What should I do if I encounter an old man who has made money from porcelain?

The so-called "porcelain bumping" is a kind of fraud that began in the late Qing Dynasty to defraud money and compensation, and now most of them deliberately lean on the moving car, pretending to be hit in the hope of obtaining medical compensation. So what should I do when I encounter "touching porcelain".

1. Don't get entangled with each other.

2. Call the police immediately and actively cooperate with the investigation work. Because if you encounter a repeat offender, then in some cities it has a blacklist of porcelain touching, which records the people who have committed porcelain touching before, then it will be easy to solve.

3. Remember, don't be private. If the other party asks for physical medical compensation, then go to the hospital for an injury examination first.

4. If your car is equipped with a dash cam, then you can easily use the dash cam to see if it is a porcelain collision behavior.

Places prone to porcelain bumping: generally at intersections, intersections, T-junctions and other corners where the line of sight is unclear, or at intersections where there is no traffic police patrol. You can be vigilant and pay attention to avoidance.

People who are prone to porcelain bumping: most of them are medium and high-end private cars, or vehicles with foreign license plates, especially female car owners. Therefore, it is especially important to pay attention to those who meet this condition.

When you encounter such a person, don't entangle with him, call the police as soon as possible, let the police or traffic police deal with this matter, and can't let these professional households who specialize in porcelain succeed.

Collect evidence to the end, and don't compromise with the evil forces, even the elderly.

What to do after touching the porcelain money:

1.Stop and call the police, don't pay attention to what the onlookers say, they may also be accomplices of the porcelain toucher, just wait for the traffic police to come.

2.Call ** to the insurance company, bumping into someone will involve compulsory traffic insurance and three-party insurance, the insurance company will take it seriously, and do not allow the occurrence of insurance fraud.

3.Try not to come into contact with the porcelain toucher, or you will slander you and hurt him.

1. Scope of compensation for compulsory traffic insurance.

Compared with the more than 20 exemption clauses of commercial third-party insurance, the exemption of compulsory traffic insurance is "loss caused by the victim's intentional act", "loss of the insured's own property", "relevant arbitration and litigation costs" and certain indirect losses caused by accidents, and the scope of protection is much larger. Moreover, regardless of whether the insured vehicle is at fault in the accident or not, the compulsory traffic insurance will compensate within the liability limit, and there is no deductible and no skin-free odds.

Indemnity Procedure. If the compulsory traffic insurance claims are made in the case of a road traffic accident involving a third party** or property damage, the insured should first contact 120 emergency ** (if there is a person**), call 122 traffic police**, and call the insurance company's customer service** to report the case, cooperate with the insurance company to investigate the scene, and may require the insurance company to pay or advance the rescue fee according to the situation.

The insurance company shall, within 1 day from the date of receipt of the claim application, inform in writing that it is required to provide the proof and information related to the claim; Within 5 days from the date of receipt of the certificate and materials, the insurance liability shall be verified and the result shall be notified to the insured. If it is not an insurance liability, the reasons shall be explained in writing. For those who are liable for insurance, the insurance money shall be paid within 10 days after reaching an agreement with the insured to compensate the insurance money.

Exclusion Coverage.

1. Personal injury and property loss caused by the victim's intentional behavior, such as suicide, self-harm, porcelain bumping, etc.;

2. The insured vehicle personnel and the insured as specified in paragraph 3 of the Regulations on Compulsory Insurance of Traffic Accident Liability;

3. Arbitration or litigation fees and other related expenses caused by traffic accidents;

4. Indirect losses, such as the impairment of the value of the vehicle due to a collision.

2. What are the exemption clauses of compulsory traffic insurance?

The exemption of compulsory liability insurance can only be divided into absolute exemption and relative exemption. Absolute exclusion means that the insurance company will not compensate when this happens. Relative exemption means that the insurance company will compensate the victim first, and then recover from the victim.

1. Absolute exemption from liability: the victim is intentional. For example: touching porcelain, etc.

2. Relative exemption circumstances: driving without a license, drunk driving, car theft and robbery, and intentional by the insured.

It is best to install a dash cam on the vehicle, which is the most effective evidence, and it can puncture the little trick of touching porcelain at once.

Those who encounter the porcelain use their mobile phones or other video tools to film the whole process as evidence. It is best to also let the onlookers also take pictures with their mobile phones, so as not to play tricks on the porcelain.

If the other party is really a scoundrel, it is recommended to call 110 and the police will come to deal with it, and you must control your emotions and do not have extrication with the other party. Otherwise, it will be difficult to get out.

Nowadays, intersections and shops are equipped with cameras, so you can ask the relevant department or shop owner for help and let them prove it for you.

Be sure not to fight with people who touch porcelain, and try to control your emotions as much as possible.

Yes. If you are blackmailed by helping an elderly person, first of all, do not panic, first observe whether there is any monitoring equipment on the side of the road, whether there are shops around, etc., and whether there are any eyewitnesses when helping people. Try to find evidence that you didn't make the old man fall.

In addition, report to the police as soon as possible, and never make an agreement with the other party, because you can only suffer from this kind of cover-up.

"Respecting the old and loving the young, saving the dead, and helping the wounded" is a traditional virtue of our country, but we must also learn to protect ourselves while helping others, especially the "old, weak, sick and disabled." It is not that we "live the heart of a gentleman with the belly of a villain," but that there is indeed a group of people who "touch porcelain" now.

In order not to cause trouble, it is best to find someone to help others when we are helping them. In the event of blackmail, two or more people can testify to each other. If you encounter a situation where you are the only one who guesses and is in need of help, then use your mobile phone to take pictures and videos to keep the most original evidence.

I don't know when it began, there was a group of people who had helped him up or helped him, but they wanted to blackmail others with no conscience. The repeated occurrence of the story of "helping people and being falsely accused" has seriously overdrawn the kindness and integrity of society, and has also made "helping people" an act that everyone does not dare to do casually and needs to be treated with caution.

"Respect for the old and love for the young" is our traditional virtue, and any person with a conscience will stand up and help others when they need help. However, while helping others, do not forget to protect your own rights and interests, and do not be taken advantage of by people with bad intentions because of your good deeds.