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Interest is calculated as the principal annual interest rate per year. The first year 10,000 times the percent equals 210 times the 6 years equals 1260. 10,000 times 10,000 in the second year multiplied by 1050 in 5 years, 210 times 4 years in the third year, 210 times 3 years in the fourth year, 210 times 2 years in the fifth year, and the interest withdrawn in full in the sixth year is 1260 + 1050 + 840 + 630 + 420 4200.
Calculation method: The interest for one year is $210. Because interest = principal * interest rate * term. The 10,000 yuan is the principal, which is the interest rate, and the term is 1 year, and the multiplication of the three is the interest generated.
Formula Interest Calculation]:
1. Interest (year) = principal annual interest rate (percentage) Deposit period or interest = principal interest rate time.
2. Deposit interest = principal number of days Listing interest (daily interest rate) = number of interest-bearing days Daily interest rate.
3. Interest tax = deposit interest (income tax payable) Applicable tax rate.
Interest Influencing Factors:
The amount of interest depends on three factors: the principal, the tenor, and the level of the interest rate.
The formula for calculating interest is: interest = principal x interest rate x deposit term.
According to the provisions of the State Administration of Taxation Guo Shui Han No. 2008 No. 826, the individual income tax on the interest income of savings deposits has been temporarily exempted since October 9, 2008, so the interest tax on savings deposits is temporarily exempted.
Interest rate level.
In the modern economy, the interest rate as the first of funds, not only by many factors in the economy and society, but also the change of interest rates has a significant impact on the entire economy, therefore, modern economists in the study of interest rate determination, pay special attention to the relationship between various variables and the balance of the whole economy, interest rate determination theory has also experienced the classical interest rate theory, Keynesian interest rate theory, loanable funds interest rate theory, IS-LM interest rate analysis and the evolution and development process of the contemporary dynamic interest rate model.
The evolution of interest.
Keynes believed that saving and investing are two interdependent variables, rather than two independent variables. In his theory, money is controlled by banks and is an exogenous variable with no interest rate elasticity. At this point, the demand for money depends on people's psychological "liquidity preference".
The theory of the interest rate on loanable funds that emerged later is the interest rate theory of the neoclassical school, which was proposed to modify Keynes's "liquidity preference" interest rate theory. To some extent, the theory of the interest rate on loanable funds can actually be seen as a synthesis of classical interest rate theory and Keynesian theory.
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Hello annual interest yes, if you deposit 10,000 yuan, it will be 210 yuan a year. Then the total interest for 5 years. That's 1050.
This 10,000 is money for 5 years. The second 10,000 is 210 4 for 840 yuan. The third 10,000 is 210 3 and 630 yuan.
The fourth billion is 210 2 is 420 yuan, and the fifth 10,000 is 210 yuan. Your total interest is 1050 + 840 + 630 + 420 + 210
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Solution: P - the principal bai gold, also known as the beginning of the DU amount or present value zhi;
i - DAO interest rate, which refers to the interest rate and .
the ratio of the principal within;
i—interest;
f - the sum of principal and interest, also known as the sum of principal and interest or final value;
n – the number of periods for which interest is calculated.
Interest = Principal * Interest Rate * Number of Interest-bearing Periods.
i = p * i * n
Known: p = 10000 (yuan) i = 6% n = 1 (year).
Find: the value of i.
i = 10000 * 6% *1 = 600 (yuan) Answer: The interest is 600 yuan a year.
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The interest rate is 10,000 yuan, and the interest after one year is 250 yuan.
The deposit interest rate is the standard for calculating the interest on the deposit. It refers to the ratio of the amount of interest to the amount of deposit in a certain period, also known as the deposit interest rate. The deposit interest rate is an economic lever for banks to absorb deposits, and it is also an important factor affecting the cost of banks.
China's deposit interest rate is determined by the state in a planned manner on the basis of objective economic conditions, currency circulation, supply and demand of materials in the market, and taking into account the interests of all parties.
When the People's Bank of China announced the interest rate cut, it made it clear that it would no longer set a cap on the deposit interest rate for commercial banks and rural cooperative financial institutions. The unit of deposit interest rate is annual interest rate, monthly interest rate, and daily interest rate (also known as annual interest rate, monthly interest rate, and daily interest rate). The annual interest rate is expressed as a percentage of the principal, and the monthly interest rate is expressed as a few thousandths of the principal; The daily interest rate is expressed as a few ten-thousandths of the principal.
In China, it is customary to call interest rates a few cents.
Lump sum deposit and lump sum withdrawal time deposit introduction:
1. Lump sum deposit is a kind of fixed deposit that stipulates the deposit period at the time of deposit, deposits the principal at one time, and withdraws the principal and interest at maturity;
2. RMB lump sum fixed deposit is 50 yuan, and the deposit period is divided into three months, six months, one year, two years, three years and five years;
3. Higher interest rate: the interest rate of time deposit is higher than that of demand deposit, and the longer the deposit period of time deposit, the higher the interest rate;
4. Convenient rollover: The Bank provides agreed rollover and automatic rollover services for lump sum deposit and lump sum fixed deposit, and there is no limit on the number of rollovers for agreed rollover and automatic rollover. If you agree to roll over the deposit at maturity when you open an account, the time deposit will be automatically rolled over at the same grade and tenor along with the principal and interest after maturity.
The automatic rollover service does not need to be agreed, and after the maturity of the time deposit, it will be automatically redeposited together with the principal and interest of the time deposit of the same grade and tenor;
5. Early withdrawal: The whole deposit and withdrawal (including after the transfer) can be partially withdrawn many times (up to 5 times). After part of the early withdrawal, the remaining part of the funds shall not be less than 50 yuan, and the remaining part of the funds shall be regenerated according to the account opening outlets, and the value date shall be the original value date.
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Because interest = principal interest rate time, you can get one year interest = 10,000 yuan by bringing in the value.
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The interest rate is 260 yuan a year.
The interest rate is the ratio of the amount of interest to the principal over a certain period of time, usually expressed as a percentage, and is called the annual interest rate when calculated on an annual basis. The formula for calculating the flutter is: interest rate = interest amount (principal x time) 100%. The interest rate is high, and the interest rate for 10,000 yuan a year is 260 yuan.
Advantages of Fixed Deposits:
1. It has a higher interest rate than bank demand deposits, and the flexibility of time deposits is not as high as demand deposits, so it has the characteristics of higher expected rate of return than demand deposits.
2. Depositors with large choice space and different liquidity needs can choose different deposit periods according to their actual situation, with high flexibility.
3. The security is high, and the time deposit belongs to the bank deposit category, and the risk is very low compared with other investment methods. In general, there is no need to worry about the loss of principal.
4. Fixed interest rates, in the investment market, many wealth management products or most of the wealth management products do not guarantee the expected returns, which has become a major factor for investors to worry about, but fixed deposits have fixed interest income, and there is no need to worry about not reaching the expected returns. <>
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Ten years later, 10,000 yuan should be withdrawn.
If you save 50,000 per year, the annual interest rate.
According to 5% calculation, save for 3 years, the principal is 500,000, if it is simply calculated by simple interest, then the disadvantage is 50,000 * 3 + 50,000 * (rent 1 + 2 + 3 + ??9 + 10) * 5% = 50,000 * 3 + 50,000 * 55 * 5% = 10,000 yuan.
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Summary. At the end of the sixth year, I can get 57,000 yuan
Save 10,000 yuan in the first year, and add 10,000 yuan every year after that, how much money can you get in the sixth year? At the end of the sixth year of interest, you can get 57,000 yuan
The above calculations are counted as single Leha.
Because you're talking about saving money, and saving money is simple interest.
Interest = Principal Interest Rate For example, if the principal is 10,000 yuan, the interest rate is 5%, and the interest rate is 5% if you deposit for 2 years, then the interest = 10,000 5% 2 = 1,000 yuan.
If you do it yourself, you can calculate the interest for each year separately and add it up.
Ok, thanks, it looks like the bank is really scam me <>
You're afraid you've bought an insurance policy......
Uh-huh. At the beginning of the new penitential lead year, Vientiane is renewed. I wish you good health, good work, good fortune, and all the best!
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More than 10,000 vertical bucket yuan 1-year vertical grinding period interest rate, a total of interest.
The interest is 10,000 * yuan, which is the interest that needs to be repaid in one year.
Formula. Interest (annual) = principal Annual interest rate (percentage) Deposit period.
or Interest = Principal Interest Rate Time.
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Interest Redemption Principal Interest Rate The number of interest periods. If 10,000 yuan is deposited in the bank for 3 years, the annual interest rate is 10%, and the corresponding interest rate of 10,000* yuan can be obtained at maturity.
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