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1. You can buy a house and a car by yourself, or relatives and friends need money to open a store, etc.;
2. Generally speaking, as long as you open your mouth to ask the other party to give, unless the other party has no money, but the other party will also find a way to give you a part of it first, if the other party does not give it at all, then let the other party write an IOU or repay it in installments;
3. This makes it easier to go to the court to sue or find a collection agency to help collect in the future.
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I said that I was in urgent need of money, and I had been short of money recently, so I paid back the money I owed first.
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Let him pick one between paying back the money and returning the hit.
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Now it's hard to ask people to pay back the money, and it's really not good to ask for a tough attitude.
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Honesty and trustworthiness are the eternal elements of social civilization and progress, the basic norms for maintaining normal social order, and an important condition for building a harmonious society. As a professional collection platform, it adopts the method of "technology empowerment + credit assistance" to solve the problem of arrears, which not only allows the social economy to return to normal, but also helps optimize the social credit environment.
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Many times, when a friend asks you to borrow money, you are embarrassed to ask him to make an IOU, and the friend often will not give you an IOU. Many people are very worried, and their friends will not pay back the money in the future, can they still make it clear? So the first trick I teach you today is:
Embarrassed to make an IOU? How to prove that the borrowed money was not hurt and angry.
A special reminder is given to everyone not to pay cash. If it's a cash payment, it's not clear. How do you prove in the future that you gave cash to a friend and how much cash you gave him.
I have encountered such a case before, my friend is not unwilling to pay back, but thinks that the money has been paid off, but at that time, both parties gave cash, and the friend estimated that the amount was wrong, which hurt the feelings. If it is a transfer, there is no such trouble, and the transfer can also be remarked with the word "borrowing", as long as the transfer, and the note of borrowing, the matter of borrowing money can be supported by the court.
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Summary. According to Article 119 of the Civil Procedure Law, the following conditions must be met for a lawsuit: (1) the plaintiff is a citizen, legal person or other organization with a direct interest in the case; (2) There is a clear defendant; (3) There are specific litigation claims, facts, and reasons; (4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.
Hello dear. If a friend borrows money and does not repay it, he can ask for it directly, or take other roundabout measures. If you ask for it directly, it is best to show the IOU or certificate to the other party; If you are embarrassed, you can ask other friends to help you express your willingness to ask for money back; If you really don't want to come back, and you don't take your feelings into account, you can collect evidence to sue and file a lawsuit with the court.
According to Article 119 of the Civil Procedure Law, the following conditions must be met for a lawsuit: (1) the plaintiff is a citizen, legal person or other organization with a direct interest in the case; (2) There is a clear defendant; (3) There are specific litigation claims, facts, and reasons; (4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.
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Borrowing money and not paying it back is an irresponsible act, and if you meet such a person, you can consider the following methods:
1.Communicate directly with the borrower: First try to communicate directly with the borrower, ask them why they haven't repaid the money, understand the situation, there may be some misunderstandings or unforeseen circumstances that cause the borrower to be unable to repay in time.
During the conversation, you can emphasize the importance of borrowing money and the relationship of trust between you.
2.Contact the guarantor: If you have a security agreement with the borrower, try contacting the guarantor to find out and ask for help.
3.Seek third-party assistance: If the borrower refuses to communicate or is unable to repay, consider seeking third-party assistance. For example, you can file a police report to ** or seek help from a lawyer.
4.Debt collection: If the borrower refuses to repay the loan without a reasonable reason, you can take some debt collection methods, such as **, text message, email, etc., to remind the borrower to repay, or ask a professional collection company to assist in debt collection.
5.Revoke trust: If the borrower not only fails to repay the money, but also has serious dishonest behavior, you can consider revoking the trust in this person. In this case, be careful about dealing with this person in the future to avoid being used by him again.
Whichever method you take, you need to pay attention to the proper approach and don't take an overly drastic approach to avoid unnecessary trouble. At the same time, it is recommended to clarify the loan agreement before borrowing money, stipulating the repayment method, time and interest rate, etc., to avoid borrowing risks.
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Creditors may file a lawsuit with the people's court. If the loan term has expired and the lender has not repaid the loan after being urged by the lender, the lender may file a lawsuit with the people's court in accordance with the law to protect its legitimate rights and interests. Lenders should pay attention to the statute of limitations when filing a lawsuit, and the statute of limitations period for requesting protection of civil rights from the people's court is two years.
If the statute of limitations exceeds two years, the people's court will not accept it, and the lender's claim will lose its legal protection.
1. What should I do if my friend borrows money and doesn't repay it on time?
1) If the other party has the sincerity to repay the loan, but has no ability to repay the loan or repay the loan in full at one time, it may consider giving an appropriate and reasonable grace period or repaying the loan in installments;
2) The other party has the sincerity to make restitution, but is unable to repay the loan due to objective reasons, and the litigation shall be arranged as soon as possible based on the consideration of the statute of limitations;
3) Where the other party has no sincerity to repay but has the ability to repay, it is recommended that appropriate methods be used to pressure the other party to force the repayment, such as entrusting a lawyer to send a lawyer's letter requesting that the other party repay the loan as soon as possible. If the effect of dunning cannot be achieved by non-litigation means, it is recommended to immediately adopt litigation and consider taking litigation preservation.
4) It is not possible to judge whether the other party has the sincerity to return and whether it has the ability to repay, and it is recommended to use appropriate methods to exert pressure to force the other party to react, so as to correctly judge the above situation, and follow the methods 1-3.
Nevertheless, due to the fact that different cases have different specific circumstances, there will be differences in the handling methods and the details of the evidence, and the success or failure of each case is often determined by the grasp of the details.
2. What should I do if my friend borrows money and doesn't pay it back, how can the law protect it?
Legal private lending is protected by law.
Whether there is a secured property or a guarantor.
If there is security, the security interest can be realized or claimed against the guarantor of joint and several liability.
If you can file a lawsuit in court to claim the principal and interest of the loan from the borrower, but still refuse to repay, you can apply for compulsory enforcement.
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For adults, in daily life, the most headache and embarrassment is to meet their colleagues and friends to borrow money from themselves, then, in the face of their own at the same time, and friends reach out to borrow money from themselves, whether they should lend to each other For me, I still have to combine the following situations to make my own decisions and choices.
First of all, for colleagues and friends who borrow money from me, if I do know each other better, and the relationship between the two people is better, the other party does encounter difficulties and emergencies, within the scope of their own ability, it is not impossible to help each other moderately and lend money to each other, after all, everyone will have difficulties at times, and they have helped others today, so when they encounter difficulties, others will also help themselves.
But if I don't know each other very well, and the relationship between two people is not very good, then in this case, I will still politely reject the other party, find a reason to explain the reason to the other party, and express my apologies, but if I really love the face factor, then even if I lend money to the other party, I will make a consideration before borrowing money again, and think about how much money I lend to the other party, which I can afford, and do a good job of lending this part of the money to the other party. If the other party is not prepared to repay the money in the future, if you hastily lend the money to the other party, and the other party does not repay the money, and you negotiate with the other party for this reason, in the end, it will not only be difficult to get back the money that belongs to you, but also make the two people get along more awkwardly, which is very unwise.
This is a friend who is not worth making, pay attention in the future, this kind of person will not become a big material, it is better to ask for your things directly, if he doesn't want to pay attention to you, you don't pay attention to him!
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Think about you from another angle, it's actually okay, you lose up to 100 yuan, but to a certain extent, you can see the essence of your friend, if you want to drag 100 yuan and don't pay it back, then his character is not good, if you want to say that he forgot that, it shouldn't be, in short, remember a sentence, it's best not to borrow money between friends, after all, many times human nature can't stand the test.
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