The Chinese bank is better off stating its good reasons

Online banking, the first choice of ICBC, because of his best security factor, and won the title of the first place in Chinese mainland online banking! Consumption can choose some development banks, and there are few handling fees for inter-bank withdrawals! Of course, the four major state-owned banks are not bad, if you choose credit card consumption, the first to recommend China Merchants Bank and Bank of Communications!

It's really well done, and it's a good deal! Bank of China is the right hand of the People's Bank of China, and its business is a comprehensive business derived from foreign exchange to the present, and the daily turnover of the international market alone, there are 60 of which are in charge of the country by the Bank of China! Generally speaking, the four state-owned banks are almost the same, and the original single main business has been extended to the comprehensive business field!

It's just that the four state-owned banks have their own part of the business! If you have abundant funds, you may wish to consider Citigroup, HSBC and Hang Seng, their wealth management product lines are relatively rich, of course, if you are only limited to domestic investment, four banks are enough! I'm focusing on ICBC's wealth management products a little more!

The fees for major bank cards are 10 yuan! Only a small number of banks such as China Merchants Bank, Minsheng, (and GF) do not have bank debit card fees.

The state-owned Industrial and Commercial Bank of China (ICBC) is better than the other three in terms of products and services. Due to the fierce competition, commercial banks will start with services, fees, and products, and compete with each other at the same level. In fact, whether it is good or not, the direct embodiment is the cost problem, if you are in a prosperous city, the average quality is relatively high, such as Shenzhen, then basically every bank will pay attention to the service attitude, this is based on the different places have different situations.

Although every bank has its own points, when it comes to China Merchants Bank, I believe everyone will say that it is good. Fortunately**? Serve!

If something goes wrong, call 95555 at any time, and we will patiently help you solve it. This is something that only those who have used it can understand.

At present, there are a total of 12 joint-stock banks in China, namely China Merchants Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank, Huaxia Bank, China Minsheng Bank, Guangfa Bank, Industrial Bank, Ping An Bank, Zheshang Bank, Hengfeng Bank and Bohai Bank.

Among the 12 joint-stock banks, China Merchants Bank is currently the best in terms of profitability and reputation.

Let's start by comparing the profitability of 12 banks.

The chart below shows the performance of 12 joint-stock banks in 2018.

<> judging from the data released by major banks in 2018, China Merchants Bank is the largest among the 12 banks in terms of operating income, net profit and asset scale, with operating income nearly 90 billion yuan more than that of Industrial Bank, which ranked second, and net profit of 12.5 billion yuan.

Among the 12 banks, in addition to the non-performing rate maintained by Zheshang Bank, China Merchants Bank is the second lowest non-performing bank, as of the end of 2018, the non-performing rate is only, which is much lower than the industry average.

Moreover, the profitability of China Merchants Bank is not only stronger than that of the other 11 banks, but its profit in 2018 even surpassed that of Bank of Communications, ranking fifth in the country.

Therefore, from all aspects, China Merchants Bank is currently the most profitable of the 12 joint-stock banks.

Let's take a look at the reputation of 12 banks.

The specific reputation of the 12 banks is strong, we can compare it with customer service capabilities, customer evaluations, brand influence, etc.

The chart below is the result of a 2016 customer satisfaction survey conducted by an institution on some of the major banks in the market

<> it can be seen that China Merchants Bank ranks second after Minsheng Bank in terms of customer satisfaction. However, three years have passed since 2016, and China Merchants Bank has greatly improved in terms of product innovation and customer service, so if we do a survey like this in 2019, I think China Merchants should rank first in customer satisfaction.

The figure below is the 2018 China Commercial Bank ** Comprehensive Service Level Ranking

<>, China Merchants Bank is in fourth place after ICBC, CCB and Bank of China, but if you consider other channels such as WeChat banking and mobile banking, I think that China Merchants Bank can at least rank among the top 2 in the country in terms of digital banking services.

The chart below shows the 2019 World Bank Brand Value Rankings, in which China Merchants Bank rose from 11th place last year to 9th place, ranking behind the big four banks among domestic banks.

<> after taking into account various evaluation factors, China Merchants Bank is still ranked first among the 12 joint-stock banks in terms of word of mouth.