What level is 780 points for sesame seeds

I'm on that list, but I don't think it's useful. I'm not a rich person, maybe I just abide by the rules of Alipay.

Sesame Credit is 700 points, which belongs to the upper middle level.

The sesame score is relatively good in the range of 650-700 points. In addition to the functions mentioned above, people in this range can really reflect the value of credit, and can enjoy deposit-free riding, rental of power banks, umbrellas, etc.

700-950 is considered very good, and those who can achieve this score should not have too bad basic conditions. These users generally do not have overdue behavior, and Alipay accounts are very active.

People with high sesame scores mainly have the following characteristics:

Clause. 1. Credit card borrowing and other behaviors should be repaid on time. Those with a high Sesame Credit score must be those who repay on time and have no bad records. Whether it is a bank loan or some credit loans, whether it is a personal credit report or not, Alipay's sesame system may recognize it, so timely repayment is a prerequisite for obtaining a higher sesame credit score.

Clause. Second, Alipay's activity is relatively high.

1.Sesame Credit.

In summary, people with a score of more than 800 should have two major characteristics: good asset status and credit status, and more use of Ali products. Then, if you want to achieve a score of 800 or more, you need to meet the above two points.

2.Alipay sesame points of more than 800 are actually not local tyrants, the method is appropriate, for many people, it is really not difficult, the secret is to use Alipay more. Sesame Credit has a minimum score of 350 points and a maximum of 950 points, with higher scores representing better creditworthiness.

The reporter asked a few invited friends, and they all scored between 600 and 700 points, which belonged to good and excellent. According to the scoring system, a score of 700 or above is excellent, a score of 350 to 550 is poor, and a score of 550 to 600 is moderate. In addition, the sesame credit path is improved:

1. Mostly on the Ali e-commerce platform Tmall.

**, poly cost-effective.

and other shopping consumption. Of course, online shopping is also particular, don't always look for some bargains, but also buy more home appliances, fitness equipment, handicrafts and other large goods;

2. Use Alipay credit card to repay more.

features, and timely repayment. At present, Sesame Credit is not connected to the personal credit reporting system of the central bank.

Credit history is mainly past credit account repayment history and credit account history. Since there is no personal loan record, credit card repayment records are particularly important;

3. Use Alipay to transfer money. The relationship between Alipay users is based on money such as transfer and payment, and if you often maintain a large amount of relationship with your friends, then the credit score will be much higher;

4. Buy more wealth management products on Alipay.

At present, there is not only Yue Bao on Alipay.

The larger the amount of money invested by the user, the more frequent the frequency, and the higher the score;

5. Multi-application of life services provided on Alipay. Such as water, electricity and gas payment, rental information, hotel and air ticket booking and other functions;

6. Make more loving donations. At present, there is an entrance to Alipay for love donations, if you donate often, no matter how much the amount is, the accumulated credit will naturally be higher than that of those who do not donate.

Extended Material: Sesame Credit.

1.Yu Wujie, chief data scientist of Sesame Credit, introduced that Sesame Points.

It mainly includes five dimensions: user credit history, behavioral preferences, performance ability, identity traits, and personal relationships. "It contains a lot of information and is very complex, and the preferences and stability of individuals in various aspects such as credit card repayment, online shopping, transfers, financial management, water, electricity and gas payments, rental information, and address relocation history may be one of the bases for judgment.

2.However, we will not disclose the specific items and weights to be investigated, so as not to be used by people with bad intentions. "In terms of privacy protection, whether it is an institution or others, if you want to view a user's sesame points, you must obtain the authorization of the user himself.

If a person's sesame score is high, he may not need to pay a deposit to drive the car away when he rents a car, but if he defaults and does not return the car or does not pay the rent, his sesame score will be lowered.

Reach the 700-point level, divided into 3 points to reach:

1. People with good credit, since it is a credit score, it must be related to the user's credit, if the user can keep the contract every time, the credit is very high, and in the long run, the sesame credit score.

It's easier to reach 700 points;

2. The number of uses is relatively frequent, and the turnover is relatively large, which proves that the user's spending power is very strong, so the credit score will be very fast.

3. For users with more complete information, the more complete the information, the higher the Sesame Credit Score, and it is easier to reach more than 700 points.

Extended Resources:

Sesame Credit Score Rules.

With the authorization of the user, Sesame Credit Score uses cloud computing and machine learning based on the user's data in various dimensions (covering financial lending, transfer and payment, investment, shopping, travel, accommodation, life, public welfare and other scenarios).

and other techniques, through logistic regression, decision trees.

Model algorithms such as random forests can comprehensively process and evaluate data from various dimensions.

The comprehensive score of personal credit status is objectively presented in five dimensions: user credit history, behavioral preferences, performance ability, identity traits, and personal relationships. Scores range from 350 to 950. Sesame seeds.

The higher the credit level, the better the credit level, and the lower the probability of default in scenarios such as financial lending and life services, and a higher sesame score can help individuals obtain more efficient and high-quality services.

Composition of Sesame Credit Score:

Credit History: Past credit account repayment history and credit account history;

Behavioral preference: preference and stability in activities such as shopping, bill payment, transfer, and financial management;

Connections: The identity of your friends and how much they interact with them.

Product value: The socialization of credit relations will unleash new consumption power

Internet credit is essentially a kind of consumption power, and the formation of new consumption capacity through the socialization of credit relations will be an important driving force to promote economic growth.

Credit will escort the Internet + economy:

Credit is the cornerstone of economic development; Internet + credit can escort the Internet economy, so that the public can fully enjoy the convenience brought by information exchange and resource sharing, and make it simple for people and businesses to be simple because of credit.

Internet + credit is also inclusive finance.

The inevitable choice:

In the traditional credit reporting model, it mainly examines people with credit history and active credit history, and a large number of vulnerable groups.

It will help to create a social atmosphere of credit for all.

Let the trustworthy go all the way and make it difficult for the untrustworthy to move an inch", through the Internet + credit, it can help people with high credit to obtain more efficient and high-quality services, so that the untrustworthy can not enjoy the convenience brought by credit, and help make trustworthiness a habit for everyone.

With a sesame credit score of more than 700 points, it is already a high-end user in Alipay, and for these high-quality users, Alipay has also officially opened more international business. For example, users with a Sesame Credit score of more than 700 can enter Alipay's fast visa channel to apply for a visa, and the countries that are currently exempt from certification materials are: Canada, Latvia, Argentina, etc.

Extended information] Alipay Sesame Credit is an independent third-party credit bureau under Ant Financial, which objectively presents an individual's credit status through cloud computing, machine learning and other technologies, and "Sesame Credit" is a credit information system, which collects data from the financial system and fully analyzes the user's behavior records on platforms such as Alipay and Alipay.

According to the official introduction of Alipay Ant Financial, there are five levels of Sesame Credit scores, which are ranked from low to high:

Poor: 350-550

Medium: 550-600

Good: 600-650

Premium: 650-700

Excellent: 700-950

When applying for a foreign tourist visa, you need to submit various materials, such as bank statements, employment certificates and other cumbersome information, Sesame Credit solves the complicated procedures.

Users with more than 700 sesame seeds can:

1.You can apply for a Singapore visa directly using your Sesame Credit Report. Users with a sesame score of 750 or more can apply for a Luxembourg visa directly using their Sesame Credit Report.

Operating environment: brand model: iphone13

System version: **: Application steps: Log in to the official website of Fliggy Travel on your computer; Travel and vacation visa, entry permit. Note: Not all users who meet the credit score will be able to apply for a visa, and the right to approve the visa is only vested in the Embassy or Consulate General Immigration Department.

2.Users with more than 700 sesame points can enjoy deposit-free rental, rental, hotel accommodation, and digital supplies rental through Alipay.

3.Alipay has several safe and reliable loan products, such as China Merchants Bank Hao**, Ant Borrow, Ant Borrow, etc., and some online loans will also apply for loan qualifications according to the borrower's Sesame Credit Assessment, such as Jubao Flash Loan.

"A score of 720 points is the highest level in the sesame score, that is, the level of excellent credit, as for the benefits, to be honest, there are no benefits, even if the machine score reaches the highest 900 points.

Extended materials: 1. "Sesame points are the comprehensive scores of personal credit that are objectively presented through artificial intelligence and cloud computing based on information from various dimensions after the authorization of the Sesame Credit user. The higher the sesame score, the better the credit of Alipay users, and the higher the Huabei consumption limit and loan amount generally obtained.

2. The higher the Sesame Credit Score, the higher the rights and interests enjoyed by the user, for example, the user will require the Sesame Credit Score to reach a certain score value when opening certain functions, otherwise the user cannot open it, for example, if the user wants to ride a shared bicycle without a deposit, then the Sesame Credit score must be above 650 points; There are other uses as well.

After the Sesame Credit score reaches a certain height, you can also open borrowing and Huabei, through which users can borrow money and withdraw directly to the bank card; Users can use Huabei to buy various goods online, and they can enjoy a certain interest-free period, as long as the user repays on time after expiration.

Sesame Credit can also enjoy the rights and interests of the hotel to stay first and pay later or no deposit, the higher the score, the more rights and interests the user can enjoy; If the user's sesame credit score exceeds 600 points, the user can open a credit residence, which will be very convenient for the user to check in and check out, which is of great benefit to friends who often travel on business.

Sesame credit score higher than 700 can apply for a visa, and there is no need to submit any additional information when applying for a visa, but only a few countries have opened it; In normal times, you can use Sesame Credit to go to the hospital to see a doctor, and you can save the trouble of queuing**, and you can directly make an appointment with a doctor in Alipay.

Third, Sesame Credit has so many benefits, users can improve it in different ways in normal times. For example, when using borrowing and Huabei, you can improve your sesame credit score by repaying on time, and if the user is late in repayment, it will lead to a decrease in your sesame credit score, so any function in Alipay must comply with the agreement.

The first thing users need to do to improve their sesame credit score is to improve their personal Alipay information, only when the information is perfect, the system has a more comprehensive understanding of the user, and the later improvement of the sesame credit score will be faster, and the information added here includes real estate information, education, occupation, vehicle information, provident fund, etc.

A Sesame score of 736 is already a very good level, and the highest Sesame Credit score is 950 points. Therefore, to be able to achieve this score is already a very high credit and excellent level.

1. How to evaluate Sesame Credit Score.

Alipay's Sesame Credit Score is mainly evaluated through five dimensions, including credit history, behavioral preferences, performance ability, identity traits and personal relationships. Sesame points are the result of a comprehensive assessment and cannot be quickly improved through unilateral acts. Those with a high Sesame Credit score must be those who repay on time and have no bad records.

Whether it is a bank loan or some credit loans, whether it is a personal credit report or not, Alipay's sesame system may recognize it, so timely repayment is a prerequisite for obtaining a higher sesame credit score. Those who can reach the score of 700-950 should not be too bad in basic conditions. These users generally do not have overdue behavior, and Alipay accounts are very active.

2. The higher the Sesame Credit Score, the better the treatment.

If you have a high Sesame credit score, you can enjoy various benefits on Alipay. For example, when your credit score is higher than 600 points, then you can enjoy the benefits of no deposit when staying in a hotel. If you want to ride a shared bicycle and open Alipay, if you say that the credit score is higher than 650 points, you can scan the code and ride away, and there is no need to pay a deposit, which will make life more convenient.

If the credit score is higher, then it is also good when applying for a visa abroad, and the sesame credit score is sometimes helpful for personal borrowing. 3. How to improve Sesame Credit Score.

There are many ways to improve your Sesame Credit score, and sometimes Alipay's platform will launch some activities, and by working hard to do these activities, you will improve your Sesame Credit Score. There are also times when you open a Huabei loan and then repay it in time to ensure that you also have a good credit and improve your sesame credit score. However, when it reaches a certain stage, it may be difficult to go up further, which is also a situation that many people will encounter.