, such a big thing, even if you owe her money, are you embarrassed not to pay it back? So I think you should go and talk to people and then ask for debts.
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Don't speak without brains, in front of interests, including friends and relatives, how many people can stand the test???
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I am a more stubborn person, if this kind of thing happens, I will go door to door to help him collect his debts, because only when I go there in person and explain it clearly to him, can I know his attitude and see if he wants to repay the money, so that I can help him collect his debts.
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Maybe others don't know, the money he lent out was actually she lent me to others, do you say that I can't give him back in this case? What else can you ask for, then just say it.
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Actually, I think it's very simple, try it, friends, they will all come to the funeral, and after everyone disperses at the funeral, I will let them stay with all the people he owes the debt to, and then give them a collective message, so that they should be able to get this back, after all, everyone will. For the sake of my friend's face, I should be able to pay back the money.
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I think first I should find out how many people owe him money, and then how much they owe, so that I can sort out a list so that I can help him collect his debts. Then hit ** first, hit ** to explain it to them, and then continue to explain, so that you should be able to collect the debt.
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Legal Analysis: Trembling Do.
After the death of the elderly, the borrowed money should be able to be returned if there is an IOU. First of all, he sought it from his relatives through social connections. If the deceased has no relatives, it is also possible to go to court to repay with his estate.
Legal basis: Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases》 Article 2 When a lender files a lawsuit with the people's court, it shall provide proof of creditor's rights such as IOUs, receipts, and IOUs, as well as other evidence that can prove the existence of a legal relationship between lending and lending. If the creditor's rights vouchers such as IOUs, receipts, and IOUs held by the parties do not indicate the creditor, and the party holding the creditor's rights vouchers files a private lending lawsuit, the people's court shall be subject to the judgment of the party.
The defendant raised a factual defense against the plaintiff's creditor qualifications, and the People's Consumer Prefecture People's Court ruled to dismiss the lawsuit if it found that the plaintiff did not have the creditor qualifications.
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Legal Analysis: After the death of the elderly, the family can recover the loan before death. As long as there is evidence, if the negotiation fails, go directly to the court to sue.
Even if the debtor dies, as long as the debtor's estate is sufficient to repay the debt, the debt can still be returned. Personal debts shall be repaid by the debtor himself, and if the debtor dies in silver, the debtor's estate shall be used to pay off. The joint debts of the husband and wife shall be repaid jointly by the husband and wife.
Joint family debts shall be repaid jointly by the family members.
Legal basis: Article 1163 of the Civil Code of the People's Republic of China Where there is both statutory inheritance and testamentary inheritance or bequest, the legal heirs shall pay off the taxes and debts that the decedent shall pay in accordance with law; The part exceeding the actual value of the statutory inheritance shall be repaid by the testamentary heirs and legatees in proportion to the inheritance.
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After the death of a loved one, there is still money that has not been repaid, and it needs to be repaid for him. If the credit card is not repaid, first of all, the personal credit report will have an overdue record, resulting in a credit stain! Secondly, if you do not repay, there will be an interest of 5/10,000 per day and a late fee every month.
As a result, the cost of repayment will be higher and higher! If the credit card is overdue, and the bank fails to repay the loan within two months after three reminders, and the amount exceeds 5,000, the bank has the right to sue you. Banks will ask you for money, not your loved ones.
If the circumstances are more serious, the overdue personal credit record will also have a certain impact on the family.
Article 1161 of the Civil Law of the People's Republic of China: The heirs shall pay off the taxes and debts that the decedent shall pay in accordance with the law to the extent of the actual value of the inheritance. The part exceeding the actual value of the estate shall not be subject to voluntary repayment by the heirs. If the heir renounces the inheritance, he or she shall not be liable for the taxes and debts that the decedent shall pay in accordance with the law.
Article 36 of the Supreme People's Court's Interpretation (1) on the Application of the Civil Code of the People's Republic of China on Marriage and Family provides that if one of the husband or wife dies, the surviving party shall be liable for the repayment of the joint debts of the husband and wife during the existence of the marital relationship.
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