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Hello, Sesame Credit Score calculation is mainly divided into the following 5 aspects.
2) Behavioral preference (20%): preference and stability in shopping, bill payment, transfer, financial management and other activities;
3) Networking (5%): the identity characteristics of friends and the degree of interaction with friends;
4) Credit history (35%): past credit account repayment history and credit account history;
5) Performance capacity (25%): enjoy all kinds of credit services and ensure timely performance.
According to the above comprehensive evaluation, 5 credit ratings are divided: 600 or more is good, 650 or more is excellent, 700 or more is excellent, and the maximum score is 950 points! Finally, if you have an urgent need for money, it is recommended that you choose a big brand for a loan, with transparent interest rates and at the same time to ensure your information security
Youqian Hua, renamed as "Youqian Hua" in June 2018), is positioned to provide personal consumption credit services for the public and create an innovative consumer credit model. The application materials are simple, the fastest is 30 seconds for approval, and the fastest is 3 minutes for disbursement. Early repayment is possible, and the recovery limit can be revolving after repayment.
I hope this is helpful to you, click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.
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Five Factors Influencing Sesame Credit Score Many people think that the more they spend on the Internet, the higher the sesame score? Actually, it's not all like that. As can be seen from the radar chart on the second page of the sesame seed, there are 5 factors that affect the level of the sesame seed:
Identity traits, credit history, behavioral preferences, performance capabilities, and connections.
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Yes, it's very high, it's in the middle and upper, it's more convenient to do some WD.
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Considered excellent. There are five levels of Sesame Credit, ranked from lowest to highest: 700-950 (excellent); 650-700 (excellent); 600-650 (good); 550-600 (medium); 350-550 (worse).
Credit services that can be enjoyed with a sesame credit score of 700 points or less:
1. You can open Huabei and borrow, the higher the points, the higher the amount, and the lower the interest;
2. Renting a house without deposit (Xiangyu, Chunmian, Uke Yijia, Beautiful House, Apartment), car rental (Shenzhou Car Rental, eHi Car Rental, Avis Car Rental, etc.), staying in hotels (Future Hotel, Little Pig Short-term Rental, Tujia Apartment B&B, Ant Short-term Rental, Wood Bird Short-term Rental), etc., cycling;
3. CAR and eHi Car Rental have discounts; You can also rent a smartphone and Apple computer without a deposit, and you can even buy it at a low price.
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It's not high, with a median score of 655.
Sesame Credit.
Combined with personal social credit, plus the frequency of use and cash flow of Alipay shopping payment.
Under normal circumstances, if there is no stain on social credit, the median value is about 660 points, so 655 is basically the median value, and most of them can open basic Huabei by themselves.
The quota below 2000 is related to my salary and Alipay shopping strength.
Extended information: Sesame Credit is Ant Financial.
Its independent third-party credit bureau, through cloud computing and machine learning.
and other technologies objectively present the credit status of individuals, and have provided credit services for users and merchants in hundreds of scenarios such as credit cards, consumer finance, financial leasing, hotels, renting, travel, marriage and love, classified information, student services, and public utility services.
Sesame Credit is a credit system designed based on various aspects of data.
Sesame Credit Score is a comprehensive processing and evaluation of massive information and data by Sesame Credit, which mainly includes five dimensions: user credit history, behavioral preferences, performance ability, identity characteristics, and personal relationships. Sesame Credit is based on Alibaba.
Different from traditional credit data, Sesame Credit data covers credit card repayment, online shopping, transfer, financial management, water, electricity and gas payment, rental information, address relocation history, social relationships, etc.
Sesame Credit"By analyzing a large number of online transaction and behavior data, users can be evaluated for credit, which can help Internet financial enterprises draw conclusions on users' willingness and ability to repay, and then provide users with fast credit and cash installment services.
Essentially,"Sesame Credit"It is a credit information system.
The system collects data from the financial system, and will also fully analyze the user's behavior records on platforms such as ** and Alipay.
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Sesame Credit Score combines personal social credit, coupled with the frequency of use of Alipay shopping payment and cash flow, under normal circumstances, the median value of social credit is about 660 points if there is no stain.
Therefore, 655 is basically the median value, and most of them will open a basic Huabei quota below 2000.
In fact, the amount of the amount opened is related to my salary and Alipay shopping strength.
But the autonomy of Huabei is in Huabei itself, it is impossible to force it to open, if someone says that it can be forcefully opened, then it must be **!
You can try this sesame point and let friends who have Huabei invite you to open it.
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There are not many people with a score of 765, and most users have a Sesame Credit score between 600-750 pointsSesame seedsScores range from 350-950Divide. 350-550 belongs to poor reputation, 550-600 belongs to medium reputation, 600-650 belongs to good reputation, 650-700 belongs to excellent reputation, 700-950 belongs to excellent reputation, the average person is in the range of 600-750 points, the accumulation time is relatively long, and the reputation is relatively good, can reach more than 700 points.
The higher the credit score, the more efficient and high-quality services can be obtained, the procedures for service handling can be simplified and the rent can also be reduced, the services that can be provided include shopping, renting, travel, accommodation, communication and other fields, and if the sesame powder exceeds 700 points, there is also a chance to apply for ** through sesame credit ** Latvia.
Argentina and other countries credit visa report.
Sesame Credit Score Boosting Tips
1. First of all, you can improve your information in the settings of personal information, such as personal education, work situation, mobile phone number, bank card, and you can also add auxiliary authentication such as real estate, car property, provident fund, and social security.
2. Improve your sesame credit score by using the sesame credit loan in Alipay, and the loan products include Huabei, which everyone is familiar with.
Borrowing, reserves.
And so on, because Sesame Credit Card will use your repayment history as one of the important data for credit evaluation.
3, nothing can be more in**, Tmall**.
because of the cumulative amount of shopping, shopping categories, return and exchange records, and even Ali Wangwang.
The chat history is an important scoring criterion for Sesame Credit.
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A person with a score of 726 on Sesame Credit is more reliable, but this is only a credit system on the Internet, and it can only be said that he is more reliable on the Internet, and he is not sure in real life. However, the current sesame credit score has involved many aspects, which can bring a lot of convenience in daily life, if the credit score is low, then there must be a lot of inconvenience, in general, it is necessary to improve your sesame credit score.
1. What is the role of sesame seeds?
Sesame has established a set of credit system, which can not only realize deposit-free car rental, etc., but also simplify the process when applying for visas for certain countries, without the need to provide various supporting materials. Sesame has provided credit services for users and merchants in hundreds of scenarios such as credit cards, consumer finance, hotels, renting, and public utilities. There are five dimensions based on the "scoring" of sesame points, namely identity characteristics, credit history, performance ability, personal relationships, and behavioral preferences.
2. How to "improve" sesame seeds?
1. Frequent use**, Tmall shopping, shopping records are the main ** of sesame points.
2. Use Alipay's credit card repayment function more often and repay it in time.
3. Frequently use Alipay's Yu'e Bao, Borrow, and Huabei functions.
4. Fill in a wealth of personal information, such as professional information, job experience, and even the situation of a private car, the sesame credit score can directly affect whether you can use borrowing or Huabei, if the score is high, then both can be used, of course, some people think that the use of caution is actually a person, if their personal qualifications or other aspects are better, it can be borrowed, but most people are not qualified to borrow, even if the amount spent is very high, But the borrowing has not been open to it. I haven't really understood what a criterion for his borrowing is, but as long as his sesame credit score is high, there are still certain benefits, and he can prove his identity at many times. If you want to improve your law enforcement credit score, you can try it according to the methods given above.
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