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Hello, Sesame Credit Score calculation is mainly divided into the following 5 aspects.
2) Behavioral preference (20%): preference and stability in shopping, bill payment, transfer, financial management and other activities;
3) Networking (5%): the identity characteristics of friends and the degree of interaction with friends;
4) Credit history (35%): past credit account repayment history and credit account history;
5) Performance capacity (25%): enjoy all kinds of credit services and ensure timely performance.
According to the above comprehensive evaluation, 5 credit ratings are divided: 600 or more is good, 650 or more is excellent, 700 or more is excellent, and the maximum score is 950 points! Finally, if you have an urgent need for money, it is recommended that you choose a big brand for a loan, with transparent interest rates and at the same time to ensure your information security
Youqian Hua, renamed as "Youqian Hua" in June 2018), is positioned to provide personal consumption credit services for the public and create an innovative consumer credit model. The application materials are simple, the fastest is 30 seconds for approval, and the fastest is 3 minutes for disbursement. Early repayment is possible, and the recovery limit can be revolving after repayment.
I hope this is helpful to you, click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.
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There are not many people with a score of 765, and most users have a Sesame Credit score between 600-750 pointsSesame seedsScores range from 350-950Divide. 350-550 belongs to poor reputation, 550-600 belongs to medium reputation, 600-650 belongs to good reputation, 650-700 belongs to excellent reputation, 700-950 belongs to excellent reputation, the average person is in the range of 600-750 points, the accumulation time is relatively long, and the reputation is relatively good, can reach more than 700 points.
The higher the credit score, the more efficient and high-quality services can be obtained, the procedures for service handling can be simplified and the rent can also be reduced, the services that can be provided include shopping, renting, travel, accommodation, communication and other fields, and if the sesame powder exceeds 700 points, there is also a chance to apply for ** through sesame credit ** Latvia.
Argentina and other countries credit visa report.
Sesame Credit Score Boosting Tips
1. First of all, you can improve your information in the settings of personal information, such as personal education, work situation, mobile phone number, bank card, and you can also add auxiliary authentication such as real estate, car property, provident fund, and social security.
2. Improve your sesame credit score by using the sesame credit loan in Alipay, and the loan products include Huabei, which everyone is familiar with.
Borrowing, reserves.
And so on, because Sesame Credit Card will use your repayment history as one of the important data for credit evaluation.
3, nothing can be more in**, Tmall**.
because of the cumulative amount of shopping, shopping categories, return and exchange records, and even Ali Wangwang.
The chat history is an important scoring criterion for Sesame Credit.
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Sesame Credit 675 is considered high,Sesame CreditThe minimum is 350 points and the maximum is 950 points. Sesame Credit is also graded based on scores: 350-550 is poor, 550-600 is fair, 600-650 is good, 650-700 is excellent, and above 700 is excellent.
Sesame Credit is Ant Financial.
Its independent third-party credit bureau, through cloud computing and machine learning.
and other technologies objectively present the credit status of individuals, and have provided credit services for users and merchants in hundreds of scenarios such as credit cards, consumer finance, financial leasing, hotels, renting, travel, marriage and love, classified information, student services, and public utility services.
People's Bank of China, January 5, 2015.
The issuance of a notice allowing eight institutions to prepare for personal credit reporting business is seen as a signal that China's personal credit reporting system is expected to open the floodgates to commercial institutions, and Tencent Credit and Sesame Credit are among them.
Sesame Credit said that whether it is an institution or another person, to view the Sesame Credit score, it must obtain the authorization of the user himself, and the credit assessment is directly presented in the form of a score to protect the specific credit information and privacy of the individual.
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Sesame Credit with a score of 720 is an excellent level of credit, Sesame Credit Score.
It is divided into five levels: poor, fair, good, excellent, and excellent, and the corresponding credit score levels are as follows:
Sesame Credit has a score between 350-550, which is poor; Sesame credit score is between 550-600, which is average; Sesame Credit has a score between 600-650, which is considered good; Sesame Credit score between 650-700 is excellent; A Sesame Credit score of 700 or above is excellent.
Extended information: Sesame Credit is Ant Financial.
Its independent third-party credit bureau, through cloud computing and machine learning.
and other technologies objectively present the credit status of individuals, which have been used in credit cards, consumer finance.
Provide credit services for users and merchants in hundreds of scenarios, such as financial leasing, hotels, renting, travel, marriage and love, classified information, student services, and public utility services.
Sesame Credit is a credit system designed based on various aspects of data.
Sesame Credit Score is a comprehensive processing and evaluation of massive information and data by Sesame Credit, which mainly includes five dimensions: user credit history, behavioral preferences, performance ability, identity characteristics, and personal relationships.
Sesame Credit is based on Alibaba.
Different from traditional credit data, Sesame Credit data covers credit card repayment, online shopping, transfer, financial management, water, electricity and gas payment, rental information, address relocation history, social relationships, etc.
Sesame Credit"By analyzing a large number of online transaction and behavior data, users can be evaluated for credit, which can help Internet financial enterprises draw conclusions on users' willingness and ability to repay, and then provide users with fast credit and cash installment services.
Essentially,"Sesame Credit"It is a credit information system.
The system collects data from the financial system, and will also fully analyze the user's behavior records on platforms such as ** and Alipay.
In order to facilitate users to understand the credit level of their friends, Sesame Credit has set up a similar one"Credit PK"A small game that you can compete with your friends. If the other party authorizes and agrees, you can also directly view the other party's sesame points.
Value. During the public beta period, Sesame Credit has negotiated cooperation with partners in many fields such as car rental, renting, marriage and love, visa, etc., and will soon provide experimental services, such as when the user's sesame score reaches a certain value in the future, it is expected that there will be no need to pay a deposit when renting a car or staying in a hotel, and you can try before buying when shopping online, and you will no longer need to apply for a deposit certificate when applying for a visa. Wait a minute.
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