How much is the interest of 10,000 yuan a year, and how much is the interest of 10,000 yuan a year

It is a daily interest rate, so if you borrow 10,000 yuan a daily interest rate, you will have to pay 10,000 * yuan per day.

The daily interest rate is the interest calculated on a daily basis, expressed in a few ten-thousandths of the principal, usually called a few cents of a millimeter per day. For example, the daily interest rate is 1%, that is, the principal is 1 yuan, and the daily interest is 1 cent. (1 centi. = yuan, one milli = yuan).

The daily interest rate does not have much practical significance for ordinary bank depositors, but it is widely used in the process of large enterprises, banks, ** companies or other non-financial institutions to carry out large amounts of short-term financing.

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Your question is too general! Are you depositing? Or a loan? What is the interest rate? Is it to go to the big bank? Or a local bank? Wait, the lack of conditions is not your problem!

How much is the annual interest of 10,000 yuan, the interest rate of each bank is different, and the interest generated is also different.

Suppose we deposit 10,000 yuan in the bank for one year, take the deposit interest rate of the People's Bank of China as an example: demand deposit: The benchmark interest rate of the People's Bank of China demand deposit in 2021 is. Then the interest of 10,000 yuan deposited in the bank for one year is 10,000 * yuan.

Fixed Deposits:1Whole deposit and whole withdrawal. The benchmark interest rate for one year is, then the interest of 10,000 yuan deposited in the bank for one year is 10,000 * yuan.

2.Fractional deposit and withdrawal, lump sum deposit and withdrawal, principal deposit and interest. The benchmark travel interest rate for one year is, then the interest of 10,000 yuan deposited in the bank for one year is 10,000 * yuan.

How to express the interest rate:

1. The annual interest rate is expressed as a percentage, the monthly interest rate is expressed in thousands, and the daily interest rate is expressed in thousandths.

2. The annual interest rate of 6% is written as 6%, that is, the interest rate of each 1,000 yuan deposit is 60 yuan, and the monthly interest rate of 5% is written as 5, that is, the monthly interest rate of 1,000 yuan deposit is 5 yuan, and the daily interest rate of 1 percent 6 millimeters is written as, that is, the daily interest rate of 1,000 yuan deposit is 1 jiao 6 cents.

Deposit period provisions:

1. When calculating interest, the number of days of deposit shall be counted as the beginning and not the tail, that is, from the date of deposit to the end of one day before withdrawal;

2. Regardless of leap year or ordinary year, regardless of month size or month, the whole year is calculated as 360 days, and each month is calculated as 30 days;

3. The maturity date of all kinds of fixed deposits is calculated on a yearly, monthly, and daily basis. That is, from the deposit date to the same day of the next year and the same month as a pair of years, and the deposit date to the same day of the next month is a pair of months;

4. On the maturity date of regular savings, such as not working on statutory holidays, you can withdraw it one day in advance, and the interest will be calculated as if it is due, and the procedures will be handled with early withdrawal. Carry the town group <>

According to the central bank's benchmark interest rate, the interest of 10,000 yuan deposited in the bank for one year is:

1.The interest rate of the lump sum deposit for one year is 10,000 yuan, and the interest rate of the lump sum deposit and withdrawal for one year is 10,000 yuan.

2.The interest rate of the lump sum deposit, the lump sum deposit and the interest of the principal and the interest of the deposit for one year is 10,000 yuan, and the interest rate of the 10,000 yuan is 10,000 * yuan.

Further information: 1. Bank interest rates.

The bank interest rate is the ratio of the amount of interest to the principal over a certain period of time, usually expressed as a percentage, and is called the annual interest rate when calculated on an annual basis. The formula is: interest rate = interest amount principal time 100%.

Adding x100% is to switch the number to a percentage, which means the same as multiplying one, and can be omitted from the calculation, just remember. Generally speaking, interest rates are expressed in the following ways: annual interest rate, monthly interest rate, and daily interest rate according to the measurement period standard.

There are various interest rates for bank deposits, such as current deposits, lump sum deposits, and lump sum deposits. The money deposited in the bank is called the principal; The money overpaid by the bank when withdrawing money is called interest; The ratio of interest to principal is called interest rate.

2. Fixed deposits.

Time deposits are also known as "certificates of deposit". The bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity. Some CDs can be sold in the market before maturity when the depositor needs funds; Some certificates of deposit are non-transferable and require the depositor to pay a fee to the bank if he or she chooses to withdraw funds from the bank before maturity.

Cash and current savings deposits can be directly applied for fixed savings deposits, and the minimum deposit amount for regular account opening is 50 yuan, and there is no limit to more deposits.

The deposit period is 3 months, 6 months, 1 year, 2 years, 3 years, and 5 years. You can withdraw part of the deposit in advance once, and when the deposit expires, you can withdraw the principal and interest with the certificate of deposit, or you can automatically transfer it multiple times according to the original deposit period.

Interest shall be calculated and paid according to the deposit interest rate on the date of opening the certificate of deposit for withdrawal at maturity, and interest shall be calculated according to the interest rate of the current savings deposit on the date of withdrawal for early withdrawal. You can apply for a small pledge loan with your own fixed deposit certificate.

For unexpired fixed savings deposits, depositors must present the certificate of deposit and the depositor's identity certificate for early withdrawal; If the withdrawal is made on behalf of the depositor, the withdrawer must also hold his identity certificate, and the interest rate shall be calculated and paid according to the current savings deposit interest rate announced on the withdrawal date, and the withdrawer shall also sign the name of the withdrawer on the payment voucher.

For unexpired fixed savings deposits, depositors can withdraw part of them in advance as needed, and the verification procedures remain unchanged, and the interest rate for early withdrawal shall be settled according to the current savings deposit interest rate announced on the withdrawal date, and the retained part shall be settled and paid at the maturity of the original deposit date and the original interest rate. If a lump sum deposit and lump sum fixed savings can only be partially withdrawn once, and if a partial early withdrawal has been made, the savings institution shall indicate the words "partial early withdrawal" on the deposit receipts that have been paid and the newly opened deposit receipts for the retained part. (After March 1, 2011, lump sum deposits and withdrawals with CCB, regardless of whether they were previously deposited or subsequently deposited, can be partially withdrawn an unlimited number of times, and there is no longer a limit to one withdrawal.) ）

1. The benchmark interest rate of a one-year fixed deposit is 150 yuan if 10,000 yuan is directly deposited for a one-year fixed deposit.

2. The interest rate of the demand deposit is 35 yuan if 10,000 yuan is deposited in the bank for one year.

The monthly fixed interest rate is, if 10,000 yuan is deposited twice for 6 months, the annual interest is 130 yuan.

4. How much is the interest rate of saving a million yuan for a regular year, and which institution the money is stored in.

5. At present, the interest rate of one-year fixed deposit in most banks is implemented in accordance with the benchmark interest rate of the central bank, and the interest rate of 10,000 yuan is 10,000 * annual interest rate) = 150 yuan. This interest rate level is currently not as high as the interest rate of Yu Yu Bao, a currency**.

The first thing you have to say is that you want to make a deposit? Or do you want a loan? The current deposit rate is approximately up.

The average bank loan interest rate is 4 to 7%. Therefore, the corresponding interest of 10,000 yuan a year is 150 to 200 yuan per year on the deposit. The interest on the loan is 400 to 700 yuan per year.

The first thing you have to figure out is, are you depositing? Or a loan? Because deposits and loans have different interest rates.

In the case of deposits, the current deposit interest rate is around, high to low. Therefore, the interest of 10,000 yuan for one year is about 165. If it is a loan, it depends on what the loan interest rate is, generally the lowest is about 4%, and the highest may be 15%.

The annual loan interest rate is 400 to 1,500 yuan.