In the second half of the year, the main theme of the real estate policy is stability , and the wor

I don't think the domestic property market will show signs of recovery because of policy adjustments.

When the government issued a series of policies on the real estate industry, many people thought that it would be conducive to the real estate industry returning to its peak, but in my opinion, the real estate industry will not only not return to the peak, but may even have a long-term cold situation.

When the development of the real estate industry gradually slowed down, the real estate industry also became more and more sluggishIn order to avoid a collapse in the real estate market, the government has also issued a series of relevant policies, but these policies are only to ensure that the real estate market will not have a hard landing, and will not make the real estate industry recover. <>

If the domestic property market wants to return to the peak, then it is necessary to ensure that the capital chain is not broken. However, with the gradual tightening of policies in the real estate market, it is very difficult for real estate companies to get enough funds, because the real estate industry is facing too many problems, which makes it impossible for the policy adjustment to make the real estate industry recover. <>

Although the real estate industry has experienced a very glorious time, with the end of the period of rapid development, the real estate industry has also experienced serious problems. If you want to alleviate the consequences of these problems, it will take many years, so it is impossible for the property market to show signs of recovery in a short period of policy adjustment. <>

Maybe many people think that the real estate market is sluggish, which will be a good thing for the lives of ordinary people, but if the problems in the real estate market are not effectively solved, it will inevitably have a serious impact on the domestic economic development, so I still hope that the real estate industry can usher in a certain recovery.

In fact, I think it is possible, because this can ensure that the interests of the big guys will not be affected, and many people will choose to invest.

According to domestic authoritative reports, the state decided to adjust the real estate market in the second half of the year, the purpose is to require real estate developers to ensure timely delivery, so as to stabilize people's livelihood, and the specific measures are divided into 2 points, the first measure is to increase the supervision of real estate developers; The second measure is to ensure the economic continuity of real estate developers**. Because only in this way can real estate developers smoothly build projects, so as to achieve a policy purpose of guaranteeing the delivery of buildings.

With the increasing impact of the epidemic on our country, the impact on the real estate market economy is also great, so the domestic real estate market economy is not very prosperous, which leads to the generation of many unfinished buildings, which has caused a lot of people's livelihood problems, and there are many owners and friends who report that they can't receive the house, which will form a social contradiction over time. Therefore, in order to stabilize people's livelihood, the state requires all localities to implement a policy of guaranteeing the delivery of buildings, and it is necessary to let developers complete the construction of the project on schedule, and all houses must be handed over to the owners, so as to stabilize the people's livelihood. <>

The construction management department supervises real estate developers

According to the documents issued by the state, one of the measures of the state to implement the policy of guaranteeing the delivery of the building is to require the construction management department of each province to supervise the real estate developers, because with the supervision of these departments, real estate developers can track the construction project, and at the same time with the power of this supervision, then the real estate developer will require the construction unit and the supervision unit to increase manpower to build the house, so as to make the housing construction cycle shorter, so that the owners and friends will receive the house as scheduled. <>

Ensure the economic continuity of real estate developers

For the real estate industry, the most feared thing is the rupture of the capital chain, you must know that the construction of a project requires a lot of money and manpower, if the capital chain is broken, it will inevitably lead to the suspension of the project, so in order to ensure the smooth implementation of the delivery policy, there is also a policy that the state should ensure that the economic chain of real estate developers can be continuous, only with sufficient funds and manpower, can real estate developers better build projects. <>

In general, the recession of the domestic real estate industry is due to the impact of the epidemic, and because of the impact of the epidemic, many people's incomes are not very high, which will lead to a vicious circle of real estate market economy.

Generally, it can't be an unfinished building, and the contract must be signed in advance Consumers must read the contract clearly when buying a house.

We all know that the current blockage in the real estate market has a lot to do with the confidence of home buyers, which is directly affected by the problems such as the inability to deliver properties on time in the market in recent times. Therefore, it has led to a collective "loan suspension" storm among home buyers, and if this is the case, it will be a chain reaction with a great impact. Housing is still the bottom line of regulation and control.

Stabilize real estate" in the first place. Support the demand for rigid and improved housing.

It is necessary to cancel the purchase restrictions, and also to manage real estate developers, and also cancel the social security purchase policy, and increase the supervision system.

On July 28, the Politburo said that it would stabilize the real estate market, adhere to the principle that houses are for living, not for speculation, and do a good job in relevant policies and measures to improve the housing requirements of the people. In the second half of the year, it is to stabilize the real estate market as the core, and the local government must fulfill relevant responsibilities to achieve "guaranteed delivery" and stabilize people's livelihood. Unfinished buildings can be said to be a common phenomenon in many parts of the country, many developers due to lack of funds, resulting in owners to stop loans, so that the house is unfinished, for the people, has a great impact.

You must know that the ** of a house is relatively high, and even uses all the savings of a person. Once the house is unfinished, it means that the buyer's savings have to be pressed inside, not only have to pay the mortgage every month, but also have to bear huge pressure, which has a huge impact on people's daily life. After all, there are no home buyers who want the house they bought to be unfinished.

To a certain extent, the real estate market is unstable, in addition to being related to developers, and the local ** and management departments have a certain relationship. Therefore, the meeting pointed out that in the second half of the year, the main thing is to stabilize the real estate market as the core, and promote the "delivery of buildings" to stabilize people's livelihood, which is a main responsibility of the local government. The leaders of all localities must consolidate their responsibilities and take sufficient measures to promote the process of work.

The meeting also pointed out that houses are not for speculation and are a very crucial part of stabilizing the real estate market. Generally speaking, the increase in housing prices is still relatively large, so many people see business opportunities and want to use house speculation to get rich. If real estate wants to develop steadily, it is necessary to control the behavior of speculation, insist that houses are used for living, and ensure social economic development and stability, so as to fundamentally achieve "guaranteed delivery".

Relevant personnel said that in the first half of the year, the effect of stabilizing the real estate market did not meet expectations, and in the second half of the year, relevant policies must be implemented to promote the stable development of the real estate market.

If you want to achieve "guaranteed delivery", you must ensure the capital chain of the real estate company. At the same time, the real estate company that fails to deliver the building in time will be punished, so that the building can be smoothly handed over to the owner.

In fact, I think the ** of the house should be reduced, and it must not be an unfinished building, and the interests of customers must be guaranteed.

I think we need to do more to put an end to the unfinished buildings, and we also need to properly supervise the real estate developers to complete all the construction.

For many real estate developers, because these real estate developers have used regulatory funds without authorization, many real estate projects will become unfinished buildings. For the owner, because the owner has paid the purchase price normally, the situation of the owner is very passive. If we want to further achieve the delivery of the property, we need to clarify the basic responsibilities of the real estate development, and at the same time, we need to effectively supervise the various behaviors of real estate developers.

We need to avoid unfinished buildings.

To a certain extent, when a property becomes unfinished, it will greatly hurt the confidence of the majority of property owners, and many people may even choose to stop repaying their personal housing loans. For those who have not bought a house, after more and more real estate projects have become unfinished buildings, many people will also be very entangled before buying a house. If we can make every effort to avoid the emergence of unfinished buildings, we can really stabilize the real estate market and avoid the real estate market.

We also need to properly monitor the various behaviors of property developers.

In my personal opinion, many real estate developers do have certain violations. When these behaviors occur, we need to punish real estate developers with effective measures, and at the same time, we need to restrain the behavior of real estate developers. If we are indifferent to the various irregularities of property developers, such phenomena may become more and more common, and the number of unfinished properties may increase as a result.

In addition, we need to abolish the so-called real estate pre-sale system as soon as possible, which will only infringe on the basic rights and interests of the majority of home buyers, and is not conducive to the harmonious development of the overall real estate market. I believe that all properties need to be bought and sold through existing sales, and there should be no so-called off-plan properties in the market.

I don't think I can pick it up.

Buying a house is a major concern for the people, but today's high housing prices have also discouraged many people. In order to make real estate better and sustainable, many places have attended a lot of policies, but although there are corresponding policies, I think it is still difficult for real estate to recover as before.

Almost all the people who can afford to buy a house have bought it, and the remaining real estate market is not large, and it is difficult to recover.

The facilities in the city are relatively good, there are good schools, there are good medical conditions, many rural people will buy houses in the city, people who work in the city will also settle down in the city, and people who have some economic foundation have already settled down in the city early.

There are also some people, although they want to settle down in the city, but their economic foundation is not very good, in this case, although some policies have been formulated to give buyers certain benefits, but in terms of their conditions, they are not able to make enough money for a down payment, can not pay the monthly loan, even if there is such a policy, but it is not very attractive to them, so it is more difficult to make real estate recover through such a policy.

Despite various policies, housing prices are still generally high and many people cannot afford them, which does not provide much of an incentive.

In order to allow real estate to recover to a certain extent, various places have formulated some policies to give buyers a little preferential treatment, such as reducing interest rates, such as reducing down payments, etc., but such policies treat the symptoms but not the root cause, many people do not buy houses not because they can't afford to pay the down payment, not because the interest rate of the mortgage is high, but because the total price of the house is too high.

They don't think it's cost-effective to buy such a house, and if they can reduce the total price of the house, it will be attractive to buyers. Although the measures of one city and one policy were attended, housing prices were still very high overall, which did not motivate many people.

I think it's hard to happen, and we basically don't need to expect a steady rebound in the real estate market.

The main reason for saying this is that housing prices across the country have basically reached the first and second level in the world, and when our per capita income level has just reached about 10,000 US dollars, our per capita income is only about 1 3 1 5 in developed countries. In this case, the housing-to-income ratio in developed countries is only about 5,10 times, but in many cities in our country it has reached about 30,50 times. This is a very outrageous concept, and if we continue to count on a steady recovery in the real estate sector, this problem will not only be a problem of young people not daring to get married and have children, but may even lead to more serious social problems.

In any case, we cannot expect a smooth recovery in the real estate market. <>

Many cities are promoting a city-one-policy approach to real estate.

In order to solve the real estate problem across the country, we will allow each city to introduce corresponding real estate measures according to its own actual situation, which also means that each city will have the flexibility of corresponding real estate measures. Under such circumstances, many cities will further relax the purchase and sale restrictions on buying a house, and will directly encourage everyone to actively buy a house. Especially for those cities with inflated housing prices, when ordinary people can't afford to buy a house, these cities will even solve the real estate problem by encouraging civil servants to buy houses.

The real estate market is unlikely to recover steadily.

The reason is actually very simple, because the problem of high housing prices has caused young people to be afraid to marry and have children, and if we continue to indulge the steady recovery of the real estate market, this situation will only lead to worse social consequences. To a certain extent, but the problem of high housing prices has led to the emergence of vested interests in the big town, and the majority of post-60s and post-70s groups basically do not have any social pressure, but the post-90s group and this post-group have no way to guarantee their basic life, and all these problems are the result of the problem of high housing prices. <>