My friend owes me money, what should I do? 20

Forget it! Just buy experience with money! Experience teaches!

This person is finished, and when he becomes famous, you will talk about the money he owes you. Let him finish playing.

You are too defenseless, he just thinks you are so deceitful! It's not that a good person can't be done, the key depends on whether you are worth it to be a good person to him! There was nothing to do, so I had to admit it. And there are no IOUs.

I'm also the most troubled by this kind of thing, friends are easy to forget after borrowing, and I can't ask myself, I always feel that asking is not enough friends, so I often worry for a long time.

Your situation is a little different, you haven't encountered it, even if you don't have money, you don't have to do this.

This kind of person is going to have to do something.

Find his family first, and if you can't do it, look for his unit.

If it doesn't work, call the police and say he's robbing money.

You try to reach him as much as possible.

Use ** to record or leave a message with him.

Then sue him and you'll have proof

The whole thing is secondary, and it's not worth it to make another charge for this kind of person.

Don't trust such people in the future.

Of course, you need to prove that you can lend a slightly larger amount of money.

Don't mention money to your friends! When you borrow him, you have to be prepared to "give" him! If you don't want to be friends with him anymore, give him a go!

My friend had been in this situation before, but that person was a classmate of ours. We asked for 3 months and he finally gave it.

In your case, you should find a way to find a place where he lives. Then go straight to his house.

Lessons learned! You can't have the heart to hurt others, and you can't have the heart to defend people.

Hey....My friend also owes me money, and one day, my friend went to my house, and I mentioned the money to him, and he was so scared that he didn't go to me anymore, hey...Let's assume this experience....

Did the man run away? If I see it hit once.

There was nothing to do, so I had to admit it. And there are no IOUs.

If it were me, I would have been beaten a long time ago...

1. Take into account emotional reminder debt collection.

As the saying goes: don't borrow from friends easily, because easy borrowing will lead to slackness; Don't lend money to friends easily, because you can not only lose these finances, but sometimes you can also lose these friends.

Because I am embarrassed to ask my friend to come back, I can only wait for my friend to take the initiative to repay it or my friend has not paid it back. Generally, those who forget to repay the money are small money, and those who are large will not forget. Then you have to remind your friends to pay back, and there are a few tips for your reference.

1.Inadvertently raised. When friends sit together and chat, you can pretend to talk about your current difficulties inadvertently, show that you lack money, if the other party has nothing to say, just show off with the other party, of course, you have to pay attention to skills, be sure to make the words clear, and it is best to have mutual friends present to witness.

2.Reverse borrowing. The principle is actually similar to the first one, but if you are sure that the other party has forgotten, then you can only use this method to recover the debt.

Second, pull down the face and take administrative means.

The so-called use of administrative intervention to help realize debt collection refers to the process of debt collection, through one's own hard work, to obtain the sympathy and support of the other party's higher-level competent department, and to educate the debtor through the debtor's higher-level leading organ to persuade the debtor to perform the debt as soon as possible.

This method is particularly effective for people working in the party committee, **, military, schools and other systems, and can basically achieve the goal quickly. For other groups of people, you can try to deter the other party by calling the police.

It should be reminded that the usefulness of requesting the debtor's superior authority to help achieve the purpose of debt collection is limited in the process of debt collection, because the debtor's competent authority does not have this obligation, and there is no coercive measure on whether the debtor has fulfilled its obligations, that is, the competent authority has no power to order or award that the debtor must perform its debts. After calling the police, it will basically not be accepted, because private lending disputes are generally resolved through litigation, and the police are tried because the vast majority of police will be willing to help you and help you fight to deter the other party.

Therefore, the use of administrative intervention to collect debts can only be used as an auxiliary means to other debt collection methods for debt collectors.

3. Tear your face and go through the litigation process.

If the other party keeps saying "guaranteed to return next month" but has been delaying again and again, or WeChat ** can't contact the other party or even blacks out, if you encounter this kind of situation where the other party borrows money and does not repay it, and you can't recover the debt with an IOU in hand, it is recommended to take the judicial route.

If a friend borrows money, if the number is large, is there an IOU, ask him for it, and tell him about your current predicament......I hope he will definitely help you solve your urgent needs.

If a relative borrows a lot of money, it is generally not good to ask for it, he doesn't want to pay you back at all, and he has to pay it back a long time ago. Don't do it, so as not to hurt feelings, family affection is more important than feelings.

The first trick: 10,000 prior consultation!

First of all, there will be one to convince people!

If you do not repay the money you owe, you can first negotiate with the other party amicably as calmly as possible, appropriately relax the repayment conditions, and repay it in a timely manner. If the other party is indeed unable to repay the loan in time, both parties can sign a Repayment Agreement to agree on the specific method and time limit of repayment;

It is also agreed that if the other party still fails to perform when due, it may apply to the court for enforcement of the debtor's property.

To sign such a repayment agreement, it must be notarized by a notary public in advance. Once the repayment agreement expires, the creditor can directly apply to the court for enforcement according to the terms of the agreement, eliminating a lot of cumbersome litigation procedures and saving time and money for debt collection.

The second trick: arrears collection letter.

Sending a collection letter to the other party is also an effective solution.

1. Effective interruption of the statute of limitations: The Civil Procedure Law stipulates that the statute of limitations for arrears is generally two years, that is, within two years after the expiration of the repayment period, the creditor does not demand payment from the debtor, and the court will no longer protect it. However, according to the regulations, if the arrears collection letter is used as a reminder notice and has the legal effect of suspending the statute of limitations, the statute of limitations can be extended, so that the creditor can flexibly decide the time to file a lawsuit.

2. The arrears collection letter indicates that the creditor has fulfilled the obligation to inform and give a reasonable period of time: according to the regulations, if the debtor fails to repay the loan within the time limit, the creditor should generally perform the notification obligation and give a reasonable period of time, after which the debtor has not repaid, and then the debtor can sue for repayment of the debt.

3. Arrears collection letter is a fast and affordable way to collect arrears: arrears collection letter is a very formal way to collect arrears, if you hire a lawyer to issue a more professional arrears collection letter, it will make the debtor more cautious and can effectively improve the possibility of repayment.

The third trick: litigation.

The law is the last line of defense to protect one's own rights and interests, and if the other party still refuses to repay the money after trying various methods, then you can only choose the legal path of litigation.

However, before filing a lawsuit, remember to apply for pre-litigation property preservation.

Pre-litigation property preservation is to apply to the court to seize and freeze the other party's property, such as accounts, real estate, cars, etc., at the same time or in advance when a lawsuit is filed, so as to prevent the other party from transferring property and ensure that the parties can get back the money and property in time after winning the lawsuit.

However, this step is not necessary and can be omitted if you cannot provide proof of the other party's assets, or if the amount owed is not high, and the other party has a clear ability to repay.

After that, you can file a lawsuit.

If the other party still does not pay back the judgment after the judgment, it can apply for compulsory enforcement.

After the judgment is handed down, it should be enforced by the court within 2 years after the judgment takes effect, and if the other party does not enforce it, the other party can be detained in ordinary areas.

In our real life, many people have encountered the situation of not paying back the money owed, some pants filial piety is greater than face, embarrassed to ask the other party, and some people even if you ask him, he doesn't care, as if you owe him money, there is really no better way. I think that since someone owes you money, you should be bold enough to ask for it, you lent him the money with kindness, and he didn't think of your kindness, didn't show affection, and didn't pay back your money, you should pull down your face and ask him for the money. First, it can be prosecuted.

This is also one of the most effective ways. However, it is important to remember that when lending money to someone, it is important to ask him to make an IOU, which is evidence. Once you encounter a situation where the other party does not give you money, you take this IOU to the court to sue him, and it must be within the statute of limitations.

From the date of the first recovery, within two years, it is considered as a validity period. Try not to exceed this period, if the promotion exceeds this period, it is difficult to say. Second, try to negotiate and communicate with people who are pure idiots who are arguing about debts.

This is the ideal way to solve the problem. It should be said that most debt problems can be resolved through negotiation. People's hearts are flesh and blood, when you are in trouble, others help you, and after you have the ability, it is natural that you should take the initiative to repay other people's money.

If you can't change it at one time, you can ask him to set a repayment agreement and repay the loan in strict accordance with the repayment agreement every month until it is paid off. Third, property preservation. It is to apply to the court for property preservation before preparing to sue the other party, and freeze the house, car, bank card, and even WeChat or Alipay in the name of the other party, so as to avoid transferring property in advance until the other party is sued.

Protect your own interests from infringement to the greatest extent. Fourth, use mediation. It is best for you to find an intermediary with an intermediary to prove that on the basis of equality, voluntariness and legality, distinguish right from wrong, clarify responsibilities, and promote the parties to reach an agreement independently by laying out facts and reasoning, so as to resolve the dispute.

Legal analysis: If the debtor owes money and does not pay it back, the creditor can sue for processing, or apply to the court for a payment order to collect the debt.

Legal basis: Article 675 of the Civil Code of the People's Republic of China. If the borrower and the lender agree on a repayment period, the borrower shall repay the loan in accordance with the agreed time limit.

If the borrower and the lender do not agree on the loan repayment period or the agreement is not clear, the two parties may negotiate to supplement it; If a supplementary agreement cannot be reached, it shall be determined in accordance with the relevant provisions of the contract or transaction customs.

If there is still no certainty, the borrower can return it at any time; The lender may urge the borrower to repay the loan within a reasonable period of time.

Legal analysis: If a friend owes money and does not repay it, if the money has been lent out and the other party does not repay the money when due, the following suggestions are put forward: 1. Open directly when it expires, negotiate first, and then use other methods if the negotiation fails.

2. Be clear in person when you see the opportunity. 3. Reverse borrowing. 4. If the negotiation fails, you can bring the relevant loan certificate to the people's court to file a lawsuit, so that the court can judge the other party to enforce the debt.

Legal basis: Article 565 of the Civil Code of the People's Republic of China If the other party has any objection to the termination of the contract, either party may request the people's court or arbitration institution to confirm the validity of the termination.

If a friend owes money and does not repay it, for those who have lent out the money and the other party does not repay the money when it expires, the following suggestions are put forward: 1. Open directly when it expires, negotiate first, and then adopt other methods if the negotiation fails. 2. Be clear in person when you see the opportunity.

Article 565 of the Civil Code of the People's Republic of China If the other party has an objection to the termination of the contract, either party may request the people's court or arbitration institution to confirm the validity of the termination.