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According to the current one-year bank fixed deposit.
The annual interest rate is calculated as follows: RMB 100,000,000,000 for one-year fixed deposit.
1. When deposited in the bank for one year, the interest of 100 million yuan is 100,000,000,000 yuan and 350,000 yuan.
2. When deposited in the bank for one year, the interest of 100 million yuan is 1000000000 yuan and 1.5 million yuan.
For a 100 million deposit in the bank for a year, the interest rate is about 2 million yuan according to the current one-year term, but in the face of a large deposit of 100 million yuan, it will rise and fall, and it will basically exceed 3 million. According to the current standard after the bank interest rate is reduced, the interest on a fixed deposit in a year, no matter how large the amount, will not exceed 4% of the interest in a year, that is to say, the annual deposit limit of 100 million yuan will not exceed 4 million a year.
Further information: Deposit Interest = Deposit Principal Deposit Interest Rate.
Deposit term Depending on the deposit term, there are also annual, monthly and daily interest rates on deposits. It should be noted that the deposit interest rate announced by the bank is generally an annual interest rate, and the deposit interest is not simply the principal multiplied by the interest rate, but also combined with the deposit term.
Factors influencing interest rates:
1. The level of profit rate, the level of interest rate depends on the average profit rate of society.
of high and low. 2. Policy factors are controlled by *** and directly determined by ***.
3. The degree of price change, affected by prices, prices are rigid, and the general interest rate is trending.
4. In the international economic environment, due to China's cooperation with other countries, interest rates will also be affected by international economic factors.
5. Factors of capital supply and demand, such as the shortage of loans, the interest rate is natural, the supply of loans is oversupply, and the interest rate is naturally reduced. National economic policy implications.
6. The state should adopt two policies, one is to relax the monetary system, and the other is to tighten the monetary system.
When the economy is booming, monetary policy is tightened to prevent overheating, and interest rates are raised; When the economy is in a recession, monetary policy is eased and interest rates are lowered.
7. The level of international interest rates. The interest rate is the first of the currency, and the flow of international funds is affected by the interest rate, and the flow of funds will go to countries with relatively high interest rates. If the U.S. is 10% and China is 2%, the money will flow to the United States, and then China will raise the interest rate level to attract foreign investment, and if we want to raise it to 12%, the money will flow to China.
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The deposit interest rate of different banks is different, and the current one-year annual interest rate of RMB fixed deposit of Ping An Bank is subject to the latest announcement on the official website of Ping An Bank.
Ping An car owner loan] can get a loan if you have a car, up to 500,000.
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The one-year interest of a 100 million deposit bank is as follows:
1. For demand deposits, the interest rate of demand deposits of major banks is that if 100 million yuan is deposited in the bank in the form of demand deposits, then the interest is: 1000000000 * yuan.
2. Time deposit: Assuming that the interest rate of the time deposit is, then the interest rate obtained by depositing a one-year time deposit of 100 million yuan is: 1000000000 * yuan.
There are two types of fixed savings deposits:
Lump sum deposit, lump sum deposit, principal deposit and interest, lump sum deposit and zero withdrawal.
1. Whole deposit and withdrawal.
It is a kind of fixed savings in which the customer chooses the deposit period, deposits the whole sum, and withdraws the principal and interest at maturity.
Service features: high stable income, worry-free convenience, flexible funds, low minimum deposit amount, and many options for deposit period.
2. Fractional deposit and withdrawal.
If you need to accumulate your monthly balance gradually, you can choose the "Fractional Deposit" deposit method. Lump sum deposit is a kind of fixed savings with an agreed amount in advance, deposited in the agreed amount month by month, and the principal and interest are withdrawn at maturity.
Service features: wide range of adaptation, simple procedures; The product is rounded up, and the income is higher; Low initial deposit amount; There are many options for deposit periods; A fixed amount is required to be deposited every month.
3. Deposit and withdraw interest.
If a customer does not need to use the money for a certain period of time, and only needs to withdraw interest regularly for daily necessities, the customer can choose the "principal deposit and interest withdrawal" method as their time savings deposit. The "deposit principal and interest" business is a kind of regular savings that is deposited in the principal at one time, the interest is withdrawn in installments, and the principal is withdrawn at maturity.
4. Whole deposit and zero withdrawal.
If a customer has a large sum of income and needs to withdraw it in installments within a certain period of time, he or she can choose the "lump sum deposit and zero withdrawal" method as his savings deposit. The "lump sum deposit and zero withdrawal" business is a kind of fixed savings with a pre-agreed deposit period, an integer amount deposited at one time, an average withdrawal of principal in installments, and interest withdrawal at maturity.
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Summary. Dear, I am glad to answer for you, how much interest is 100 million yuan a year for a bank deposit and 10000000 yuan for a year of bank deposit, that is, 350,000 yuan. 100 million yuan deposited in the bank for one year with an interest of 1000000000 yuan, that is, 1.5 million yuan.
If 100 million yuan is passed into the bank in this way, the interest received every year is 300,000 yuan. The annual interest of a deposit of 100 million yuan is 10,000 yuan, which is equivalent to 332,300 yuan per month.
Dear, I am glad to answer for you, how much interest is 100 million yuan a year for a bank deposit and 10000000 yuan for a year of bank deposit, that is, 350,000 yuan. 100 million yuan deposited in the bank for one year with an interest of 1000000000 yuan, that is, 1.5 million yuan. If 100 million yuan is transferred to the bank in the form of this year's silver, the interest on the finch shirt will be 300,000 yuan every year.
The interest on a deposit of 100 million yuan is 10,000 yuan a year, which is equivalent to 332,300 yuan per month.
Interest refers to the remuneration received by the holder of the currency (creditor) from the borrower or debtor for lending the shipping coin or monetary capital. This includes interest on deposits, loans, and interest on various bonds. Under the capitalist system, the source of interest is the surplus value created by wage workers, and the essence of interest is a special form of transformation of surplus value, which is a part of profits.
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