Do you need to buy a house now? Or wait?

First, the first is to analyze the current house prices. Looking at the current average house price of a city, it can be seen that the supply and demand relationship of a city, if it is oversupply, it means that the house price is on a downward trend, you can consider buying a house, if the supply is less than demand, the house price will also appear in the lower range, and it is not very suitable for buying a house.

Second, look at the trend of macroeconomic control policies, the degree of tightness of macroeconomic control policies has a direct impact on housing prices, so before buying a house, analyze the current macroeconomic control background, and then decide when it is suitable to buy a house.

Third, look at the city's transportation construction and future urban transportation planning. In addition to supply and demand, housing prices are also affected by transportation. The more convenient the transportation, the corresponding housing price will definitely be higher.

Fourth, looking at the operation of local intermediary companies, the sales of the real estate market are directly linked to the performance of intermediary companies, so the performance of intermediary companies can directly reflect the trend of the local real estate market.

Fifth, we should look at the financial policies of banks, mainly in terms of loans and interest. If the interest rate of the loan goes up and the interest increases, it obviously means that you will have to spend a lot more money to buy a house, which is not suitable for you to buy a house.

Sixth, and most importantly, it still depends on your financial ability, if your financial ability is strong enough, it is more appropriate to buy a house at any time.

I just need to buy it.,Buy it while there's an event.。。。 Personally, I think it is quite difficult to reduce prices on a large scale.

The suggestions are as follows: when buying a house, you should take into account your own family strength and situation, and you can't overdraft too much family income because you want to buy a bigger house, which will affect your future life. Some buyers, due to illness or other changes in their family members, are unable to pay off the mortgage within a limited time, and later the house is not in hand, and they end up in a lawsuit.

Therefore, when buying a house, you must have a reasonable loan amount and repayment period, and the mortgage pressure should be within the range of the family's financial tolerance to ensure the future quality of life. Therefore, you can buy a house at any time you just need it, and you can buy it if you can, but the premise is that you are ready to get on the bus, watch more, ask more questions, and think more to avoid unnecessary losses. In the face of unattainable housing prices, the methods and skills of buying a house with a monthly salary of 5,000 are basically unknown.

For the optimistic house, if you can get out of the future appreciation space, you must make a decisive move, and the house can indeed be more stable than the business in a certain period of time.

In fact, owning your own home is never a rigid need, but a place to live is. But to meet the needs of a place to live, you can not only buy a house, but also rent a house.

So if you look at Europe, the United States, Japan, and other countries where the state is reached, it is normal for families with good economic conditions to rent all the time.

But China is different, because there are a lot of things attached to the house. For example, children's education. Without going into details, families with children understand what I'm talking about. In layman's terms, if you don't have a house, even if you have a hukou, your children can basically only go to a vegetable school to study.

So you see that the rent-to-sale ratio of houses in China is very low, about 2%, and even lower in first-tier cities. Rent-to-sale is more commonly speaking, if a house with a market price of 1 million is rented, the annual rent is almost 20,000. 2% is obviously very low, for example, if you buy some bank wealth management at least 3%-4% a year, to put it bluntly, the house price is too high.

A large part of the room is due to the added value that the house brings.

So, if you don't plan to get married or plan to dink or don't care what school your children go to, then it's definitely appropriate to rent a house. According to the 35% down payment ratio for the first house, whether it is in the 1st tier city or the 18th tier city, if the monthly payment is used to rent a house, the quality will definitely be much higher than that of the house bought. This means that if you rent a house, you can have a better quality of living with the same expenditure, and you can also save a large down payment.

So in comparison, the advantage of renting a house is to save money and have a better quality of living. The advantage of buying a house is the education of children, not to mention that buying a house in many cities can be settled directly. And the hukou itself corresponds to social security and so on.

There are pros and cons, but in general, the vast majority of people are still more inclined to buy a house, in addition to the benefits of buying a house mentioned above, there are also some potential pressures to rent. For example, the pressure of wives and mothers-in-law, after all, women have a stronger demand for owning their own house than men (the security that comes with a house as a fixed asset). Another example is the subtle pressure brought about by the daily discussion and communication of relatives, friends and colleagues.

Of course, you can say that I don't care what other people do, but after all, we are not isolated individuals, and it is very difficult to stick to our original ideas without being influenced by the outside world at all. Just like many parents of children, when their children are young, they will say that they will be happy with education when they read in the future, and their children will be happy. But when the child really reads, he often has to go outside to sign up for various tutoring classes for the child.

As an ordinary person, making the same choice as most people may not be the best choice, but it is often at least not the worst choice.

Since the introduction of the new real estate policy, both the real estate company and the head of the household have encountered certain troubles. According to the latest real estate policy, the current domestic commercial housing is calculated from the date of purchase, and only has 70 years of use rights.

To put it simply, it means that the house that was bought for millions of dollars has only 70 years of use, and it will be returned to the state after the expiration of the year. This situation is not only for commercial housing in the city, but also for the self-built houses in the countryside are customized with the relevant service life, which is also to curb the excessive and abnormal soaring of real estate.

More than one million is a huge amount of money for an ordinary person, and now he has spent all his savings, and he has to owe a lot of debts to the bank, and he only has 70 years of real estate use time in exchange, so is it really worth buying for contemporary young people? Judging from the data, I believe that most people would rather rent a house than buy a house, but in fact, buying a house has become a must-do.

In today's era, having a house is half the battle, and it will help you in your future marriage and career. In such a situation, the house is almost the ultimate goal of today's young people.

Issues such as children's education, medical care, household registration, etc., after buying a house in the local city, these problems are simplified. The most obvious is education, such as Guangzhou and Hangzhou, there are many foreign workers, who come to the city to work hard just to live a better life, and some of them also bring their children with them, so reading has become a problem.

Although it is said that it is now a nine-year compulsory education, the education policies of various places are different, and many students from other places have to go back to high school when they reach junior high school, because now students from other places are not allowed to go to local cities to take the college entrance examination. If you want to stay in the city and take the college entrance examination, then the house has become an important foundation, followed by various other conditions. In such a situation, it is no longer a worthwhile question whether to buy a house, but it has risen to the point where the benefits outweigh the disadvantages.

Housing has become a contemporary necessity, you don't buy behind there are still a large number of people waiting, buy and let yourself be burdened with heavy debt, according to the current development of the real estate industry, the demand for housing has been gradually reduced. Whether or not to buy a house is entirely a personal decision, and there are both advantages and disadvantages.

Hello dear!! Those who just need to buy a house now are still suitable when they really need it. For those who just need it, whether it is suitable to buy a house now needs to be evaluated and analyzed according to your specific situation, mainly considering the following aspects:

1.Demand: If you do need a home, such as getting married, children going to school, etc., now may be a good time to buy a home, because the current real estate market is relatively stable, housing prices are relatively stable, and there will be no big ups and downs.

2.Economic situation: If you have enough funds and the ability to repay, buying a house now is something to consider.

However, if you have relatively weak financial means, buying a home may cause you greater stress and burden, and you need to consider it carefully. 3.Policy Situation:

At present, the state's regulation and control policy on the real estate market still exists, if the house you need to buy belongs to a hot area in a hot city or hot area, you need to pay attention to the changes and impacts of relevant policies and regulations to avoid adverse effects on your home purchase plan. It should be noted that there are certain uncertainties and risks in the fluctuations and changes of the real estate market, and it is necessary to conduct sufficient investigation and analysis before buying a house, and to evaluate and make decisions based on your own specific situation. At the same time, buying a house is a very important thing, and it is recommended that you prepare and plan thoroughly, and do not blindly follow the trend or make decisions on the spur of the moment.

Summary. Those who just need it are suitable to buy a house now. From the perspective of housing purchase policy and interest rate, it is indeed a good opportunity to buy a house at this stage.

1. In terms of policy, in the past two years, we have continuously optimized, especially in some popular cities, which has lowered the threshold for buying a house and encouraged people with house tickets and ability to buy houses; In terms of interest rates, the current interest rates in most cities are around or even lower, although they are not the lowest in history, but they are also relatively low interest rates.

Those who just need it are suitable to buy a house now. From the perspective of housing purchase policy and interest rate, it is indeed a good opportunity to buy a house at this stage. 1. In terms of policy, in the past two years, we have continuously optimized, especially in some popular cities, which has lowered the threshold for buying a house and encouraged people with house tickets and ability to buy houses; In terms of interest rates, the current interest rates in most cities are around or even lower, although they are not the lowest in history, but they are also relatively low interest rates.

2. From the perspective of the general economic environment, buying a house at this stage needs to have the ability to resist risks, even if it is just needed, it also needs to be combined with its own economic situation and expected income to avoid supply interruptions. Therefore, it is recommended to prepare at least one to two years of monthly payment in addition to preparing a down payment before buying a house to reduce the risk.

Combined with your own situation, in the case of economic slack, you should think clearly about the needs of buying a house, self-living plus school, then you need to pay attention to the primary and secondary needs during the selection of a house, especially in the case of limited economy, it is more necessary to focus on the main needs. It is recommended to start with the second-hand house, see more comparisons, and find a house that suits you.