Motorcycle compulsory insurance car accident compensation, motorcycle traffic accident compulsory in

The maximum compensation for car damage of motorcycle compulsory insurance is 2,000 yuan, and if it causes injury to the other party, the upper limit of compensation is 1w yuan.

However, the specific amount of compensation will be divided according to the responsibility. Generally speaking, the main responsibility and the secondary responsibility are seven or three open. For example, if I ride a bicycle and collide with the front car and cause damage to the front car, it is obvious that I am fully responsible, then the maximum compensation amount is 2000.

If the two cars are arguing and they are not in accordance with the regulations, then the traffic management department needs to issue an accident liability determination, and the funds to compensate the other party according to the share of responsibility x the other party's car damage. If a person (whether a passer-by or someone in the other party's car) is injured at the same time, the maximum benefit is 1w.

Motorcycle compulsory insurance is 120 yuan per year. The main thing is to secure the payout for the weaker side on the road. Generally speaking, as long as you don't drive over the speed limit, at most you will cause injury to the other party, so the amount of compensation is not large.

Motorcycles in our country only have a kind of compulsory insurance, although the compensation is not large, but it can still reduce their losses at critical times. In addition, motorcycle insurance is only for third parties, i.e. other vehicles and pedestrians on the road, not for the insured motorcycle itself and its passengers. You can understand that you only pay for other people's injuries, not your own.

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What is the compensation amount of compulsory insurance for motorcycle accidents?

Legal analysis: motorcycles belong to motor vehicles, and the compensation amount of compulsory traffic insurance after an accident refers to the compensation amount of motor vehicles.

The insurer shall be liable for compensation for each accident within the following compensation limits in accordance with the provisions of the compulsory traffic insurance contract:

Death & Disability Compensation Limit: RMB 110,000;

Medical expenses compensation limit: 10,000 RMB;

Compensation limit for property damage: 2,000 RMB;

the limit of compensation for the motor vehicle not being liable in a road traffic accident;

Death & Disability Compensation Limit: 11,000 RMB;

Medical expenses compensation limit: 1000 RMB;

Property damage compensation limit: 100 RMB.

Legal basis: Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability

Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the limits of the compulsory insurance liability for motor vehicle traffic accident liability in accordance with law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.

Article 22 In any of the following circumstances, the insurance company shall pay the rescue expenses within the limits of the compulsory insurance liability for motor vehicle traffic accidents, and shall have the right to recover compensation from the victim: (1) the driver has not obtained driving qualifications or is intoxicated; (2) The accident is caused during the theft and robbery of the insured motor vehicle; (3) The insured intentionally causes a road traffic accident. In any of the circumstances listed in the preceding paragraph, if a road traffic accident occurs, the insurance company shall not be liable for compensation for the property damage caused to the victim.

Article 24 The State shall establish social assistance for road traffic accidents** (hereinafter referred to as assistance**). In any of the following circumstances, the funeral expenses and some or all of the rescue expenses of the victim in the road traffic accident shall be paid in advance by the rescue, and the rescue management agency shall have the right to recover from the person responsible for the road traffic accident: (1) The rescue expenses exceed the liability limit of the compulsory insurance of motor vehicle traffic accident liability; (2) The motor vehicle involved in the accident has not participated in the compulsory insurance of motor vehicle traffic accident liability; (3) Fleeing after a motor vehicle has been hit.

Legal Analysis: No. Motorcycles are generally insured with compulsory traffic insurance, and the compulsory traffic insurance does not cover my accidental injury and loss of the vehicle. The compulsory traffic insurance of motorcycles can only compensate those who are injured by motorcycles. Motorcyclists are not entitled to compensation for their own injuries.

Legal basis: Bu YuRegulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability

Article 3 The term "compulsory insurance for motor vehicle traffic accident liability" as used in these Regulations refers to the compulsory liability insurance in which the insurance company compensates within the liability limit for the personal and property losses of the victims other than the vehicle personnel and the insured caused by road traffic accidents caused by the insured motor vehicle.

Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance liability for motor vehicle traffic accident liability in accordance with law.

If the loss of a road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.

Motorcycles belong to motor vehicles, and the amount of compensation for compulsory traffic insurance after an accident refers to the amount of compensation for motor vehicles.

According to Article 8 of the Compulsory Insurance Clause for Motor Vehicle Traffic Accident Liability, the insurer shall be liable for compensation within the following compensation limits for each accident in accordance with the provisions of the compulsory traffic insurance contract:

Death & Disability Compensation Limit: RMB 110,000;

Medical expenses compensation limit: 10,000 RMB;

Compensation limit for property damage: 2,000 RMB;

the limit of compensation for the motor vehicle not being liable in a road traffic accident;

Death & Disability Compensation Limit: 11,000 RMB;

Medical expenses compensation limit: 1000 RMB;

Property damage compensation limit: 100 RMB.

Compulsory traffic insurance has a positive significance for the use of motor vehicles, so how much is the compensation for traffic accidents and motorcycles? For the solution of this kind of problem, because there are great differences in the compensation standards of compulsory traffic insurance for different types of motor vehicles, the compensation for traffic accidents and motorcycle compulsory traffic insurance can only be analyzed and solved according to the specific circumstances of the case. The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", which is a compulsory liability insurance for the insured motor vehicle to compensate the victim (excluding the vehicle personnel and the insured) for personal and property damage caused by a road traffic accident caused by the insured motor vehicle within the liability limit.

Therefore, for the occurrence of traffic accidents, the compensation of compulsory traffic insurance is very effective in alleviating the economic pressure of the parties, but for the question of how much compensation for motorcycle compulsory insurance, we still have to rely on the relevant laws and regulations, Compulsory insurance of motor vehicle traffic accident liability refers to the compulsory liability insurance that the insurance company compensates within the liability limit for the personal and property losses of the victims other than the vehicle personnel and the insured caused by the road traffic accident of the insured motor vehicle. Specifically, it includes: (1) The compensation object of compulsory motor vehicle traffic accident liability insurance does not include the insured vehicle, the vehicle owner and the insured.

2) The object of compensation is the personal and property losses of other people caused by traffic accidents of insured motor vehicles. (3) Compensation is made within the limit of liability. What to do if you are hit by a motorcycle 1. Don't sign a traffic accident compensation agreement casually 2. After an accident, you should be timely ** 3. In the event of a traffic accident, you should grasp the information of the other party in time 4. Do not hand over any original documents to the other party in the claim 5. Do not entrust the disability appraisal driving without a license Does the insurance company pay for personal injury caused by a traffic accident while driving without a license?

In reality, there are many controversies, and some believe that the insurance company should not be liable for the damage caused by the road traffic accident caused by the unlicensed driving, so the insurance company is not liable for the damage caused by the road traffic accident under the condition of driving without a license, and bears the responsibility of paying the rescue expenses within the liability limit of the compulsory traffic insurance. The insurance company's damage caused by a motor vehicle traffic accident should be divided into two parts: personal loss and property loss, and Pi Jingzhong should apply different treatments to the loss of different parts. For the parties, once they encounter a traffic accident, after completing the relevant procedures, they should be clear about the compensation procedures of the compulsory traffic insurance, and the completion of the procedure means that they can obtain the corresponding compensation, so as to effectively solve the economic losses caused by the traffic accident and safeguard their own interests.

Legal Analysis: Case-by-case approach. The limit of compensation for the liability of the insured motor vehicle in the event of a road traffic accident is:

Death & Disability Compensation Limit: RMB 110,000; Medical expenses compensation limit: 10,000 RMB; Compensation limit for property damage: 2,000 RMB; The compensation limit for the insured motor vehicle not to be liable in a road traffic accident is: the compensation limit for death and disability is 11,000 yuan; Medical expenses compensation limit: 1000 RMB; Property damage compensation limit: 100 RMB.

Legal basis: Civil Code of the People's Republic of China

Article 1213 Where damage is caused by a traffic accident involving a motor vehicle and is the responsibility of the motor vehicle, the insurer underwriting the compulsory insurance of the motor vehicle shall first compensate within the limit of the liability of the compulsory insurance; For the insufficient part, the insurer who undertakes to sue for the commercial insurance of the motor vehicle shall compensate in accordance with the provisions of the insurance contract; If it is still insufficient or has not taken out commercial insurance for motor vehicles, the infringer shall compensate for it.

Article 1217 Where a traffic accident involving a non-operating motor vehicle causes damage to a passenger without compensation, and it is the responsibility of the motor vehicle party, its liability for compensation shall be reduced, except where the user of the motor vehicle is intentional or grossly negligent.

1. What is the compensation amount of compulsory insurance for motorcycle accidents?

Motorcycles belong to motor vehicles, and compensation shall be made according to the liability limit of compulsory insurance for motor vehicle traffic accident liability. Article 8 of the Compulsory Insurance Clause for Motor Vehicle Traffic Accident Liability stipulates that within the territory of the People's Republic of China (excluding Hong Kong, Macao and Taiwan), if the insured suffers a traffic accident during the use of the insured motor vehicle, resulting in personal or property losses to the victim, the insurer shall be liable for damages borne by the insured in accordance with the law, and the insurer shall be responsible for compensation within the following compensation limits for each accident in accordance with the provisions of the compulsory traffic insurance contract:

1. The compensation limit for death and disability is 11,000 yuan;

2. The compensation limit for medical expenses is 1,000 yuan;

3. The compensation limit for property damage is 2,000 yuan;

4. When the insured is not liable, the compensation limit for death and disability without liability is 11,000 yuan; The compensation limit for non-liability medical expenses is 1,000 yuan; The compensation limit for non-liability property damage is 100 yuan.

Under the limit of compensation for death and disability and the limit of compensation for death and disability without liability, it is responsible for compensating for funeral expenses, death compensation, transportation expenses, disability compensation, disability auxiliary equipment, nursing expenses, ** expenses, transportation expenses, living expenses of dependents, accommodation expenses, lost work expenses, and solatium for mental damage borne by the insured in accordance with the court judgment or mediation.

2. Under what circumstances will the compulsory traffic insurance not be paid?

Compared with the more than 20 exemption clauses of the brothers' commercial third-party insurance, the exemption of compulsory traffic insurance is "loss caused by the victim's intentional act", "loss of the insured's own property", "relevant arbitration and litigation costs" and certain indirect losses caused by accidents, and the scope of protection is much larger. Moreover, regardless of whether the insured vehicle is at fault in the accident or not, the compulsory traffic insurance will compensate within the liability limit, and there is no deductible and no deductible.

1. Personal injury and property loss caused by the victim's intentional behavior, such as suicide, self-harm, porcelain bumping, etc.;

2. The insured vehicle personnel and the insured as specified in paragraph 3 of the Regulations on Compulsory Insurance of Traffic Accident Liability;

3. Arbitration or litigation fees and other related expenses caused by traffic accidents;

4. Indirect losses, such as the impairment of the value of the vehicle due to a collision.