If you buy a house this year or next, how much impact will it have in 5 years?

Housing prices are a matter of concern to everyone, because the level of housing prices directly determines how much people have to spend when buying a house, and if the house price changes by 5%, the total price of the house in many second-tier cities may change by 100,000,000This 100,000 yuan may be a lot of people's income in a year. <>

If you don't buy a house this year and next year, what will the house be like in 5 years? I am optimistic**, the house ** in 5 years ** will not grow rapidly, because recently found that many first-tier cities and second-tier city houses ** are declining, taking Tianjin as an example, the original house ** is between 18,000 and 25,000, the average ** is different in different areas, the ** of the community ** is of course different, but now the average drop is 2000 3000, and some places are declining more violently. Now the average price is between 13,000 and 20,000, so the average ** has dropped by about 3,000, and this is less than a year.

Now the house is not such an expensive thing, many people think that although the integration of Tianjin-Tianjin-Hebei is not as good as Beijing, the size is also a second-tier city, close to Beijing, the geographical location is quite good, the house is normally two or three million or the like, but now it is not, Tianjin's core area such as Hebei Hedong and Pingnankai These areas of the house have to be 20,000 to 30,000. But many other places also belong to the range of houses in Tianjin, ** is 10,000 to 20,000 a house about 1.5 million is about the same. <>

What is said here almost refers to the actual use area of ordinary houses, 80 square meters to 90 square meters of 2 bedrooms and 1 living room or small 3 bedrooms and 1 living room system, although the developer says that it is 2 bedrooms and 2 living rooms, in fact, the living room and dining room are a place, in other words. Therefore, housing prices will not increase rapidly in the future, and there is no need to buy a house urgently.

I think that after 5 years, it will definitely affect the rise or fall of real estate, so whether to buy a house in these two years is really crucial, and you can also consider whether to buy a house in these two years.

The state will carry out the pilot work of real estate tax collection this year. The pilot work lasts for 5 years, so it is very likely that after 5 years there will be a large-scale introduction of real estate tax. Therefore, whether to buy a house this year or next will have a great impact on five years from now.

Housing prices have been in the first place, although the state is carrying out macroeconomic regulation and control to control housing prices. But the cost of raw materials and labor is constantly rising. You will be higher when you buy a house in 5 years**.

If you don't buy a house this year and next year, the money in your hands will be more or less after 5 years, that is to say, it is better to buy a house this year and next year, or it is better to wait for another two years to buy a houseThere should be different answers in different cities, and everyone should decide according to their financial means. <>

In the first-tier cities and second-tier cities, the overall decline in the house**, needless to say in the first-tier cities, the traditional old first-tier cities, the new first-tier cities in Beijing, Shanghai, Guangzhou and Shenzhen, etc., we don't talk about any new first-tier cities, in fact, they are still second-tier cities, which is nothing more than the level of economic development in all second-tier cities, as well as the relatively complete infrastructure, which is expected to impact the first-tier cities, so the first-tier cities and second-tier cities are these placesThe house is affected by regulation and will not be on a large scale, and the possibility of further decline is relatively large. <>

The possibility of the decline here is relatively large, from the large regional housing prices, not from a specific area, because even if it is some places in Beijing that are closer to the suburbs, now a new policy has suddenly come, the subway to build from this piece of the original house may be 20,000 yuan, and now the house may be able to wear 30,000 yuan at once, this is a special situation, that is, it cannot be measured by the law of the big market, there are geographical differences in it. So the overall **house in these big cities** will be regulated, because the ** has been too high before, and there is a bit of an inflated situation. <>

However, in these cities of the third-tier cities and below, the house will not change much in the short term, and even the housing prices in some cities have picked up, that is, the house has risen slightly, because many places in these cities are in the ascendant, the infrastructure is not perfect, and the infrastructure is getting more and more perfect, and the house will inevitably get higher and higher. Even if the regulation has an impact, the impact is short-term, and on the whole, the ** of houses in these places is still on the rise.

Life after 5 years is no different, because in recent years, real estate has been macro-regulated by relevant departments, and the increase is not large, so it is no different.

I think it will be very different, if you buy a house, although life is stressful, you will work harder to make money.

It may be that there will be a lot of taxes and fees, and this tax is more, that is, it is relatively high, which will have a greater impact on us.

This year and next year are relatively good opportunities to buy a house.

At present, housing prices are **, breaking many people's expectations of housing prices. Since the second half of 2021, housing prices in many cities have begun to appear obviously**, and in September, the national average housing price ushered in the first month-on-month increase in more than 6 years**. Due to the high price of housing prices, many people who bought houses in 2021 are facing losses, and many of them are also facing relatively large losses.

Through the trend of housing prices in 2021, many people realize that buying a house will also lose money, and there are still many losses. This is really in response to what Ma Guangyuan said: "Housing is not speculation" or Cheng Kai's Chimeng is a permanent regulation and control policy, in the environment of "housing is not speculation", the era of buying a house to make money has passed.

The value of buying a house

Houses are for people to live in, and in the environment of "housing for living, not for speculation", China's overall housing resources have been seriously surplus, and it is difficult for housing prices to continue to rise as in the past. According to the data released by the central bank's investigation team, China's urban households already have houses, with an average set per household, and more than one urban family already has a house.

At present, the urbanization rate of China's permanent population has exceeded 64%, and the urbanization rate of household registration has also exceeded 44%. According to these data, we can draw a conclusion, that is, the overall housing resources in China have been seriously surplus, and the houses owned by urban families alone are enough for all the people in the cities to live, and there will be some surplus.

Because most families in cities and towns now already have their own houses, and even some people have many houses, there is a surplus of resources in houses, and those houses with poor quality may also be eliminated. Therefore, if you buy a house in the past two years, after 5 years, those houses with better quality may be more unaffordable, and the houses in those small cities will become unpopular because of the serious population loss and too many houses, so they will become unwanted, and you may be able to buy them casually.

After 5 years, you should buy casually, the real estate market has gone downhill, many consumers are in a wait-and-see state, and the prospects for real estate are not particularly good.

I think it's a casual purchase, because now the country is reducing the mortgage rate, and now that the real estate business is sluggish, ** will be lower and lower.

I think it's best not to have such thoughts, if the house price will only get lower and lower in the future, it will be less and less difficult to buy a house in the future.

In 5 years, house prices will be lower and lower. I don't think it's necessary for ordinary people to rush to buy a house. Finally, everyone's ideas are different from each other, and the situation of buying a house is also different, so you need to think twice before buying a house as much as possible, and never be too impulsive when buying a house.

Legal analysis: 1. No, it is not counted, and buying a house after the child is an adult belongs to the second hidden suite. 2. Parents buying a Lingchang house in the name of their minor children are five major risks that must be known.

Legal basis

Notice on Standardizing the Criteria for Identifying the Second Housing in Commercial Personal Housing Loans》 Article 3 In any of the following circumstances, the lender shall implement the second (or above) differentiated housing credit policy for the borrower:

1) The borrower applies for the first time to use a loan to purchase a house, if the borrower's family has registered one (or more) complete sets of housing in the housing registration information system (including the pre-sale contract registration and filing system, the same below) in the housing registration information system of the place where the house is to be purchased;

2) The borrower has already used the loan to purchase one (or more) housing and then applies for a loan to purchase the housing;

3) The lender is convinced that the borrower's family already has one (or more) housing through due diligence in the form of credit investigation records, interviews, interviews (and visits when necessary).

Buying a house is a dream for many people, if you don't buy a house this year and next year, I think you will regret it after 5 years, and now the housing prices in the past two years have been affected by the epidemic very seriously, and the country's control is also a key reason, but it will not always keep housing prices in such a depressed state.

Everyone should know about the housing prices in the next two years, reaching the lowest housing prices in recent years. Many times there is only one opportunity, and it will not always maintain such a house price, and there will definitely be ** after five years, so it is better to seize the opportunity now.

Due to the impact of the current epidemic, everyone's economy is relatively tight, so housing prices are not very stable. The intervention of the state has also made housing prices in many places unquarrelsome, but I believe that the policies are temporary, so we don't want to see the current **, we will think that the ** in the future will be the same. Prices are constantly **, I believe that the house prices will be the same, the current house prices are a big increase compared to the past, and a lot of things will change in five years.

If you can buy a house now, why wait until five years later, when your children will be graduating from primary school, such a time cost is not acceptable to everyone. In many cases, you can enjoy a good living environment five years in advance, why wait five years, when you buy a house after five years, you will question the original choice, and the house price is there.

For me, if I have the strength to buy a house, I definitely don't have to wait a few more years, after all, a house is a rigid necessity, not used to make money, and I will feel that everything is worth it. Don't wait until five years to buy a house, you will definitely regret it, the house price has always been a mystery, don't try it lightly.

I think I will regret it after 5 years, because the house prices in these two years are very low.

Not necessarily. This is because the changes in housing prices are very large, and there are many uncertainties in the real estate industry, so it is not certain whether you will regret it later.

I won't regret it in 5 years, and the house price will definitely be the same, so the ** in 5 years may be cheaper than now.

I shouldn't regret it. Because the policy orientation has changed. **It can fall from 28 yuan to 8 yuan, why can't the house fall? I can't say for sure.

It shouldn't be, because now**I already have some**, and I will slowly enter a very stable state, and I won't regret it.