Is the installment regular? Is the installment music regular?

Installment is an installment loan platform founded in Shenzhen in 2013 and operated online after being tested by the China Banking Regulatory Commission and authorized by the National Credit Information Center, so it is absolutely legal.

Installment Le and JD.com's network operators** have established long-term strategic partners, providing different consumer loan models, which have been favored by the public, and have the basic rights and interests to defend their rights to national laws.

It is precisely because of its legitimacy that the national legal department has also issued a series of policies for the overdue situation of installment loans, and for the non-repayment of installment loans, the first is to leave bad loan records on personal credit, and secondly, there is a fundamental obligation to impose criminal penalties on malicious loan personnel.

The interest rate is not high.

The parent company of Installment is Shenzhen Installment Network, which has a formal financial license and is a formal platform.

Nowadays, there are many small loans on the market that are relatively easy to apply for, and the online application and online loan mode are directly adopted, and there is no need to provide mortgage guarantees, and you can borrow money completely with personal credit. For small loans, it is best to choose formal institutional products, and the borrowing cycle is long, which will be safer, and the pressure of loan repayment is small, and it will not affect daily life and work

1. Have money to spend

It is a credit service brand under Du Xiaoman Finance, and Rich Spend is Du Xiaoman's lending platform, Du Xiaoman, which is the original finance, backed by such a licensed institution, and the loan products with Rich Spend are relatively more credible.

Licensed financial institutions such as Money-Spend United Bank and Consumer Finance Company provide services to borrowers, and the funds are authoritative and professional, and each time the loan is made, the password will also be reviewed, and the loan can only be put into the bank card in the borrower's own name.

Apply with ID card and bank card (except for college students), the maximum loan amount is 200,000, the lowest annualized interest rate, the fastest approval is 30 seconds, and the money arrives in 1 minute.

IOUs

It is a formal leading loan platform under 360 DigiTech, which can be applied for with ID card and bank card, the result of identity authentication is as fast as 30 seconds, the loan application is issued in 3 minutes at the earliest, and the money will arrive in the account as soon as 3 minutes after the application is successfully submitted.

360 IOUs can borrow up to 200,000!

3. Ping An's new loan

Ping An New First Loan is a pure credit loan product of Ping An Bank, which does not require the borrower to provide collateral and guarantee. The product can provide you with a loan of 1-500,000 yuan, with a term ranging from 12 months to 48 months, and the monthly interest rate is between them.

Although Ping An New First Loan is a loan product of the bank, the application process is simple and the payment is fast. If the borrower provides complete loan information, the funds can be released as soon as 1 day.

Now only ID card can be used to loan credit loan products, no guarantee and mortgage, is a loan applied for with personal credit, there are many loan platforms that provide credit loans, but there are also unreliable, loan applicants should pay attention to screening.

To see whether the loan platform is reliable, you can see whether it is owned by a licensed institution, whether it needs to be charged before the loan, and whether the loan interest rate is in line with national regulations.

A reliable loan platform, no pre-loan fees, the loan interest rate will not exceed the national legal range, and there will be a certain application threshold by the licensed institution, and not everyone can apply. Loans that claim to be available to everyone are often boring, so don't lower your guard for the sake of a successful loan.

Normal. Installment music.

In fact, it is a comprehensive online consumer loan platform, and borrowers obtain credit lines.

After that, you can make purchases directly at Installment Shopping**, or you can apply for a cash loan service on Le Card products. Installment even provides credit card repayment services for borrowers.

According to the instructions on the official website of Installment, borrowers can apply for a loan amount of up to 50,000 yuan, and the loan period is up to 36 months. The loan amount is provided by cooperative institutions, including Industrial and Commercial Bank of China and Bank of Shanghai.

Shanghai Pudong Development Bank, etc. The review conditions of each institution are different, but they will be comprehensively scored according to the applicant's credit conditions, past loan history, and big data of Xiaoqi Xincha.

Installment is a licensed consumer financial institution and is in contact with the central bank.

There is cooperation in credit reporting. When the borrower applies for installment shopping, he does not need to provide any mortgage and guarantee to the installment company, and can handle it with his own credit.

Small loans** are the most reliable and direct to the account, and compared with other loan methods, the loan application of the online loan platform is convenient and the loan is fast, but the application for online loan should pay attention to the formal large platform, which can better protect personal interests and information security.

At the same time, be careful not to pay pre-loan fees to avoid being scammed.

1. Micro loans.

WeLoan is WeBank.

One of its personal credit loan products supports borrowing and repaying at any time, with a maximum repayment period of 20 installments. After the user applies for the loan, he can borrow and repay at any time, and the amount can be recycled, and the account can be received in 15 minutes at the earliest, which is very suitable for users who need money urgently. The minimum daily interest rate of the micro loan is 200,000 yuan.

3. The degree is small.

Du Xiaoman's original name was finance.

It is a financial service platform under its umbrella, which has officially completed split financing and separated from independence. The maximum amount that users can apply for on Du Xiaoman is 200,000 yuan, and the maximum installment can be 24 installments, with the lowest annual interest rate.

Installment is a formal lending platform. The borrowing interest rate of Installment Le does not exceed 36%, and the institutions that lend to Installment Le are all licensed collapse financial institutions, so Installment Le is a formal lending platform. There is no upfront cost for users to apply for a loan in installments, and the loan interest rate will be within the legal range after the loan application is successful.

In addition, the loan record of installment music will be credited, and informal loan platforms will not cooperate with the People's Bank of China for credit information, so the credit investigation can also prove that installment music is formal.

If you need cash flow, it is recommended"There is money to spend"Also known as money to spend, it is a credit service brand under Du Xiaoman Finance (formerly Finance), with a daily interest rate as low as 200,000 yuan. The loan can be disbursed to the account in 3 minutes at the earliest.

According to the instructions on the official website of Installment Group, the borrower can apply for a loan amount of up to 50,000 yuan, and the loan period is up to 36 months. The loan amount is provided by cooperative institutions, including Industrial and Commercial Bank of China, Bank of Shanghai, Shanghai Pudong Development Bank and other group chains. The review criteria for each institution are different, but they will be comprehensively scored based on the applicant's credit qualifications, past loan history, etc.