Compulsory Motorcycle Insurance Pays 25

Limits of compensation for the liability of a motor vehicle in a road traffic accident:

Death and disability compensation limit: 110,000 RMB.

Medical expenses compensation limit: 10,000 RMB.

Compensation limit for property damage: 2,000 RMB.

Compulsory traffic insurance has more social management functions. The establishment of a compulsory insurance system for motor vehicle traffic accident liability is not only conducive to the timely and effective economic security and medical treatment of road traffic accident victims, but also helps to reduce the economic burden of the parties involved in traffic accidents.

The commercial three-liability insurance belongs to commercial insurance, and the purpose of the insurance company is to make a profit, which is obviously far from the business philosophy of "no profit and no loss" of compulsory liability insurance.

The insurance company is not responsible for compensation and disbursements

1) Losses caused by traffic accidents intentionally caused by the victim;

2) Losses to the property owned by the insured and the property on the insured motor vehicle;

3) Losses caused by traffic accidents involving the insured motor vehicle, resulting in the victim's suspension of business, driving, electricity, water, gas, production, communication or network interruption, data loss, voltage changes, etc., as well as the depreciation of the victim's property due to market changes, losses caused by the reduction in value after repair, and other indirect losses;

4) Arbitration or litigation costs and other related expenses arising from traffic accidents.

1. Compulsory liability insurance is different from ordinary commercial insurance, which is an insurance that implements non-liability compensation, and even if the insured is not liable, the insurance company must bear a certain amount of compensation. 2. The compensation limit for the liability of the insured motor vehicle in a road traffic accident is: the compensation limit for death and disability is 110,000 yuan; Medical expenses compensation limit: 10,000 RMB. Compensation limit for property damage: 2,000 RMB.

The compensation limit for the insured motor vehicle not to be liable in a road traffic accident is: the compensation limit for death and disability is 11,000 yuan; The compensation limit for medical expenses is 1,000 RMB; The compensation limit for property damage is 100 RMB. Under the limit of compensation for death and disability and the limit of compensation for death and disability without liability, it is responsible for compensation for funeral expenses, death compensation, transportation expenses incurred by the victim's relatives for funeral matters, disability compensation, disability assistive device expenses, nursing expenses, ** expenses, transportation expenses, living expenses of dependents, accommodation expenses, lost work expenses, and solatium for mental damage borne by the insured in accordance with the court judgment or mediation.

Under the compensation limit for medical expenses and the compensation limit for non-liability medical expenses, it is responsible for compensating medical expenses, diagnosis and treatment expenses, hospitalization expenses, inpatient meal subsidies, necessary and reasonable follow-up expenses, cosmetic surgery expenses, and nutrition expenses. 3. After the traffic police accept the report, they should keep the relevant certificates. 4. The compulsory traffic insurance clause requires that "in the event of a traffic accident of the insured motor vehicle, the insured shall take reasonable and necessary rescue and protection measures in a timely manner, and notify the insurer in a timely manner after the accident." As long as there is a certificate of accident liability from the traffic police, the insurance company shall pay compensation in accordance with the regulations and terms of compulsory traffic insurance.

Motorcycle hit, regardless of whether there is the responsibility of the driver, the first time to rescue the injured, and then protect the scene of the alarm, and notify the insurance company, the insurance company can be based on the traffic police accident liability determination to pay specific compensation.

Just call the police to provide the materials of the traffic police, mainly depending on whether you are responsible, with a maximum of 10,000 yuan and no responsibility for up to 1,000 medical expenses.

I broke the shell of my motorcycle, what does the compulsory insurance say?

The compensation limit of compulsory motorcycle insurance generally includes the death and disability compensation limit of 110,000 yuan, the medical expense compensation limit of 10,000 yuan, the property damage compensation limit of 2,000 yuan, and the compensation limit that the insured is not liable in a road traffic accident.

[Legal basis].

Article 21 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it. Article 23 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability implements a uniform liability limit for compulsory insurance of motor vehicle traffic accident liability throughout the country.

Liability limits are divided into death and disability compensation limits, medical expense compensation limits, property damage compensation limits, and compensation limits for the insured who is not liable in road traffic accidents. The liability limit of compulsory insurance for motor vehicle traffic accident liability shall be prescribed by the insurance supervision and administration agency in conjunction with the public security department, the health department and the agriculture department.

Lawyer analysis of Split Xunye:

The compensation standard of motorcycle compulsory insurance: 1. Liability limit: 1. The compensation limit for death and disability is 110,000 yuan; 2. The compensation limit for medical expenses is 10,000 yuan; 3. The compensation limit for property damage is 2,000 yuan.

Maximum amount of compensation: 10,000. 2. Limit of No Liability:

1. The compensation limit for death and disability is 11,000 yuan; 2. The compensation limit for medical expenses is 1,000 yuan; 3. The compensation limit for property damage is 100 yuan. Maximum amount of compensation: 10,000.

[Legal basis].

Article 3 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability Article 3 The compulsory insurance of motor vehicle traffic accident liability mentioned in these Regulations refers to the compulsory liability insurance in which the insurance company compensates within the liability limit for the personal and property losses of the victims other than the vehicle personnel and the insured caused by the road traffic accident of the insured motor vehicle.

Legal Analysis: Compensation Limit for Motor Vehicle Liability in Road Traffic Accidents: Death & Disability Compensation Limit:

110,000 RMB. Medical expenses compensation limit: 10,000 RMB.

Compensation limit for property damage: 2,000 RMB.

Legal basis: Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Personal Injury Compensation Cases Article 12 Where a worker of an employer who is required to participate in the overall planning of the work-related injury insurance in accordance with the law suffers personal injury due to a work-related accident, and the worker or his close relatives file a lawsuit with the people's court requesting the employer to bear civil liability for compensation, he or she shall be informed to handle it in accordance with the provisions of the "Regulations on Work-related Injury Insurance". Where a third party other than the employer infringes upon a worker's personal injury, and the person entitled to compensation requests that the third party bear civil liability for compensation, the people's court shall order it to support it.

The procedure for compensation of motorcycle compulsory insurance is to call the customer service ** of the insurance company to report the incident, cooperate with the insurance company to investigate the scene, and request the insurance company to pay or advance the rescue fee according to the situation. Inform the applicant in writing of the certificates and materials related to the compensation that need to be provided, and within 5 days from the date of receipt of the certificates and materials, make a determination on whether it is an insurance liability, and notify the insured of the results.

The claim process for motorcycle compulsory insurance is as follows:

1) When a motorcycle is involved in a traffic accident, involving a third party ** or property damage, the insured should first contact 120 and dial 110 traffic police**, and call the insurance company's ** to report.

2) Within 1 day from the date of receipt of the compensation application, the insurance company shall inform in writing of the certificates and materials related to the compensation that need to be provided; Within 5 days from the date of receipt of the certificate and materials, the insurance liability shall be verified and the result shall be notified to the insured. If it is not an insurance liability, the reasons shall be explained in writing. For those who are liable for insurance, the insurance money shall be paid within 10 days after reaching an agreement with the insured to compensate the insurance money.

1. The compulsory insurance compensation procedure for motor vehicle traffic accident liability is trembling.

If the compulsory traffic insurance claims are made in the case of a road traffic accident involving a third party** or property damage, the insured should first contact 120 emergency ** (if there is a person**), call 122 traffic police**, and call the insurance company's customer service** to report the case, cooperate with the insurance company to investigate the scene, and may require the insurance company to pay or advance the rescue fee according to the situation.

The insurance company shall, within 1 day from the date of receipt of the compensation application, inform in writing of the certificates and materials related to the compensation that need to be provided; Within 5 days from the date of receipt of the certificate and materials, the insurance liability shall be verified and the result shall be notified to the insured. If it is not an insurance liability, the reasons shall be explained in writing. For those who are liable for insurance, the insurance money shall be paid within 10 days after reaching an agreement with the insured to compensate the insurance money.

2. How long is the settlement time of road traffic accident insurance?

Legal basis: Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability

Article 28 In the event of a road traffic accident involving an insured motor vehicle, the insured shall apply to the insurance company for compensation of insurance money. The insurance company shall, within one day from the date of receipt of the compensation application, inform the insured in writing of the proof and materials related to the compensation that need to be provided to the insurance company.

Article 29 The insurance company shall, within five days from the date of receipt of the certificate and materials provided by the insured, make an assessment of whether it is an insurance liability and notify the insured of the result. If it is not an insurance liability, the reasons shall be explained in writing. For those who are liable for insurance, the insurance money shall be compensated within 10 days after reaching an agreement with the insured to compensate the insurance money for the failure of the auction.