How to negotiate repayment How to negotiate repayment of Anyi flower

In the process of repaying the Anyi Flower, if the user cannot repay the principal temporarily, he can take the initiative to negotiate with the customer service manager to repay the loan. Strive to negotiate a reduction in the monthly repayment amount, or agree with the customer service manager on when to repay the principal and interest, and the customer service manager will generally deal with it at its discretion, which is better than the user who has been overdue. The above is how to negotiate repayment related to Anyihua.

The amount of Anyi Flower can be recycled, so as long as the customer's Anyi Flower has an available quota, the customer can borrow it all the time. However, it should be noted that the system of Anyihua will evaluate customers from time to time, especially every time the customer borrows, it will be reviewed, and if the customer has bad behaviors, such as overdue, resulting in the failure of the comprehensive evaluation of the system, the customer may not recover the repayment amount later. If the quota is not restored, Anyihua has no available quota, and it will not be able to borrow again.

Therefore, if you want to make good use of Anyihua, you need to pay attention to repaying on time, maintain good personal credit, avoid bad behaviors such as overdue, and the accumulation of good credit history is conducive to increasing the borrowing limit. This article mainly writes about how to negotiate repayment of Anyihua, and the content is for reference only.

First, the front. If you can't repay the loan, you can indeed contact the platform's customer service for negotiation, but it is still difficult to only repay the principal and waive the interest, and it will basically be rejected by the platform.

2. Specific analysis.

Therefore, it is recommended to try to negotiate an extension of the repayment period and repay the arrears in installments, as the chances of success will be higher.

In order for the platform to agree, you must first explain clearly why you can't afford to repay it when negotiating, indicating that you don't deliberately owe money and don't pay back, but you really don't have enough ability to repay.

At the same time, you should express your willingness to actively repay the loan, and then apply for an extension.

If you don't explain your inability to repay, An Yihua will not easily agree.

When explaining the situation, you can also provide corresponding materials to support it, such as unemployment certificate, certificate of termination of labor contract, etc.

And before the negotiation, you should also try your best to repay the arrears, and you can repay little by little, so as to show Anyihua that you sincerely want to repay the loan.

An Yihua will consider it at its discretion, and if the application is still unsuccessful in the end, it can only find another way, such as trying to borrow money from relatives and friends to pay it back.

You can get the online loan big data report from "Beijian Quick Check", which includes information such as online loan history, online loan overdue details, debts, dishonesty information, and online loan blacklist.

3. What does it mean to be a member of Anyi Huayili?

Elite membership is a membership service provided by Tranquility, and whether or not to open an Elite membership depends on the user's personal wishes.

After the user has opened an eLI member, the system will automatically renew the fee every month, but it should be noted that the eli member cannot help pass the loan review.

Therefore, if a user wants to apply for a loan from Anyihua, there is no need to open an Yili membership.

In addition, if Anyihua cannot pass the review or cannot disburse, the user can resubmit the loan application, and after the application fails again, he can try to apply for another loan.

Summary. If you can't pay off it completely when it expires, you can contact customer service to apply for a postponement of repayment. However, if you want to apply for a deferment of repayment, you will first need to purchase the flexible repayment package service provided by Anyihua, which costs 40 RMB.

The specific operation method is to open Anyihua and enter the repayment page, you can see an option to repay in advance or deferred. If you want to apply for a deferment of repayment, you must choose one week before the repayment date, and you can postpone the repayment by one month.

If you can't pay off it completely when it expires, you can contact customer service to apply for a postponement of repayment. However, if you want to apply for a deferred repayment period, you first need to purchase the flexible repayment package provided by Anyihua, which costs 40 RMB. The specific operation method is to open the Anyi Mo Dialect Flower and enter the repayment page, and you can blindly see an option for early or deferred repayment.

If you want to apply for a deferment of repayment, you must choose one week before the repayment date, and you can postpone the repayment by one month.

1) Search for "Anyi Flower" in WeChat***, *** appears, click to follow and enter; (2) Click on the "Personal Center" below the *** friend (3) Find the "Help Center" in the personal center (4) We will enter the home page of the Help Center, click on the "**Customer Service" in the lower left corner (5) In the search bar below, search for "manual customer service", and the navigation bar will pop up (6) We see this "How to apply for an extension during the epidemic" Click on the "epidemic" and fill in the relevant information. After the feedback, you can call the land-based manual ** 952251 for confirmation.

1.If you can't repay the loan and want to negotiate a postponement, if you have purchased a flexible repayment package when applying for a loan, you can directly find the "early deferred repayment" option on the repayment page, or you can directly apply for a deferred repayment service 3 to 7 days before the repayment date to postpone the loan for one month. 2.

As for the customers who did not purchase a flexible repayment package when applying for a loan, they can only call ** (**is: 952251, working hours are from 9 am to 22 pm) rotten skin contact the customer service of Que Lixiang for negotiation, you can first explain the situation that the individual does not have the ability to repay, indicating that it is not intentionally overdue, and at the same time provide corresponding supporting information, and then express their willingness to actively repay, and then submit an application for extending the repayment period and repaying the arrears in installments. 3

The Anyihua platform will be considered at its discretion, of course, the other party will not necessarily agree, so.

There are two repayment options:

1) Automatic repayment: Just one day before the repayment date, ensure that the repayment bank card (i.e. the receiving bank card selected when borrowing) has sufficient funds and the repayment amount is still needed.

The payment will be automatically debited in the early morning of the repayment date.

2) Active repayment: enter at any time"Ease flowers", click"Repayment"Follow the prompts on the page to complete the repayment.

The specific repayment steps are as follows:

Step 1: First of all, we open WeChat, enter the search page of the subscription account, and then we search for [Anyihua] to get the search results, and then we click to open and log in to the account we need to repay.

Step 3: After we click to open [Borrow Repayment], then we click the [Repayment] option in the open options.

Step 4: After clicking the [Repay] option, then we will enter our personal bill page, and then we can see our repayment bill for this month, and then we can make the repayment.

Then the operation steps are basically the same, we click the [Repay] button in the page.

Step 6: After entering the repayment page, we can repay the loan, but the bill can only be issued after the 12th of each month. So we need to wait until the 12th to see the amount we need to repay.

Anyihua is a product launched by Immediate Finance, which supports many capital projects, and the more popular one is the loan business. There are many kinds of online loans, and Anyihua is a relatively reliable one, with a strong background and high risk control ability.

Operating environment: brand model: Huawei P30

System version: harmonyOS

First of all, the cosy flower.

When taking out a loan, the customer service manager will generally ask about the repayment method of the loan.

Then there is the equal principal.

The monthly repayment is less and less, and the monthly repayment amount in previous years is more) or equal principal and interest.

The same amount is repaid each month).

Choose a repayment method according to your own repayment ability.

During the repayment process, if you cannot repay the principal temporarily, you can negotiate with the customer service manager on the repayment method.

Finally, either reduce the monthly repayment amount, or agree with the customer service manager when to repay the principal and interest, and the customer service manager will generally deal with it at its discretion, which is better than if you are overdue.

Extended Material: Loans.

The occurrence of loan risk often begins at the loan review stage, and the disputes that occur in judicial practice can be seen that the risk of taking fiber per mu in the loan review stage mainly appears in the following links.

1) The content of the review is omitted, and the bank's loan examiners are omitted, resulting in credit risk. Loan review is a meticulous work, which requires investigators to conduct a systematic investigation and investigation on the qualifications, qualifications, creditworthiness, and financial and property status of the loan subject.

2) In practice, some commercial banks do not conduct due diligence.

However, the relevant loan examiners often only pay attention to the identification of documents, but lack due diligence investigation, which makes it difficult to identify fraud in loans, which can easily cause credit risks.

3) Many erroneous judgments are caused by the bank's failure to listen to expert opinions on the relevant contents, or professional judgments by professionals. In the process of loan review, it is not only necessary to ascertain the facts, but also to make professional judgments on the relevant facts in terms of law and finance. In practice, most of the loan approval process is not very rigorous and in place.

Review the legal status of the borrower with regard to the legal establishment and continued existence of the borrower. If it is an enterprise, it should check whether the borrower is established in accordance with the law, whether it has the qualifications and qualifications to engage in relevant business, check the business license and qualification certificate, and pay attention to whether the relevant licenses have undergone annual inspection or relevant verification.

4) Regarding the borrower's creditworthiness, the borrower's registered capital is examined.

whether it is compatible with the borrowing; Examine whether there is any obvious evasion of registered capital; past borrowing and repayment; and whether the borrower's product quality, environmental protection, tax payment and other illegal circumstances that may affect the repayment.

Hello, you can negotiate, which is often called the suspension of interest. The benefits and harms of interest suspension and interest suspension are the benefits of interest suspension first, the penalty interest can be reduced and reduced, and you do not have to bear the high penalty interest that has been generated. Second, stop the interest, do not increase the interest for up to five years, and repay the principal every month.

Third, no more collections, no more prosecutions. Fourth, you can repay a small amount of money every month, so you don't have to worry about being afraid, and you can also free up more experience to work hard. There are also two major harms to the suspension of interest rates and the lack of accounts.

The first is that after the negotiation is successful, your credit report will reflect a fingertip, which means that you are basically insulated from all the bank's loan business and credit cards. The second point is that when you negotiate successfully, you can't have another overdue, because once overdue, the previous agreement will be invalidated, and interest will be compounded according to the amount before the negotiation, so we must take into account our ability to repay when negotiating.

Anyihua can apply for a deferral of repayment.

The premise of applying for deferred repayment is that users need to purchase a flexible repayment package of 40 yuan, and the operation path is to find the option of [Deferred Repayment in Advance] on the repayment page of Anyihua, and click on this option 3 days to 7 days before the repayment date to apply for 1-month deferred repayment; However, users who have not purchased a flexible repayment package are not eligible for deferred repayment.

If you don't want to buy a flexible repayment package, but you can't repay the loan when it expires, you can try to contact customer service and apply for a deferment of repayment, but the probability of success is very small.

Under normal circumstances, Anyihua will give each user a 3-day grace period for repayment, and some users with excellent qualifications will have a longer grace period, and after the grace period for repayment, the overdue information will be uploaded to the central bank for credit; It is recommended that users fulfill their repayment obligations on time and maintain a good repayment record so as not to affect the next loan.

It should be noted that during the overdue grace period, Anyihua will charge an additional penalty interest on the overdue principal every day until it is overdue, and the borrower must repay the loan on time to avoid losing more money.

Summary. The methods for Anyihua to negotiate a postponement of repayment are:1

First call the **** 952251 of consumer finance (connection time: Monday to Sunday from 9 a.m. to 22 p.m.) to contact the customer service staff of the Anyihua platform, and then explain to them the specific reasons for the overdue loan, and explain that they do not have the ability to repay at the moment, so as to show that they are not deliberately overdue and do not repay, but are indeed unable to repay, and it is best to provide corresponding information to support it. 2.

Express your sincerity in repaying the loan, and then you can try to apply for an extension of the repayment period and repay the arrears in installments. The platform should be considered at its discretion. If the negotiation is successful, the arrears can be repaid according to the newly negotiated repayment plan.

If the negotiation fails, it is recommended to appropriately adjust the extension plan proposed by yourself, and communicate and discuss it a few more times.

Monday to Sunday from 9 a.m. to 22 p.m.) to contact the customer service staff of the Anyihua platform, and then explain to them the specific reasons for the overdue loan, and explain that they do not have the ability to repay at the moment, so as to show that they are not deliberately overdue and do not repay, but are indeed unable to repay, and it is best to provide corresponding information to support it. 2.If you express your sincerity in repaying the loan, you can then try to apply for an extension of the repayment period and repay the arrears in installments.

The platform should be considered at its discretion. If the negotiation is successful, the arrears can be repaid in accordance with the newly negotiated repayment plan. If the negotiation fails, it is recommended to appropriately adjust the extension plan proposed by yourself, and communicate and discuss it a few more times.

If you are overdue after using the online loan, the first thing to do is to actively raise funds to repay the arrears. If you can't repay the arrears within a period of time, then you can negotiate with the customer service tenant through the ** or app** customer service of the online loan institution, and the customer service staff will ask the debtor to submit relevant supporting materials, and if the relevant materials of the debtor meet the regulations, they will help the debtor to postpone the repayment.