How much is the monthly pension after 40 years of service?

Seniority. For more than 40 years, if your social security contributions are the same, then you can receive at least 3,500 yuan. The specific amount to receive depends on the payment base and payment ratio, as well as the local wage payment standard.

China's pension can be received as long as you have paid for more than 15 consecutive years before you retire. However, because of the individual's salary standard and the number of years of contributions, plus personal pension.

so the gap in receiving a pension is very large. <>

If it is 40 years of service, it basically means that your social security is among the top in China, even if you pay according to the lowest standard, you can receive at least 3,500 yuan per month. Of course, this is only a relatively broad estimate, if it is in some more developed cities, such as Shanghai, Beijing and other big cities, the pension amount will be a little more, may reach 7000 8000. <>

This is mainly due to the fact that it is extremely important in the calculation of pensions that the rate of payment takes into account the average social wage of the year preceding the place where the pension is paid.

and taking into account the proportion of contributions made during the working period. The proportion of our country is concentrated between 60% and 300%, and it can be seen from here that the personal basic pension.

The difference is very large. In addition to this, we have a personal pension as a supplement. The supplement of personal pension has a lot to do with the amount of payment. <>

But there is a general principle here that will not change, that is, the larger the total amount of contributions, the longer the payment time, the higher the pension received in the end, and after detailed calculations in China, I also found a point. That is, under the condition that the total amount of contributions remains the same, most of the income is allocated to the basic pension, and more pensions can be received.

In fact, it can be seen from here that in the distribution of pensions, we are still biased towards more subsidies for basic pensions. Because the vast majority of people rely on this pension to obtain living allowance.

After 40 years of service, you can probably get a pension of about 3,800 yuan after retirement.

How much pension do you receive? What does it have to do with how much social pension insurance you pay?

In addition, the amount of pension is related to the average salary of employees in your local area in the previous year?

If these two aspects are high, then your pension will also be higher.

What is the retirement salary for 40 years of service: 1. Basic pension = the average monthly salary of the city's on-the-job employees in the previous year at the time of retirement multiplied by (1 + my average salary index) 2 times my total payment years (length of service) multiplied by 1%. 2. Personal account pension = the cumulative amount of personal account savings The number of months (average life expectancy - retirement age) transitional pension = the average monthly salary of the city's on-the-job employees in the previous year at the time of retirement multiplied by the average salary index of all my employees before 97 years (length of service) multiplied by 1%.

There are many factors that affect the amount of retirement pay. Length of service is only one of them, and the most important thing is the calculation base. The pension calculation base is different in different provinces across the country, and even different cities, counties and districts in the same province are also different.

Therefore, the retirement salary of two people with the same conditions in other aspects may also be very different after retirement in different regions. Take the Northeast region, for example. Dalian City has the highest calculation base in the Northeast, and it also uses the old method to calculate, so people who have also paid for 15 years can open more than 2,000 yuan in Dalian when they retire, while in Jilin and Heilongjiang only open 8,900 yuan.

The minimum pension for 40 years of service is related to the number of years of contribution, the contribution base, the retirement age, when to participate in insurance, when to retire, and where to retire. The basic salary is as follows: 2,000 yuan for less than 15 years, 2,300 yuan for 15 years, 2,500 yuan for 20 years, 2,800 yuan for 25 years, 3,000 yuan for 30 years, and 3,500 yuan for 40 years.

Seniority salary: 30 yuan per year, with the growth of seniority.

Interim Measures for the Retirement and Retirement of Workers

Article 2 After the worker retires, he or she shall be paid a monthly retirement allowance according to the following standards until his death.

1) Those who meet the requirements of Article 1 (1), (2) and (3) and participate in revolutionary work during the War of Resistance Against Japanese Aggression shall be paid 90 percent of their standard salary. Those who participated in revolutionary work during the War of Liberation were paid 80 percent of their standard salary. Those who have participated in revolutionary work after the founding of the People's Republic of China and have worked continuously for 20 years or more shall be paid 75 percent of their standard salary; Those who have worked continuously for 15 years but less than 20 years shall be paid 70% of their standard salary; Those who have worked continuously for 10 years but less than 15 years shall be paid 60% of their standard salary.

If the retirement allowance is less than 25 yuan, it shall be paid at 25 yuan.

2) Those who meet the requirements of Article 1 (4) and need assistance in food and daily life shall be paid 90 percent of their standard wages, and may also be paid a certain amount of nursing expenses according to the actual situation, and the standard of nursing expenses shall generally not exceed the salary of an ordinary worker; Those who do not need assistance in food and daily life shall be paid 80 percent of their standard salary. If two or more retirement conditions are met at the same time, the payment shall be made according to the highest standard of the most lacking respect. If the retirement allowance is less than 35 yuan, it will be paid at the rate of 5 yuan for 30 volts.

How much do I receive my pension?

The average income of local employees in the previous year, the length of time that has been paid for social pension insurance, and the base of your social pension insurance are all related.

Your working experience of 40 years, that is, 40 years of social pension insurance, is relatively long.

However, the base of your insurance payment and the disturbance of your insurance payment, the average income of the local workers in the previous year is not certain, so I can only tell you an approximate figure, you can receive a pension of 41,200 yuan.

Under normal circumstances, 10 years of service is 2000 yuan, 15 years of service is 2300 yuan, 20 years of service is 2500 yuan, 25 years of service is 2800 yuan, 30 years of service is 3000 yuan, and 40 years of service is 3500. If you have 40 years of service, the minimum pension is 3,500 yuan, plus other allowances and subsidies, you can definitely receive a higher pension. In the past, the retirement salary of public institutions is based on the length of service as the payment standard, under normal circumstances, the higher the length of service of the employee, the higher the retirement salary, many people want to know the relevant knowledge, so how much is the retirement salary of more than 40 years of service?

The retirement salary of 40 years of service is related to the length of service, retirement age, local average salary, social security payment period, social security payment amount, etc. The average salary varies from place to place depending on the economic situation. How much money can you get for 40 years of service, you can go to the local social security department for consultation.

Under normal circumstances, 10 years of service is 2000 yuan, 15 years of service is 2300 yuan, 20 years of service is 2500 yuan, 25 years of service is 2800 yuan, 30 years of service is 3000 yuan, and 40 years of service is 3500. If you have 40 years of service, the minimum pension is 3,500 yuan, plus other allowances and subsidies, you can definitely receive a higher pension.

The retirement salary should be determined according to the individual's cumulative contribution period, payment salary, average salary of local employees, personal account amount, average life expectancy of the urban population and other factors. 1. Basic wage workers are determined according to the qualifications of workers: 2,000 yuan for 10 years, 2,300 yuan for 15 years, 2,500 yuan for 20 years, 2,800 yuan for 25 years, 3,000 yuan for 30 years, and 3,500 yuan for 40 years.

With the growth of the national economy) 2. Seniority wage (including seniority): 30 yuan per year, with the growth of seniority. The implementation of seniority wages is not only a matter of taking care of old workers, but more importantly, encouraging lifelong followers to be workers, which is conducive to the construction of the worker contingent and the stability of the worker contingent.

3. Manuscript hand-made wages: the subsidy is based on the actual principle of remuneration according to work, if it encourages workers to work more, especially young workers are energetic, they work more and produce more, and get due remuneration, which is not only a psychological comfort, but also an encouragement to them. 4. Performance salary:

Monthly and annual bonuses (in lieu of title salary). This part of the bonus can only account for about 10% of the salary. We recommend the actual performance of the competition, the annual bonus, and the end of the mu cavity system.

Every worker actively works hard and there is hope every year. The main thing is to motivate the work to be effective, high-quality and excellent, not only to motivate more work, but also to motivate the working people. 5. Preferential allowance:

All workers are recognized as particularly outstanding workers, there is no quota limit, and the high standards of departments above the county and city level are assessed and identified, and they receive county and city allowances, not for life. It is mainly for those who have special research results in labor work and have been well promoted, and the level can be determined according to the size of the scope of influence, or different standards can be determined at the national level, provincial level, prefecture and county, so that those talented workers can get due remuneration and really play an incentive role. 6. Workers' pensions:

According to the length of service, 100 yuan for each year of work. And so on, the pension for 10 years of service is 1,000 yuan. The pension for 20 years of service is 2,000 yuan, the pension for 30 years of service is 3,000 yuan, and the pension for 40 years of service is 4,000 yuan.

There is no distinction between senior workers, intermediate workers, or ordinary workers. Pensions are equal. Civil servants should also be equal, regardless of their position.

The same as the worker's pension. The implementation will be completed within three years. 7. Endowment insurance:

Generally, it takes 15 years to pay for a lifetime, so if you want to get a pension, you must start paying it 15 years before you retire. If the pension insurance has been paid for less than 15 years by the retirement age, then the state will return all 8% of the pension deposited in the personal account when the retirement age comes.

The specific differences between 39 years and 40 years of service are as follows:

1. The length of service is very important for enterprise retirees, because the principle of basic pension is that the longer the employee is paid, the more pension he receives, and if he or she is compared with the same 40 years of service with the retirees of public institutions, there is still a big difference in retirement wages;

2. If the retirees of enterprises in the same area have been employed for 39 years and 40 years, the difference between the basic pension is not too much, and it is generally lower than that of retirees in public institutions;

3. In many cases, you will find that retirees with 39 years of service receive 200 yuan more than retirees with 40 years of service;

4. In fact, these are relatively normal, because there are many factors that affect us and retirees receive pensions, including annual pensions;

5. The amount of retirement salary is different. Because the number of years calculated by the two is different, the grade applied is also different. The specific needs to be combined with local regulations to be determined.

The legal basis is rotten: Article 16 of the Social Insurance Law Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.

Individuals who participate in the basic endowment insurance and have paid for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.