What should I do if my friend doesn t pay you back?

Hey, this kind of thing happens to me from time to time, sometimes my friends borrow money as if they have forgotten, and they will continue to borrow money from me in a few days, I really hate such people, whose money is not blown by the wind, borrow people's money and remember to pay it back, I am a person, my face is very thin, they borrowed my money and I was embarrassed to ask them to ask, over time, some borrowed less money, such as borrowing a meal, I simply don't want it, I don't bother to be angry with them, It's like taking money to really get to know someone. <>

But some people can't do it, once when the long vacation was about to be, there was a young man who had no living expenses, and I borrowed 200 yuan, I also looked at the same class, so I lent it to him, but he was good, and he didn't pay me back for a month after the start of school, I thought to myself, wouldn't it be forgotten? Then I didn't care about anything to be embarrassed, it was my money, and it was natural to ask him for money, it was the money he owed me, and it wasn't the money I owed him, so I looked for him.

As a result, after I went, he really forgot, I was really speechless, I borrowed someone else's money and didn't worry about paying it back, like this kind of person I won't lend him money in the future, and then I also figured it out, no matter who borrowed my money, I took the initiative to ask him for it after a few days, if he really thought I was a friend, I wouldn't care, besides, I could lend him money to give him affection, and it wasn't that I owed him money.

A lot of times we are like this, friends borrow money and don't pay it back, and then we are embarrassed to ask for it, in fact, it should be the person they borrowed money to be embarrassed, not us, so no matter who borrows money, it should be asked, this is how it should be, don't be embarrassed.

It's a matter of course to pay back debts, but if you're a friend, the problem becomes awkward. It is naturally best to meet the kind of friends who repay the money on time, you don't need to remind you, to avoid the embarrassment of urging people to repay the money, but if the friend doesn't pay back, it makes it difficult for us to do it, because many people are embarrassed to tell their friends face-to-face about repaying the money, but this is not a way to drag it out like this, and we still have to take the initiative to find a way to solve it. <>

If you can take the initiative to ask a friend to talk about repaying the money in person, it is naturally the best, and if you talk about it in person, your friend will have no reason to deny it. Or if you feel that this is too embarrassing, you can use the method of calling ** and sending a message to indirectly remind your friend of the repayment of the money. In addition, you can also find someone and ask him to help remind your friend to pay back, which can also avoid embarrassment.

You can also deliberately talk about money when you get along with your friends, and you can also say some tips to repay the money, so that your friends will remember it.

If you don't think the reminder is of much use, you can think of some tricks to get your friends to take the initiative to pay you back. For example, you can pretend to invite your friend to dinner, and deliberately didn't bring the money, and then after eating, you say that you forgot to bring the money out, and ask your friend to pay first, and then pay him back when you go back, and your friend will definitely help you pay first. But when you get home, you pretend to forget about the money you owe your friend, and ask your friend to ask you for money, and then you can tell you about the money your friend still owes you.

It's just that this is not good, after all, there should be less routines and more sincerity between friends. It's better to be honest with your friends.

Therefore, this is an era of extremely lack of credibility, people have lost the least trust between people, and borrowing money is also a terrifying thing to continue to be a day out, because there is such a saying, those who borrow money are grandchildren, and it is the uncle who pays back. Therefore, talking about money hurts feelings, and talking about feelings hurts money.

I have seen too many examples like you, and it is also because of the trust in friends that you are willing to lend money to others, but there is always a mention that people who do not talk about credibility lend money like water spilled out, and there is no return, as if the money is his, which really makes people extremely helpless and dare not trust it anymore.

I also have the same painful experience of borrowing money twice as you, which led to the breakdown of my relationship with these friends now, and I no longer have contact, I really borrowed money to go out, and I haven't made good people yet.

The first experience of borrowing money is more bloody, and it is a very small amount, it is an iron buddy of a university, and everyone still has contacts after graduation, and they get along better. Once, because he was going to take the examination for a public institution, I had relevant books, so I lent him them, and in order to express his gratitude to me, he invited me to a meal, but the dinner table temporarily mentioned that he wanted to borrow 600 yuan, I saw that the amount was so small, and the relationship was so iron, I didn't think about it, so I gave it to him at that time.

But I don't know why a person who has always been quite good in all aspects of character before, but this time he has evaporated from the world, and he didn't participate in the college reunion and college classmate's wedding after that. In fact, I know that he and my husband are in the same unit, but in different departments, and my husband is also very surprised, this kind of person is just for such a small amount, so he doesn't contact me, and I also found this classmate through other classmates to bring him a message and tell him that the 600 yuan doesn't have to be repaid. Classmates are still classmates, but the books we borrowed out are more important, and it is okay to return them to me, but I am very helpless that we still lose contact with each other.

This experience of borrowing money made me more depressed, and I lost a good friend of iron buddies for such a small amount of money.

The second person to borrow money is my high school classmate, and he is also an iron buddy, because he doesn't have enough money to get married and has to take wedding photos, he temporarily borrowed 9,000 yuan from me, and I lent it to him without thinking, but my amount was also because of the payment for the renovation of the house, and he told me to give it to me within a week, but there was still no news after a month, and I was very depressed, because the money was really urgent, and it was not a small amount.

Later, he was all kinds of fighting, texting, and looking for various classmates to contact him, and then he told me that because he had a falling out with his neighbor and had a fight with his neighbor and went to the police station for 15 days, he couldn't contact me and returned the money to me. But I learned from other classmates that he avoided me because he lost all my money because of gambling, and this kind of person really didn't want to associate with him again.

Therefore, in a society with a lack of credibility like the present, it is better not to borrow money than to borrow money!

In this society, everyone is struggling for profit, and they are all fighting for money. It doesn't matter who you owe to pay your debts, it's a matter of course, whether it's a relative, a friend, or a brother. Even the best relationship can't hurt feelings for money.

There is a saying that talking about money hurts feelings, and it is not bad to say that no matter what we face in the face of society, school, or whatever, we are not obliged to only pay and not to get back what belongs to us. Each of us is working hard for our own lives, and it is inevitably a disgusting thing and a nerve-wracking thing for friends not to pay back. We will think that the money is mine, and you ask me to borrow it, and you should pay it back to me, but if we don't pay it back for a long time, we all have a kind of vanity, and if we want it, we are afraid that others will say that you are too stingy, too stingy, afraid of other people's words, and hurt our feelings because of money.

In the face of such a thing, each of us will encounter, friends don't pay it back, the first time you can, I'll buy a lesson, the second time, no way, I don't have money, I won't lend it to you, you don't ask me why, you can talk about it, but I have a clear conscience. Anyone may encounter things and use money in a hurry, understandable and considerate, but if you don't repay the money, I lend you money, it's love, and if you don't pay back, it's excessive. You've gone too far, let's cut back on each other in the future!

On the other hand, depending on his own economic situation, if he has it, he doesn't want to pay it back, then he has lost the most basic integrity, and others are unwilling to contact; If he really doesn't have any money, and he's not in a hurry to use it, then we will depend on the situation. Give him some time, and remind him in another way that you still owe me money! Move with affection, know with reason.

When it comes to borrowing money, I'm angry! It was not long after we got married, one day my husband gave me a transfer record, the list of the transfer record has been a little yellowed, maybe it is a long time, I have been a little unclear, it took me a long time to see clearly that it is a 2000 yuan transfer record! I asked him what was going on, and he said that when he first went out to work, the salary at that time was only about 3,000 yuan a month, and he lent it to a colleague, I said you are stupid, 2,000 yuan was a lot more than ten years ago, how can you say that you can borrow it, and it is a person who only knows the name and **, and is not your own good friend.

So the 2,000 yuan was wasted. That person went to another place, his mobile phone number was changed, and he couldn't be contacted, let alone asking for money! Hey, my husband is actually still hiding the truth, and he can't ...... stupidly<

In fact, there is nothing wrong with saying "it is easy to borrow and repay, and it is not difficult to borrow again", even if a good friend is like you when you borrow money, you must make an IOU, or keep this transfer record! First the villain, then the gentleman, that's not wrong at all! So I summarized a few points about how we coped if my friend borrowed money and didn't pay it back!

1.If the money borrowed from you by a friend has not been returned within the agreed period and there is no explanation (for example, the friend said that there is no money in hand recently, it is really difficult, and it will be returned after a period ......of timeIf you want to do it, we will directly say that the money you borrowed has expired, whether it can be returned, and ask for money decisively! It's best to choose some suitable periods, such as poor cash flow for business, or when a bad relative in the family is sick, which is when you need money, so it's easier to get up, because at that time you helped him when he was in trouble, so he should return your money to himself when you are short of money!

2.It's that I'm embarrassed to ask for money in person because of my friend's face, so I have to find a mutual friend between the two of you and ask this friend to help convey it, saying it's time to pay back the money! <>

In short, borrowing money must be divided into people, but also to distinguish the situation and then borrow, the so-called emergency does not help the poor, if a person loses all the gambling, want to borrow money to turn over the situation must not borrow, because gambling wins and losses are uncertain, it is possible that your money is gone, it will also promote his bad habits!

Three years ago, I had a friend who owed me 10,000 dollars. At that time, the reason why I borrowed him money was because he was almost able to buy a car for him, so he borrowed money from him, and at that time he promised me to give it to me during the New Year's Eve, but it has been delayed for two years. He didn't give it to me, and then when I was pregnant with my second child during the Chinese New Year last year, I wanted to give back the 10,000 yuan.

I said that you clearly said that you gave it to me during the New Year, why didn't you give it to me? Do you know where I am now? I have two children at home soon, and my family has a lot of expenses, why don't you consider my feelings?

I've been lending you this money for two years, and you've been dragging it out until now, and I haven't said anything, but now that I'm in a hurry, I think you should pay it back to me. It's not difficult for our friends to borrow whatever they want, but like you, will I dare to lend you money in the future?

Later, I had no choice but to tell my husband about it, and my husband said, I owe you for two years, and I haven't paid it back, I said it's not a matter of owing two years, if at the beginning, he borrowed this money from me, and then said that he would pay it back after two years, I wouldn't chase her, and I wouldn't be angry, the key is that he always doesn't keep his word here, I'm quite angry. And my husband just hates the kind of people who don't abide by the concept of time and don't use their credits.

Later, my husband asked me to call ** to him, and I told my husband that this is not good, after all, he is my friend, so we will not be able to play in the future. My husband said that a friend like this will play with him in the future? When you borrow money, it is your grandson, and now you ask him to pay back the money and now you don't pay it back, she doesn't understand your feelings, why should you be considerate of him?

Being a human being is like this, they all understand each other. <>

Later, my husband called him **, told him, and warned him. You can't be so unprincipled, and then he transferred the money to me at noon that day, so he said that he also managed to transfer it to me. Later, he also apologized to me, saying that he shouldn't have done this, it was all his fault, and then I didn't blame him, I hope he won't do this again in the future, because friends, if they continue to get along, they must be trust and honesty.

In life, we will meet those friends, relatives owe you money and do not pay back, you talk about various reasons, at this time I think it is not to hinder face, should be straightforward to let the other party repay the arrears, this is a natural thing, so the first point is not to feel embarrassed.

What to do with people who owe money?

1. Open directly when it expires.

Friends who have not repaid their debts when they are due may not be able to repay, may have forgotten, or may even have no intention of repaying at all, but no matter what, as long as they forget to repay the money, they can take the IOU and tell their friends clearly. Regardless of the outcome, it is necessary to negotiate first, and if the negotiation fails, other methods will be adopted. Book lead.

2. Look at the right time to ask for it in person.

This method depends on the opportunity to exercise, for example, when everyone is together, and you just need money, it is best to have a friend in the scene, open your mouth and ask the borrower to ask for it, people nowadays generally have a good face, in that case, and he just happens to be able to change, it is generally a better time.

3. Reverse borrowing.

When a friend refuses to repay the money, you can tell the other party to borrow money to deal with the emergency, and the amount borrowed can be about the same as the amount you lend out is naturally the best. If the other party remembers that they still owe you money, it is easier to pay it back automatically, but if the other party does not mention repaying the money but lends you money, then you can mention the matter of lending money to him, and then you can get the money.

Once you encounter a situation where you don't pay your debts, whether you are a friend or someone else, you must be good at protecting your rights and interests and ensuring that your money is not lost. But how could Liang want to communicate with the person who borrowed the money, and if he really didn't want to get his money back, he had to solve it in accordance with legal means.