What s wrong with saving money to buy a house without a house?

There's nothing wrong with saving money to buy a house, maybe your family wants you to use the money to buy a house for other places where they think the appreciation is greater. Everyone thinks about different starting points, you earn the money yourself, as long as it is used in the right place, you don't have to mind what others think.

Buying a house is decided according to the individual's financial situation, well, the individual's financial resources! If. If you can make a down payment and repay the loan, it is best. If you can't pay the mortgage and can't pay the mortgage, you can only save money slowly.

There is nothing wrong with not having a house and fighting hard to buy a house, which is also a goal in everyone's life.

That's right, it's only when you have your own home that you can be sure.

It's not easy to buy a house, but there are four taboos when buying a house, and you regret buying a wrong one!

First; It is taboo to empty the family and make a down payment.

Many people take out all the money in the family to pay a down payment in order to pay less interest, on the surface, this is indeed a lot of less interest, but everything has to be prepared with both hands, can not put all the eggs in one basket, no savings, in case there is something urgent, it is difficult to cope.

Second: Don't save enough money to buy a house!

Some people have such an idea, thinking that the house has to be in place in one step, and pay interest to the bank every month, it is better to pay it off in a lump sum, and slowly save money, but in fact, the speed of housing prices is much faster than the speed of saving money and wages, and it also involves inflation, which is what we often say "money is worthless", so to some extent, the longer the installment period, the better.

Third: only focus on cheap houses.

Cheap is not good, if a house is in a prosperous area, but ** is particularly cheap, then you must pay attention, this house must be a problem, it may be a problem with the quality of the house, or it may be a water and electricity problem, in short, it is easy not to buy.

Fourth: Don't buy a zigzag, "kitchen knife-shaped" house.

Generally speaking, the structure of such a house is very weird, it is very inconvenient to live, not to mention, the key is that it is not comfortable to live, this kind of house has problems with lighting, thermal insulation, and cold protection, and according to the not very scientific statement, such a house "Feng Shui is not good".

Hello, there's nothing wrong with that.

What's wrong with saving money to buy a house without a house?

That's right, you have to save up to buy it.

Whoever says it's wrong, this kind of person is unreliable.

First: If the housing prices in your city have been low, you are currently renting, and you need housing, and you happen to have the funds to buy a house, it is recommended that you buy a house, at least the house can be lived in and invested, and will not depreciate;

Second: If you have bought a house and belong to the improvement type, it happens that the funds can only buy the improvement type of down payment, it is recommended that you save money, after all, you don't need the house so much now, and cash in hand is the most secure;

Third: If you don't have a house and only rent now, and after the epidemic, the company's efficiency has also been impacted, the income has been affected, and the down payment is also a little worse, it is recommended that you save money first, lose your salary**, and the monthly payment pressure is high, causing unnecessary mental pressure;

Fourth: If you don't have enough money and don't have a house, it is recommended that you save money and don't borrow money to buy a house.

According to their own situation, after the global economic downturn after the epidemic, enterprises will be affected to varying degrees, the pressure of currency depreciation increases, buying a house is the most preserved value, the most stable income, saving money is only an expedient measure, the interest rate of the bank is smaller than the depreciation, it is not suitable for saving a fixed term, in the case of not making a down payment, or saving money, or looking for another way to invest.

Saving money or buying a house, obviously buying a house is better than depositing in the bank, the interest on the money in the bank can never catch up with the speed of currency depreciation, and there is a risk of losing money to invest, so it is better to buy a house, no matter how the house price rises and falls, the house price is always more and more expensive.

It's better to buy a house, the house will generally appreciate in value, and the money will depreciate.

First, it has sustained and stable economic capacity.

Most homebuyers buy a house in the city by taking out a loan. The peculiarities of the loan method persist for a very long time, about 20 or 30 years.

Excessive repayment time requires that the buyer must have a continuous and stable repayment ability, have a stable income every month, and be able to ensure that the mortgage can be repaid and the family can live normally.

When you take out a loan to buy a house, time is the biggest uncertaintie. Buyers can only ensure that the mortgage is repaid on time, otherwise the mortgage is likely to be cut off and the purchase of the house will fail.

Second, the purpose of buying a house.

In 2020, the country's real estate market is in a period of regulation and stability. The purpose of regulation and control is to live in the house and not to speculate, and the residential attribute of the house becomes the main attribute of the house.

At the moment, buyers who buy a house in the city still have two purposes: to live and to invest. The residential properties of the house are what you need the most. The investment properties of real estate have made some people earn a lot of money in the past few years. Nowadays, under the trend of housing prices, the profit of property speculation is already very low.

Personally, I think it's better to buy a house. At present, we have not enough funds to buy a house to take out a loan, and we have been enjoying it for twenty or thirty years. If we save enough money to buy a house, it is not cost-effective for us to live for so many years.

Definitely buy a house, the house can appreciate in value.

When you buy a house, the money is worthless, and only real estate can be promoted.

Isn't it good to save money, save money to buy a good house, buy a good house, and save money?

Let's buy a house, the money I saved is useless, and in the end, the house is practical and the children can study.

Buying a house is practical, and the money saved is not enough to rise.

Buying a house, however, should be defined according to its own conditions.

Saving money or buying a house, this question needs to be judged by your specific situation.

First: If the housing prices in your city have been low, you are currently renting, and you need housing, and you happen to have the funds to buy a house, it is recommended that you buy a house, at least the house can be lived in and invested, and will not depreciate;

Second: If you have bought a house and belong to the improvement type, it happens that the funds can only buy the improvement type of down payment, it is recommended that you save money, after all, you don't need the house so much now, and cash in hand is the most secure;

Third: If you don't have a house and only rent now, and after the epidemic, the company's efficiency has also been impacted, the income has been affected, and the down payment is also a little worse, it is recommended that you save money first, lose your salary**, and the monthly payment pressure is high, causing unnecessary mental pressure;

Fourth: If you don't have enough money and don't have a house, it is recommended that you save money and don't borrow money to buy a house.

According to their own situation, after the global economic downturn after the epidemic, enterprises will be affected to varying degrees, the pressure of currency depreciation increases, buying a house is the most preserved value, the most stable income, saving money is only an expedient measure, the interest rate of the bank is smaller than the depreciation, it is not suitable for saving a fixed term, in the case of not making a down payment, or saving money, or looking for another way to invest.