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Hello, now there are so many platforms that can provide lending business, you can apply for bank loans through mortgages, and a more convenient way is to apply for personal credit loans, it is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.
It is recommended to use Youqian Hua, which was formerly known as "Youqian Hua", which is a credit brand of Du Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services.
It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.
Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.
2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.
Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.
This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.
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The full price of the X40 official guide price is 10,000.
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If there is no interest, that is, you have no interest on the loan, and this part is similar to buying a car in full, but there may be a handling fee for the loan, and the extra money you spend is also the handling fee for this car loan, everything else is the same, pay taxes and insurance.
and the price of the car,
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Differential interest and guarantee fee, etc., there is no full purchase of the car, no interest is unlikely, you must meet the dealer and a certain bank of the model you are looking for this activity.
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The borrower spends more interest, and the specific amount depends on the borrower's own loan amount and the interest rate of the loan.
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If you take out a loan to buy a car, you will generally pay 5% more interest than buying a normal car, plus a service fee equivalent to 20% of the interest. For example, if you want to borrow 20,000 yuan for a car of 30,000 yuan, you need to pay 1,800 yuan of interest and 360 yuan of service fee, and you must purchase full car insurance during the loan period.
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Spend more interest, 10 cars cost about 10,000 more in three years.
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You calculate how much interest you will pay on your loan, and the interest is how much you will spend more than the full amount. In addition, there may be some loan fees or something, which is not much.
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As for how much more you spend, it depends on how much you have borrowed and how much interest you have.
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It depends on the installment you handle, and it also depends on what car you buy, if you say that there is a difference of tens of thousands, it is best to pay in full.
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120,000 is a naked car**! It depends on what form of loan you take. There is a kind of zero mortgage and zero interest rate, and a one-time handling fee is charged, which I know that the handling fee of Beijing Construction Bank charges the loan amount and has no interest, but this handling fee is as high as the interest charged.
In your case, if you take out a loan of 120,000 yuan and get 7 percent, the handling fee is 10,500, which is very high, right? In fact, no matter which bank you borrow, it is not cost-effective, banks are much more savvy than our people! If you're not in a hurry, try not to take out a loan.
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China Merchants Bank) Auto Installment (Car Purchase) only charges handling fees, and cardholders only need to repay the loan in full and on time every month to enjoy interest-free services, and the handling fee is apportioned. Depending on the brand and cooperative model, the number of installment periods, handling fee rate and down payment ratio will be different, please refer to Credit Card** for more details. Click here.
The trial chain line calculates the monthly installment and rate of the car.
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Buying a car in installments costs about one-third to one-quarter more than buying a car in full, mainly loan interest, full vehicle insurance, handling fees, etc.
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Add about 10-15% more models.
If the price of the car is 10,000 yuan, you have to prepare other expenses of more than 6,000 yuan before you can go on the road.
100,000 can be invoiced for 70,000, and the purchase tax can be 20% off) (our poor man's method).
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Hello, 10,000 naked cars plus insurance, purchase tax, on the road is about 10,000.
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About 80,000 yuan, you thought so when I first bought the car. It doesn't cost much to buy a car, and little by little I go into the inside.
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Whether you buy a car in installments or in full, this insurance still has to be bought, not that you buy less installment insurance, or you buy less insurance in full, not like this, so how much do you want to buy? As you said, a car of 130,000 yuan, then you buy one, four or five thousand yuan or 5,400 yuan, because the first year of the new car is to buy full insurance, well, so it is about 5,400 yuan, which is relatively reasonable, such as commercial insurance and compulsory traffic insurance, this thing is all ah, if you add it up. In the second year, you don't need to buy this insurance in 10 or 10 days, you can get it yourself. >>>More
If the price you say is just the price of the naked car, you can calculate it yourself, at least 30%, just a down payment of more than 18,000 points, let's calculate 19,000. How this car has to buy tax on the ground, the price is estimated to be about 5000, the compulsory traffic insurance plus the whole insurance is close to 4000, the cost of the license plate is to go to 3oo to find, these money can not be loaned to give it yourself, but also a licensed car and vessel tax is also to seem to be about 400, all add up to close to 10,000, counting the 10,000 9 just said is 20,000, even if it is 30,000. At least 30,000 you can drive away, but the general bank car loan is for the credit card how to repay in installments, this kind of general first month will be your loan generated by the handling fee, or understand that the interest can be deducted first, if you were 3 into 10,000 9 is equal to a loan of a little more than 40,000, generally now it is 2 years 12 points, 40,000 is 4,000 8, 40,000 two years a year 20,000, a month close to 2000 repayment, When you repay the loan in the first month, you will repay almost 2,000 and the handling fee of this loan is 4,008, which is almost 7,000, how to repay each installment of close to 2,000 every month in other months, if you count this close to 7,000, you have to have a 30,000 to 30,000 money at the beginning.
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