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To put it simply, large and medium-sized cities are treated differently
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Legal Analysis: Give full play to the role of the joint conference. Use the platform of the joint conference on promoting the healthy development of the real estate market to guide, coordinate and promote the supervision of the city's real estate market, implement departmental management responsibilities, strengthen coordination and cooperation, strengthen information exchange, strengthen policy implementation, and improve the effect of policy implementation.
Strictly implement the policy of restricting the purchase of erected buried houses in Zhusen. If both spouses are divorced and one of the spouses purchases a commercial house within 3 years after the divorce, the number of housing units owned by the spouse is calculated based on the total number of housing units in the family before the divorce. Strictly implement differentiated housing credit policies.
Strengthen the centralized management of real estate loans, strengthen the prudent management of personal housing loans, and guide commercial banks to strictly control the pace and speed of the issuance of personal housing loans, so as to prevent the issuance of personal housing loans too quickly. Guide commercial banks to further strengthen the management of loan approval, and increase the verification of buyers' down payment funds** and loan repayment ratios. Prevent credit, consumption, business loans and other funds from flowing into the real estate market in violation of regulations.
Legal basis: "Law of the People's Republic of China on the Management of Urban Real Estate" Article 60 To obtain land use rights by way of transfer or allocation, you shall apply for registration with the local people's land management department at or above the county level, and the local people's land management department at or above the county level shall verify that the land use right certificate shall be issued by the people at the same level.
If a house is built on the land for real estate development obtained in accordance with the law, it shall apply for registration with the local people's real estate management department at or above the county level with the land use right certificate, and the local people's real estate management department at or above the county level shall verify and issue a house ownership certificate. When real estate is transferred or changed, it shall apply to the local people's ** real estate management department at or above the county level for real estate change registration, and apply to the people's ** land management department at the same level for registration of change of land use right with the changed house ownership certificate, and the fiber file shall be verified by the people's ** land management department at the same level, and the people's ** at the same level shall replace or change the land use right certificate.
Where the law provides otherwise, it is to be handled in accordance with the provisions of the relevant laws.
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Legal analysis: 1. Suspension of the issuance of third home loans: All commercial banks have suspended the issuance of loans for the purchase of the third house or above by residents, and consumer loans are prohibited from being used for the purchase of housing.
2. Promote the pilot of real estate tax reform: China will accelerate the pilot of real estate tax reform and gradually expand it to the whole country.
3. Limit the number of housing units in some cities: Cities where housing prices are too high, too fast, and tense should limit the number of housing units purchased by residents within a certain period of time.
4. Real estate companies will stop issuing ** bonds and will not give loans.
Legal basis: "Law of the People's Republic of China on the Management of Urban Real Estate".
Article 1 This Law is enacted in order to strengthen the management of urban real estate, maintain the order of the real estate market, protect the legitimate rights and interests of real estate rights holders, and promote the healthy development of the real estate industry.
Article 2 Within the scope of State-owned land in the urban planning area of the People's Republic of China (hereinafter referred to as State-owned land), the land use right of land for real estate development is obtained, real estate development and real estate transactions are engaged, and real estate management is implemented, which shall comply with this Law.
"Houses" as used in this Law refers to buildings and other buildings and structures on land.
The term "real estate development" as used in this Law refers to the construction of infrastructure and housing on land on which the right to use state-owned land has been obtained in accordance with this Law.
For the purposes of this Law, the term "real estate transaction" includes real estate transfer, real estate mortgage and house lease.
Article 3 The State shall implement the system of paid and limited use of State-owned land in accordance with law. However, the State shall not allocate the right to use State-owned land within the scope provided for in this Law.
Article 4 The State shall, in accordance with the level of social and economic development of the reeds, support the development of residential construction and gradually improve the living conditions of residents.
People play with words and make a fart.
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