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I think the problem of pocket money should be cultivated from an early age. Just like when you are young, it is inevitable that children will encounter their favorite toys in the supermarket and cannot walk, of course, this is not uncommon, many children have such problems. So what should parents do?
We should not shout to stop them, at this time we might as well instill the concept of money in children, this is also a good opportunity, and the problem of pocket money can cultivate children's independence, plan consumption, and live within their means. You can tell him how much the toy is, and how much candy he usually eats if he buys the toy, so that he will have the simplest idea of money, and he will also consider whether to exchange the same price of candy for a toy. <>
We have to discuss with the child how much pocket money is, but no matter how much, it is best to divide the child into three parts, the first part should be distributed by yourself, and some money should be used to buy snacks and toys by yourself, but if the things you want to buy are slightly more expensive, you can tell the child to let him save for a period of time. This part can develop a child's sense of autonomy. The second small part should be saved, and it should be used in key places, such as getting sick and cold, and you can use this money to buy medicine, etc., which can cultivate children's risk awareness and consider it for the future.
The third part is for sharing, you can tell the child that the money can be used to buy some small gifts for children, uncles and aunts, parents and parents, or donate this money to people in need, this part can make children feel the joy of helping others and doing the most good deeds. <>
Therefore, we don't have to worry that the child will spend the pocket money lavishly, we just need to plan these problems, we must believe that the child will use the pocket money very well, and can also cultivate the child's three abilities, killing two birds with one stone, we just need to set the rules in the early stage.
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Tell the child that the pocket money should not be spent indiscriminately, and that it will be used for emergency purposes.
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After the child has pocket money, if the amount is large, you can get a savings card for the child, so that the child knows how to manage money, so as to know that money is not easy to come by. At the same time, you can let your child make a list of what he needs to buy, so that he can use his pocket money independently, know which items must be bought, and which items can choose to give up.
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You need to actively guide them to combine the reasonableness of their self-appeal and the role of pocket money to get the purchase logic, that is, when you spend your limited pocket money, you should consider whether it is worth it, whether it exceeds the standard, and whether there is a strong desire to stay.
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The first is to receive the prescribed share of pocket money according to the specified time, and once it is spent, it will not be able to receive it until the next time, and the second is that the non-necessities that you like will have to spend your own money to buy, and you don't have to ask what he buys.
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You can tell your child to classify his change as a need: toys, snacks, books, ......Tell your child how the proportions should be divided and take him accountable for his actions.
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You can tell him that you should spend your money on things that are meaningful to you, don't buy things that are useless to you, and you can save the rest of your money and take it out when you need it.
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Not to give it together, but to pay it in installments, such as a month's living expenses, one week a week. Limit his expenses, fix a fixed amount of money every month, and don't give much unless there are special circumstances.
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You can set some requirements for him, such as how many days the money will take, if it does not reach that number of days, there will not be so much pocket money next time, and the child will pay a lot of attention when using it.
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Pocket money for children.
Of course, it should be at the disposal of the child, but it must be told that the child cannot use the money to do bad things. Since the parents have given the money to the child, then the child should be given enough trust, and the money already belongs to the child, and how the child should deal with the money is also the child's problem. Therefore, as a parent, it is enough to give your child positive guidance, and there is no need to control your child excessively.
Every child has their own ideas, and they also have their own opinions on some things, and at this time, parents do not need to pay attention to the way their children use their pocket money.
However, at this time, parents can also choose to give their children positive guidance, if the money usually given to the child is still not spent, and it has been accumulated, then parents will guide the child to use the money to do something more meaningful. For example, when children are particularly young, most of them prefer cats and dogs, at this time parents can choose to take their children to some catteries or kennels, take a look at these small animals to see what the living conditions of the small animals are.
Mom and dad can also take the little ones to some stray cats.
The gathering place of stray dogs, at this time, you can contact the staff, and then ask your children if they are willing to give their pocket money to these small animals, so that these small animals can live a good life. At this time, the child may be willing to donate his own money, and in this case, the child will be able to grow accordingly.
In addition to these, parents can also guide their children to use these pocket money to buy what they have always wanted, in fact, children have a lot of things they want in their daily life, at this time parents can ask children whether they still want these things. If the child wants, then parents will help the child to make pocket money planning, so that the child can make a good choice in the process, which also has the ability to grow for the child.
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No, at this time, children do not have a cognitive concept of money at all, and giving children free disposal will easily lead to children spending money indiscriminately.
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Yes, children should be allowed to control themselves, and if the child does something bad, parents should guide and restrain them, and tell them what is right to do so so that they can clearly understand.
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When the child asks for pocket money.
At the time, most parents will think about refusing, or only give their children a little pocket money, to tell parents that their children have pocket money can also make children know how to spend their money better. There are many parents who are reluctant to give their children pocket money, which is very wrong. If you are not willing to give your child pocket money, then when your child wants to buy something, it is easy to cheat the parents or steal the money directly.
Parents give their children appropriate pocket money every week, and if the child is still in elementary school, then we can give the child about 20 yuan of pocket money every week. If the child has already started junior high school, then the child can be given 50 to 100 yuan of pocket money every week according to the child's situation. Because sometimes the child will indeed encounter some more urgent situations, and need to use this pocket money to buy some things, if the child has no money, it will also make the child feel very embarrassed, especially sometimes to go to dinner with classmates.
Parents should not take money too seriously, we give this pocket money to the child, then this is the money that the child can use freely. But parents should tell their children that if you run out of pocket money this week and want to buy some other things, you need to explain to your parents. If parents can be generous to their children, asking for pocket money can effectively prevent children from cheating or some other problems.
I think there is no problem in giving your child some pocket money appropriately, so parents can also pay attention to these aspects. If you think that giving your child pocket money will lead to your child spending money indiscriminately, or to do some other wrong behavior, then parents can also make an appointment with their child in advance, so that they can pay attention to some rules, and parents can also be more worry-free.
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You can ask him if he has anything he wants, if it is a necessity, then let him buy it, if it is not a necessity, then he should stipulate a fixed pocket money every month for him to use.
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Parents can make an appointment with their child in three chapters, give him a certain amount of pocket money, let him learn to manage by category, buy what he wants, let him develop a good concept of money, and do a good job in financial management.
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I think parents should tell their children that they must save money for spending, because when they are gone, they should tell him that they can save a little bit of pocket money every week.
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1. Parents lead by example and don't spend money indiscriminately. Let the child not spend money indiscriminately, parents must first do it, parents are diligent and thrifty, children will see in their eyes, keep in mind, have a great impact on the children's brothers, therefore, parents must lead by example, especially in front of children, but also can not spend money lavishly, from time to time to talk to children about the work is not easy, making money is not as easy as imagined.
2. Control your child's pocket money. No matter how wealthy you are, don't give your child too much pocket money, just enough for your child. Moreover, it is necessary to guide children how to spend their pocket money, buy more school supplies, books, etc., and not use all the money for eating, drinking, and having fun.
3. Try to keep the New Year's money as much as possible. The New Year's money should be kept by adults as much as possible. Now when it comes to the New Year's holiday, children will be subjected to a lot of large amounts of envy and New Year's money.
With so much money, you can't give it all to your children and let them spend it freely. The best way is for adults to keep it on their behalf, give a small amount to the child, and tell the child that the parents will not spend it indiscriminately, and keep it for the children to go to school.
4. Educate children not to compare. Always educate children not to compare themselves with their classmates and peers, not to compare food and clothing, not to be arrogant, not to be more progressive, than to be ambitious. Learning is important, students do not pay attention to food and clothing, good learning, good habits, good quality is really good, is what should be compared.
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It is very necessary to give children pocket money, and children will definitely not allocate their pocket money reasonably at the beginning, and parents also need to teach their children how to allocate their pocket money.
Just like we want to improve the child's hands-on ability and thinking ability, we will prepare building blocks for him. If you want to cultivate your child's reading habits, Pinshuqiao will prepare picture books for him. Giving your child pocket money can nurture his financial talents.
From this point of view, we give our children pocket money, not so that they can buy snacks and toys, but as a learning tool. Through the use of money, children can learn and learn about money, establish a correct view of money, and cultivate financial awareness.
Since it is learning, children should be allowed to make mistakes. Many parents will give their children pocket money, but they are afraid that they will be extravagant, so they strictly restrict their children's use of money. When children buy something "useless", parents criticize them for being wasteful.
This practice is actually very detrimental to the cultivation of children's financial intelligence. Biga.
The management of money is still in the hands of parents, and children have no decision-making power, so there is no time to reason and make mistakes.
Being too restrictive to your children will not only fail to teach them to save, but will also increase their desire for material things. Once they have the opportunity to spend their money, they will buy whatever they want, resulting in extravagance and waste. It is advisable to give your child a certain amount of pocket money on a regular basis.
Let's say $20 per week. The detailed amount should be decided according to the family's financial situation, and do not give too much.
After the money is given to the child, it is up to the child to decide how to use it. He is at his own discretion and buys whatever he wants. But if you run out of money early and don't have enough money to buy other things, then we don't have to blame the children, and we don't give out the next week's pocket money early.
I only need to let the child wait patiently, and I bear the result of not planning ahead and spending money indiscriminately. With such experience, children will think about using money in the future, and it is easier for them to develop the habit of saving and planning.
Parents need to teach their children the use of pocket money is an important thing, parents need to guide education correctly, let children learn moderation and gratitude, but also let children carry out practical education, so that children can better use pocket money, and it is also better for his future money concept.
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Children will reasonably allocate their pocket money, usually parents must give their pocket money to their children, their own reasonable matching, can also be envy sail appropriate guidance for children to make reasonable planning of their own pocket money.
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First of all, explain to the child that parents will not buy him toys in the future, if he wants toys, he must use his pocket money, and secondly, tell him that if he has pocket money left at the end of the month, there will be a reward for not reading the corresponding return chain.
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Children will not reasonably allocate their pocket money, children will buy some of the things they want to buy after they have money, never consider the consequences, parents should let their children have a financial plan, should let children keep their money, parents should give their children some advice, so that children can learn how to use the money.
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