Will the housing market usher in a depreciation wave in the second half of 2022? What do insiders

According to insider analysis, the housing market will not usher in a wave of depreciation in the second half of 2022, because the current housing prices are mainly due to the impact of the epidemic, many people have lost their economy due to the epidemic, so the demand for housing purchases will decline, and after the house falls to a certain level, he will not continue to go down, but will stabilize.

They said no, and it may go up, after all, the epidemic is over, and as supply exceeds demand, it may lead to the ** of the house getting higher and higher.

This is due to the impact of the epidemic and the impact of the international situation, which will lead to the depreciation of the housing market. Insider analysis is a normal size, and it happens every year.

Insiders analyze that because of the decrease in the desire to get married, the sales volume of real estate is not high, and this depreciation tide will continue for a long time.

As things stand, this statement is not true. Because the house price in most areas has not reached the state of **30%.

Housing prices have always been the focus of everyone's attention. And most people all want the house price to have the best trend. Because housing prices are relatively high in most areas at present, it will bring a lot of financial pressure to home buyers in this situation.

And it also makes most of the people who buy a house feel that they have a higher price to buy a house. Therefore, most consumers do not have a great opinion on the ** of the house. <>

This is not true.

First of all, many people will say that house prices will ** to 30% in the second half of 2022. In this case, I personally don't feel that this statement is true. Because judging from the current situation, housing prices in most areas have still not undergone major changes.

There are even some areas where house prices will still have a trend, so I personally think that the statement that house prices will be 30% in the second half of 2022 is wrong. <>

A lot of people want the price to be able to**.

The second is that in real life, many people hope that housing prices can have the best trend. Because the current housing prices will bring a lot of financial pressure to home buyers, especially for some buyers who just need to buy a house, after owning a house, their economic conditions will become poorer. And because of the poor economic conditions, it will seriously affect the quality of their lives.

So in general, there are a lot of people who want the house price to be able to carry out**. <>

My personal opinion.

Finally, I personally think that from the current situation, housing prices in most areas have fallen. However, the decline is not very large, so for those who just need to buy a house, there will still be a lot of pressure in the process of buying a house. Even those who just need it will not have any savings after buying a house.

So I personally hope that the housing prices in some areas can be sustained**, after all, the house is for living.

In the second half of 2022, house prices will be **30%, and it remains to be seen whether this news is true! Housing prices have become a general trend, but there is no conclusion on how much housing prices will be! The situation in various provinces and cities across the country is different, which is also the main reason why it is impossible to fully count the range of housing prices!

First- and second-tier cities, generally speaking, people's incomes are high, and it is unlikely that housing prices will be large! Although the housing prices in second- and third-tier cities have had a trend, the signs of a one-time 30% are not very obvious! Although housing prices are constantly **, the property market situation does not look optimistic, and the people's enthusiasm for buying houses is not very high!

In most people's consciousness, when the house price is **, everyone will fall into a wait-and-see state!

Housing prices** means that housing prices cannot be stabilized and may continue**, so buy early and lose early! There are already many buyers who bought more than 10,000 square meters, but they have lost one-third when they move in, which is undoubtedly a very heavy blow to them! However, they can't do anything in the face of the ** part!

There are so many lessons from the past, therefore, there are many people who no longer plan to buy a house in a short period of time!

Netizens are hotly discussed. Regarding the housing price **, netizens have said that this is expected, but they didn't expect it to come faster than expected! Netizens said that housing prices are not rational before **, for example, the salary in some third- and fourth-tier cities is generally three or four thousand yuan, but the housing price has reached more than 10,000 yuan per square meter, which is very abnormal! In this way, the house price ** is a matter of time and time!

For the range of housing prices, netizens feel that they cannot accurately estimate, it depends on the developer's debt ratio! If the debt ratio is too high, the developer will sell the house at a low price to reduce the debt ratio!

I hope that the house price will return to rationality one day sooner, and I hope that the house price is affordable for the public! The second generation buys a house, the price is too great, and it will directly affect the happiness index of the people!

In the second half of 2022, the house price will be **30%, what do you think about this?

This news is unlikely to be true, as it will keep house prices in a stable range.

I don't think it's true to a certain extent, because the country is taking active measures to stabilize housing prices, and if housing prices have been **, it has an impact on China's GDP.

It's true, now with the development of the epidemic, the completion time of some houses will be delayed for a long time, and many people have no need to buy a house, ** will definitely decline.

I don't think house prices will fall sharply, because there must be demand for home purchases, and this turmoil will not eliminate the demand for home purchases, but will only suppress the demand for home purchases. Therefore, after this turmoil passes, everyone will buy a house in one go, and the property market will usher in a small summer again. At present, most cities have released purchase restrictions, coupled with the central bank's interest rate cuts, mortgage interest rates have been greatly reduced, so that buyers are not desperately squeezing into the property market, and there is no way to talk about the sharp drop in housing prices.

This is why the developer has no fear, and it is not down at all at present, that is, it sees that everyone still has demand, but it is currently suppressed.

Housing prices will continue to grow for the next 3 to 5 years. But it also depends on the region, in short, the depreciation of housing prices should be combined with the entire environment, and it cannot be generalized.

Houses will not depreciate in the next three to five years, and there are still a lot of people who just need to buy a house, just because people's economy is relatively tight now, so there is no money to spend on the real estate market.

Let's start with the conclusion: housing prices** = economic collapse, if it happens, it will not be in the past five years; The housing price situation of second-hand housing is too complicated, and it can only be said that second-hand housing products with high recognition are likely to stop falling and rise, and there is a high probability that local auctions in strong second-tier cities will increase prices; Other products and cities do not make judgments, and you can analyze them by mastering the logic.

There are three areas that are strongly linked to housing prices, one is **** income, the second is the quality of bank collateral, and the third is the ability to deliver credit money.

Although most of the infrastructure projects after 2017 must be carried out according to the "market-oriented" model, that is, the operating cash flow of the project package must be able to cover the cash flow of repayment of principal and interest, but in the actual operation process, almost no projects can achieve self-balancing (many of the incomes prepared by the feasibility study are particularly ideal, such as the rent of parking spaces for 1000 months, the occupancy rate is 60%, but in fact, the rent in the first few years can reach 50% of the mature area At this time, it is necessary to rely on the so-called "balanced land" to repay debts, which is essentially to use land transfer money to build infrastructure, once the real estate collapses, the land transfer money is not settled, which will immediately bring great pressure to local finances, and then detonate financial systemic risks;

The second consequence of housing price ** is the credit collapse caused by the sharp decline in the quality of bank collateral, if the business owner uses the original price of 10 million real estate as collateral, and the loan is 7 million for business turnover, once the house price ** 50%, the credit structure of the loan will be destroyed (the value of the collateral is less than the loan balance), then the business owner has only two choices: one is to add collateral or repay part of the money in advance, and the other is to be withdrawn by the bank, this phenomenon will lead to a regional and even national credit crunch if it occurs in large quantities. A large number of companies have broken cash flows, and the result is a short-term rapid economic recession.

The third consequence of housing prices is the so-called "credit collapse" of the central bank (medium and long-term loans have been negative growth), China's credit currency is essentially issued with land as an anchor (because the credit system is poor, the bank's risk control ability is insufficient, and it is impossible to issue most of the currency with personal and corporate credit as an anchor like developed countries), the only currency derivation ability in the modern economy is the commercial bank, China's excessive caution about non-performing loans has led to a decrease in housing loans, and a decrease in project loans secured by land, which cannot be effective" release water", which will form a "credit collapse" and then deflation.

The main reason is that the current housing prices are too high, and the consumption level of people in the city is also high, and if you buy another house, life will be very difficult, there are too many housing resources, and it costs more money to buy one than to rent a house.

Economist Ma Guangyuan said that the differentiation of real estate will be more obvious in the future, and housing prices will become the norm.

Industry insiders believe that this wave of depreciation has a particularly fast relationship with the epidemic, and it also has a lot to do with the real estate bubble.

It is expected that the property market will be further stabilized in the second half of the year, and even if the trend of housing prices decreases, there will be a principled bottom line.

Various policies are relaxed, and the property market in the second half of the year may usher in a short-term trend. Many provinces have introduced a variety of housing purchase policies, such as Qingdao urban area has abolished the policy of housing purchase restrictions, some counties in Henan Province can allow people to exchange wheat and garlic for a down payment on a house, and some places can use about 90% of an individual's provident fund to pay a down payment on a house. You can also use the provident fund to repay the monthly payment of immediate family members, there is such a favorable policy will also become the basis for the development of the property market, in the second half of the time there will be an upward trend, a lot of inventory will be cleaned up, housing prices may also show a trend.

There is a trend of housing prices in the second half of the year, but there may not be much room for it. Many policies are supporting the development of the property market, but the impact of the epidemic is too serious, people's economy is extremely unstable, and many people have lost their jobs. There will be about 1 3 people who will buy a house under the relaxation of the policy, consume part of the inventory of the house, and at the same time, the **may** of the house price be about 5% or 10%.

Overall, the overall development of the property market is still positiveEven if there are some difficulties encountered at a certain stage of the epidemic and a lot of lack of development momentum, after various policy adjustments and the operation of the property market itself, it will tend to stabilize after a period of development. The price of housing will gradually stop after reaching the original standard, and maintain a stable price to avoid the impact of excessive fluctuations on the economic burden of residents.

In the second half of 2022, more people will choose to buy property in the property market, followed by the trend of house prices will continue to decline first, then house prices will rise slowly, and finally tend to stabilize. It is necessary to elaborate and analyze how the property market will develop in the second half of 2022 and the specific trend of housing prices from the following four aspects.

The first is that more people in the property market will choose to buy real estate, because the housing prices in the property market are showing a downward trend to a certain extent, so the corresponding consumers are likely to take advantage of this wave of good time to buy, which can reduce the cost of buying a house to a certain extent

Second, the trend of housing prices will continue to decline

Secondly, because the world is affected by local wars, the infiltration of the epidemic and other unfavorable factors, the international community is facing high inflationary pressure, although China's manufacturing industry is very comprehensive to fight against inflation, but it will still make housing prices show a certain downward trend

3. Housing prices are rising slowly

The second is the slow rise in housing prices, which is a gradual growth process for housing prices, because with the release of various favorable policies and the improvement of the economic market environment, the economic market will be more dynamic, and the subsequent housing prices will be gradually.

Fourth, housing prices eventually stabilized

In addition, housing prices will eventually stabilize, and it is an inevitable trend for housing prices to eventually stabilize, because the development of many cities is in a sufficiently stable and mature state, so although the economic contribution is growing, the growth rate of housing prices will be much lower.

Precautions for the property market:

More favorable policies should be released to buyers, so that more buyers can be attracted to buy houses, which is an inevitable development trend, and buyers also need to buy houses rationally, and can have better economic benefits when they are more favorable, and they need to decide the location of the property to buy in combination with their actual situation.