What kind of existence does a silver ticket amount to?

Personally, I think that silver bills are now also referred to as "banker's acceptance bills", and silver bills are freely issued by merchants. In the early years of the Northern Song Dynasty, there were "silver ticket shops" in Chengdu, Sichuan, who operated cash custody business for merchants carrying huge sums of money. The depositor delivers the cash to the shopkeeper, and the shopkeeper temporarily fills in the amount of cash deposited by the depositor on the roll made of paper, and then returns it to the depositor, and when the depositor withdraws the cash, he pays 3% of the interest paid to the shopkeeper for every 30 yuan of interest.

This kind of paper coupon that temporarily fills in the deposit amount is called a "silver ticket". At this time, the "silver ticket" is only a deposit and withdrawal certificate, not a currency.

To send a big tongue ticket, it is also called Jiaozi, which is a silver ticket for the period, and the existence of the silver ticket is equivalent to the current passbook. Now the function of the passbook is to repay the money in the bank, and the same is true of the silver bill, but the silver ticket has the role of currency.

Silver tickets can be regarded as the originator of paper money, and it is also used as a means of currency circulation, which can be used to exchange and carry out **, this currency has the advantage of being portable and lightweight.

This kind of paper coupon that temporarily fills in the deposit amount is called "silver ticket", and the "silver ticket" at this time is only a deposit and withdrawal voucher, not currency, and the role of silver ticket in each dynasty is also different.

The silver ticket is equivalent to the ancient check, which is more convenient for the life of the ancient people, and they do not need to travel with heavy silver, but a light and convenient paper, which is also an innovation.

The silver ticket was about the same as the current passbook. During the Song Dynasty, merchants in China issued Jiaozi, which was the earliest silver ticket. This kind of Jiaozi is actually that you deposit money into money burning, and then you get this dumpling and you can exchange your money again, which is about the same as the passbook in the bank now.

The "silver ticket" of the Northern Song Dynasty is the earliest silver ticket in China and the world. The Yuan Dynasty mainly used silver tickets, the early Ming Dynasty inherited the Yuan system, the Ming Taizu Hongwu issued the "Ming Bao Banknote" with mulberry paper as the banknote material, the banknote has always been one foot high, six inches wide, is the largest silver ticket in China. At the beginning of the Qing Dynasty, silver tickets were not printed, and later due to national difficulties, the "household silver bills" were printed and distributed, referred to as "official tickets".

Later, the "Great Qing Treasure Banknote" was issued, referred to as the "Treasure Banknote". A silver bill now also refers to a "banker's acceptance".

I think that today, these records of the issuance and circulation of the Qing Dynasty official stamps have not existed much, the good condition, clear handwriting is extremely rare, the "endorsement" is rich is even more precious, once became a "waste paper" of the Qing Dynasty official stamps, because of its unique historical status and cultural relics value and worth a hundred times.

It will be very difficult to live without you, with you will want to get what you want, buy what you want, what you want, and you will find that life is so free and leisurely and happy. Later you will find that you are defeated by reality, and money is the only thing that can make you feel secure.

The "silver ticket" of the Northern Song Dynasty is the earliest silver ticket in China and the world.

Silver tickets were freely issued by merchants. In the early years of the Northern Song Dynasty, there were "silver ticket shops" in Chengdu, Sichuan, who operated cash custody business for merchants carrying huge sums of money. The depositor delivers the cash to the shopkeeper, and the shopkeeper temporarily fills in the amount of cash deposited by the depositor on a paper made of paper and fraud, and then returns it to the depositor, and when the depositor withdraws cash, he pays a 3% custody fee for every 30 yuan of interest paid to the shopkeeper.

This kind of paper coupon that temporarily fills in the deposit amount is called a "silver ticket". At this time, the "silver ticket" is only a deposit and withdrawal certificate, not a currency.

With the development of the commodity economy, the use of "silver tickets" is becoming more and more extensive, and many merchants jointly set up a special collection of "Jiaozi" to issue and exchange "Jiaozi" of the silver ticket shop, and set up silver ticket branches in various places. Because the silver ticket shop abides by the credit, take it at any time, the printed "silver ticket" pattern is exquisite, hidden as a mark, black and red between the wrong, handwritten words, others are difficult to forge, so the "silver ticket" has won a high reputation.

In order to avoid the trouble of transporting coins for large transactions between merchants, there is an increasing number of cases in which money can be used to pay for goods directly with "silver tickets" that can be turned into cash at any time. It is in the process of repeated circulation that the "silver bill" gradually acquires the character of credit money. Later, the bank ticket shop found that only part of the deposit was used, and the credibility of the "silver ticket" would not be jeopardized.

So they began to print "silver bills" with a uniform denomination and format and issued them to the market as a new means of circulation. This "silver ticket" is already a symbol of coinage, and it has truly become a silver ticket.

Cash checks, valid nationwide.

Well, the silver ticket is the banknote issued by the previous era ticket number, and the face of the silver bill is the silver ticket. Silver tickets originated in the Southern Song Dynasty, and there was prosperity after the late Qing Dynasty, such as the "Imperial Dynasty Jingshi Wen Compilation" and "Late Qing Dynasty Anthology" have a more detailed record of the silver ticket, and the silver ticket was officially issued in the Qing Dynasty in the third year of Xianfeng, and the money banknote was parallel.

As for the silver ticket, in fact, it is the same nature as the current bank card. You use this silver ticket, you go to his silver bank and you can withdraw money.

A financial instrument in ancient times, similar to today's passbook.

In the first year of the Northern Song Dynasty Renzong Tiansheng, Zhang Yong issued banknotes (silver tickets).

Silver tickets first appeared in Chengdu, Sichuan Province in the early years of the Northern Song Dynasty, issued by merchants freely, originally issued by silver ticket shops who provided custody business for merchants who carried huge sums of money, merchants deposited money in silver ticket shops, and the shops would write the amount of deposit on the roll made of paper, and handed it to the depositor, and the depositor paid 3% interest when withdrawing money, which was the original silver ticket, but at this time the silver ticket was not used as a currency, but as a kind of access voucher. Later, many merchants set up silver ticket shops and set up branches in various places, because of the convenience of silver ticket access, merchants used silver tickets to conduct large-scale transactions, and silver tickets began to have a monetary nature.

Modern people have two main misunderstandings about the value of silver taels in ancient times: one is that one or two taels of silver in ancient times is equal to one yuan today; The second is that it is thought to be an ancient silver ticket.

It's today's banknotes or checks.

Actually, ancient China.

There is a shortage of silver, and if you look at some ancient books, you can find that the monetary value of one or two pieces of silver is quite high. One tael of silver is equal to more than 1,200 wen (before the beginning of the Qing Dynasty) to more than 3,000 wen (Qing Daoguang).

later). Until the end of the Qing Dynasty, a catty (equivalent to a city catty) of pork only cost 20 yuan to be destroyed, and an acre of fertile land only cost 7 to 8 taels of silver or 12 or 3 silver dollars.

A few taels of silver, dozens of taels of silver is a lot of money, and a hundred taels of silver is a lot of money today, and you can buy more than a dozen acres of fertile land. In the Ming Dynasty, a commoner's life for a year was only one or two halves of silver, so Qi Jiguang.

The soldier's salary was only three cents of silver a day, and less than one tael a month. The Qing Dynasty had a slightly smaller price of silver and copper, mainly due to the foreign trade surplus before the Opium War.

Large, after a large inflow of silver, the price of silver **. Later, after a large amount of indemnity, the price of silver and copper rose again. Ordinary people used copper coins, and at the end of the Qing Dynasty, copper dollars were used, and silver was rarely used for daily transactions.

Many ordinary people have never seen silver until Zheng Shu prepares for death. Therefore, when colloquially saying that there is no money (poverty), "no copper coins (雿)" is used instead of "no silver". You have to know Wanli.

During the year, the annual revenue of the treasury reached 2 million taels of silver, and it was only after Zhang Juzheng's reform that the treasury had abundant revenue.

Read more - The reason why silver taels are a currency in circulation.

Before the Song Dynasty, the total amount was too small, the value was too high, and it had not yet become a circulating currency, only existing in the court rewards and state settlements, such as taxes, state payments, etc., in fact, before the Ming Dynasty, the currency in circulation in the market usually only used copper coins. The silver taels became the currency in circulation only after the Ming and Qing dynasties were active and foreign countries poured in. But why do many people think that silver taels are the historical currency in circulation?

Mainly because of the prevalence of the Ming and Qing dynasties, the previous dynasties were described according to the living conditions at that time as common sense, such as "Water Margin", "Golden Vase Plum", and "Three Words and Two Beats".

And so on, and the value of silver in these works is based on the silver price of the Ming Dynasty, and the original Wen, Guan, Xuan, Baht and other monetary units are confused together, and have a great impact on later generations, so the history of ancient China written by today, martial arts works such as "Shooting the Condor" and other books, also say that the ancient currency in circulation is "silver two".