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Personally, I don't think the property market will continue to pick up in this case. Because there are many reasons that affect the property market, but relaxing the property market purchase restriction policy is only one of the many reasons.
Judging from the current situation, there are many areas where real estate performance has declined. However, in this case, all kinds of price reduction notices and ** activities have begun to enter the attention of consumers. But despite this situation, it is still not possible to impress too many consumers.
Therefore, the current state of the property market has always given people the feeling that it has been relatively slow. <>
A number of cities have relaxed the property market purchase restriction policy.
First of all, according to the statistics of April this year, more than 85 cities have introduced relaxation policies. And this policy has been extended from third- and fourth-tier cities to second-tier cities. Even judging from the current situation, many first-tier cities have begun to relax the purchase restriction policy.
In this case, many people who want to buy a house in a big city have a special idea in their hearts. <>
It will not maintain a state of continuous recovery.
Secondly, in the case of the relaxation of the purchase restriction policy, it will not actually keep the property market in a state of continuous recovery. Because for most consumers, even if they have a policy of relaxing purchase restrictions. Although the ** of the house is already in the ** state, for most people, buying a house will only affect their quality of life.
Therefore, we can feel that there are many reasons for the recovery of the property market, but the relaxation of the purchase restriction policy is only one of the many reasons. <>
Refer to it according to the actual situation.
Finally, I personally think that the above is just a personal opinion. Because whether the property market will continue to pick up still needs to be referred to according to the actual situation. Because consumers will have different views on the current state of the property market.
However, in this case, it is very likely that the property market will be in an abnormal state due to the change of consumer mentality and the change of the general environment.
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With so many property market policies introduced, the property market will continue to pick up, and the transaction volume will increase a lot.
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I don't think so, because people's concept of buying a house has been affected by the epidemic, so it shouldn't change for a while.
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In terms of optimizing purchase restrictions,It stipulates that non-Quzhou household registration households, individual industrial and commercial households, and enterprises invested or controlled by natural persons shall be regarded as Quzhou households with disorderly household registration and implement the relevant housing purchase policies, and are not subject to the restriction of paying 12 months of social security or individual income tax and only being able to purchase one set.
In terms of optimizing the sales restriction,After the issuance of the notice, there is no restriction on the sale of newly built commercial housing on newly transferred plots in Quzhou urban area, and newly built commercial housing of 144 square meters or more that has not yet been signed online in the transferred plots, unless there is a special agreement in the land transfer announcement. This means that new home purchases by families, individual industrial and commercial households or enterprises in Quzhou will no longer be restricted from purchase and sale.
After the issuance of the notice, the newly built commercial housing on the newly transferred plots in the urban area and the newly built commercial housing of 144 square meters or more in the transferred plots that have not yet been signed online are not restricted from being sold, except for those specifically agreed in the land transfer announcement. In addition to Quzhou City, the Qinhuangdao property market was also fully relaxed on the same day, and the five-year purchase restriction order for the new housing market was officially abolished, and only valid identity documents were required to purchase second-hand houses. Qinhuangdao City has become the first city in Hebei Province to fully liberalize the real estate purchase restriction policy.
At present, the property market has declined significantly, which has affected the normal cycle of the whole chain, from land sales, construction, to sales, to completion, all of which have been greatly impacted, and the virtuous cycle of the industry is not smooth. On the premise of keeping housing for living and not speculation, it is inevitable that some cities will withdraw from restrictive measures. The restrictive policies of purchase restriction and sale restriction have a relatively large effect on the control of the property market, the action cycle is relatively short, and the effect is more obvious, and the purchase restriction and sale restriction have a better effect on the risk of speculation.
In the future, the housing prices in these cities will be stable and small, which should be a high probability event. However, counting on the introduction of these policies, the possibility of a wave or skyrocketing housing prices is almost zero. At present, the main reason is that the demand constraints are too large.
This constraint is that after many years of the pandemic, home buyers have no funds to buy when their income is unstable or even declining, or their expectations are uncertain, or they dare not spend large amounts for the sake of basic living needs in the future.
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Henan, Shanghai, Tianjin, Beijing, Guangzhou, Shenzhen, these cities will follow up the policy and cancel restrictive policies such as purchase restrictions and sales restrictions
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In addition to Beijing, Shanghai and Shenzhen, other cities may follow suit, after all, real estate can quickly increase GDP performance.
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The cancellation of some restrictive policies such as purchase and sale restrictions in many places will have a certain impact on the property market and will also promote more real estate projects to achieve the purpose of transactions. In many areas, due to the problem of purchase and sale restrictions, some young people today want to buy a house, and there is no way to consider buying a house. Even you have most of the young people when buying a house.
The first choice will first put the first place on the parents' heads. In this way, it will not occupy the first home quota of young people, and there are certain preferential policies for the first home quota in various regions. <>
Because of the impact of the epidemic in the past few years, some real estate sales will become worse and worse, and some restrictive policies such as purchase restrictions and sales restrictions have been lifted, so that more people can consider buying a house. Some areas have taken measures to restrict purchases and sales, which are also considered out of necessity, because in order to reduce the behavior of some consumers to speculate on houses. Therefore, the problem of restricting purchases is also due to control housing prices, but now that the epidemic has been a few years old, many real estate projects have been seriously affected, resulting in houses that cannot be sold at all.
The transaction rate of houses has gradually declined, which has led to the gradual increase in the number of ** in various cities. Some restrictive policies restricting purchases and sales have been removed, so that more young people or people who are interested in the real estate investment industry can be attracted to consider investing. Although housing prices are also being suppressed step by step, it will be found that housing prices in various cities are still on the high side.
There is no way to reduce housing prices at all, because there will be a certain relationship between housing prices and local GDP in each region. <>
As long as the house is sold, then it can drive the GDP development of the local city, although some such restrictive policies are removed. However, for young people who buy a house, they will also find that because they have not made too much money in the past few years of the epidemic, even if they buy a house, they may be hindered by the problem of repaying the loan in the future, so they will slowly wait and see the real estate industry first, and will not choose to start immediately.
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The cancellation of the purchase restriction and sales restriction policy will promote the desire of some people to buy, and the house that could not be bought before can be bought now, which has a certain role in promoting the recovery of the property market.
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In reality, because the policy can improve the enthusiasm of home buyers and reduce their economic pressure, thus promoting the development of the real estate economy.
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Some policies are blessed with holes, so I think there will be more people who choose to buy a house, so if you rely on policies to achieve recovery, I think it is more realistic to tremble. Everyone can breathe a sigh of relief.
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I think it's very unrealistic, because the current economic development is very bad, and people don't have much spare money in their hands.
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This means that many cities will encourage everyone to buy a house in this way, and it also means that the real estate in many places is not good.
Whenever we mention real estate measures, the first thing that comes to many people's minds is the measures that restrict real estate. When the real estate in many places is declining all the way, we can see that many cities are further encouraging everyone to buy a house, and at the same time, they have also launched a lot of measures to restrict the purchase and sale of the property market, and some cities have even taken the initiative to reduce the basic interest rate of personal housing loans, in this way to further reduce the threshold for buying a house.
What's going on here?
This is the first news from the real estate measures in Suzhou, in order to further boost the real estate in Suzhou, the Suzhou area has fully lifted the sales restrictions, and the restrictions on the sale of second-hand houses have also changed from the previous 5 years to three years, and the sales of first-hand houses have not changed in any way. At the same time, the difficulty of applying for personal housing loans in Suzhou is further reduced, and this measure is to encourage buyers who just need to buy a house to actively buy a house. <>
This means that real estate in many places is not good.
The reason why I say this is because the real estate of a place is directly related to the economic development of this place, and when the real estate is not good, this place needs to encourage everyone to buy a house through various measures. In addition, we can understand these measures as helping real estate companies reduce the overall pressure, and measures to encourage home buying can further help real estate companies to obtain cash flow. <>
The relaxation measures for the property market will be further liberalized.
In addition to the relaxation of basic purchase and sale restrictions, many places will further liberalize various measures in the property market, and may even take the initiative to reduce the down payment ratio of personal housing loans. For some cities where real estate is more tight, the down payment ratio in the relevant cities will even drop to about 15%. Despite this, the willingness of young people to buy a home is still very low, and many people do not have the financial means to buy a local property.
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This means that this relatively large restriction is a big obstacle to settling down, which is not good.
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This means that the real estate industry is in an economic crisis, and people's desire to buy houses has decreased due to the continuous increase in housing prices.
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During the year, 29 cities have announced the relaxation of the policy of restricting the purchase of commercial housing, but it is more difficult for the property market to recover with this. Commercial housing used to have certain restrictions on the public, but now this policy has become very open. Under normal circumstances, local residents can buy two commercial houses and have two or three children.
Families can buy an extra set, and residents from other places can buy a commercial house as long as they have lived here for half a year, and the sale of second-hand houses will no longer be subject to any restrictions. <>
On the surface, it seems that everyone will actively buy after this kind of policy, but in fact, the ** of commercial housing is also very expensive, so many people can't afford it at all. Not buying a house is not because you don't want to buy, but because today's housing prices are so ridiculously high, so many people's savings for many years are only enough to buy a house. Buying this house even requires a mortgage, so I don't have the energy to buy a second home, let alone a third one.
Moreover, two-child families or three-child families already have a lot of pressure when raising children, after all, every child will have a lot of expenses in the process of growing up. Therefore, families with many children are more stressed than other families in this aspect of life, let alone buying more houses. Today's policies have been relaxed, not only to promote the development of the property market, but also to promote everyone's enthusiasm for having children.
However, starting from this aspect has not brought much change, so most netizens said that the property market will not recover under this policy. Instead of working the policy, it is better to choose to work hard to bring down the housing price, at least so that everyone can buy a house more easily. Nowadays, buying a house has become a family affair, and all the savings of a family for many years have to be smashed on this house, which will indeed make everyone feel unbearable.
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The ** of the property market will basically not pick up again, unless the housing prices in many places take the initiative to cut in half or even fall by more than 70%**.
This principle is actually very simple, for many cities, because of the local high housing price problem has caused ordinary people to not be able to afford a house, even if many young people do not have a house, young people have no way to get their own house. In this case, even if many cities begin to relax the purchase restriction measures, this behavior cannot solve the local real estate problem, so the property market in many cities will not pick up at all. For these cities, the most important thing to do is to prevent the bursting of the housing bubbles, which could lead to insolvency of property developers and a significant reduction in the price of bank collateral.
The relaxation of the property market cannot make the property market pick up.
Strictly speaking, there are more than 29 cities across the country that have lifted purchase restrictions, because many cities have fully liberalized purchase restrictions last year, and nearly 1,000 documents have been issued across the country to encourage house purchases. Despite this, we will find that real estate** is very poor in many places, local housing prices are always in a state of decline, and the number of people willing to buy a house is very low. <>
The property market is unlikely to pick up.
If we want the property market to pick up, we first need to ensure that the housing income ratio of a place can be controlled within 10 times, but in real life, the housing income ratio in almost all cities is about 40 times. For the majority of ordinary home buyers, many people cannot buy their own houses by buying a house by one person and helping the whole family, which will only lead to a serious negative impact on many people's lives. <>
In my personal opinion, if the problem of high housing prices persists, even if young people do not have their own houses, young people will not choose to pay for high housing prices, which also means that the property market in many places is unlikely to recover.
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